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| | HB1049 Engrossed | | LRB103 04655 BMS 49946 b |
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| 1 | | AN ACT concerning regulation.
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| 2 | | Be it enacted by the People of the State of Illinois,
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| 3 | | represented in the General Assembly:
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| 4 | | Section 5. The Illinois Insurance Code is amended by |
| 5 | | adding Section 143.10e as follows:
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| 6 | | (215 ILCS 5/143.10e new) |
| 7 | | Sec. 143.10e. Home property insurance; dog breeds. |
| 8 | | (a) With respect to homeowner's insurance policies and |
| 9 | | renter's insurance policies issued, renewed, modified, |
| 10 | | altered, or amended on or after the effective date of this |
| 11 | | amendatory Act of the 103rd General Assembly, no insurer shall |
| 12 | | refuse to issue or renew, cancel, charge or impose an |
| 13 | | increased premium or rate for a policy or contract, or |
| 14 | | exclude, limit, restrict, or reduce coverage under a policy or |
| 15 | | contract based solely upon harboring or owning any dog of a |
| 16 | | specific breed or mixture of breeds. |
| 17 | | (b) Notwithstanding the provisions of subsection (a), an |
| 18 | | insurer may cancel or refuse to issue or renew any homeowner's |
| 19 | | or renter's insurance policy or impose a reasonably increased |
| 20 | | premium for such policy based on the determination of an |
| 21 | | individual dog as a dangerous or vicious dog under the Animal |
| 22 | | Control Act, as determined by underwriting and actuarial |
| 23 | | principles reasonably derived from actual loss experience of |