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| 1 | HOUSE JOINT RESOLUTION
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| 2 | WHEREAS, According to the Federal Emergency Management | ||||||
| 3 | Agency, 90% of all natural disasters involve some type of | ||||||
| 4 | flooding; and
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| 5 | WHEREAS, The five-year average cost of natural disasters | ||||||
| 6 | in Illinois has jumped from $500 million (CPI-adjusted) in | ||||||
| 7 | 1984 to $1.7 billion in 2023; and
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| 8 | WHEREAS, Climate change will continue to cause more severe | ||||||
| 9 | and widespread natural disasters across Illinois; and | ||||||
| 10 | WHEREAS, Flood damages will continue to escalate in | ||||||
| 11 | Illinois due to climate change; and | ||||||
| 12 | WHEREAS, There are 538,072 properties in Illinois at risk | ||||||
| 13 | of flooding due to increases in precipitation caused by | ||||||
| 14 | climate change over the next 30 years; and | ||||||
| 15 | WHEREAS, There are only 38,000 National Flood Insurance | ||||||
| 16 | Program policies in force in Illinois, representing just 7% of | ||||||
| 17 | property in Illinois prone to flood in the next 30 years; and | ||||||
| 18 | WHEREAS, The 2015 Urban Flood Awareness Act found that | ||||||
| 19 | over 90% of urban flooding damage claims came from outside the | ||||||
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| 1 | mapped floodplain, in areas where flood insurance coverage is | ||||||
| 2 | optional; and
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| 3 | WHEREAS, Most insurance policies for homeowners and | ||||||
| 4 | renters do not cover flooding; and
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| 5 | WHEREAS, The National Flood Insurance Program and private | ||||||
| 6 | flood insurance policies offer financial support to help | ||||||
| 7 | people prepare for floods, avoid flood damages, and recover | ||||||
| 8 | from flood events; and
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| 9 | WHEREAS, Increasing educational opportunities for Illinois | ||||||
| 10 | insurance producers and potential consumers will increase the | ||||||
| 11 | number of producers certified to sell National Flood Insurance | ||||||
| 12 | Program policies and increase the number of flood insurance | ||||||
| 13 | policies sold; therefore, be it
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| 14 | RESOLVED, BY THE HOUSE OF REPRESENTATIVES OF THE ONE | ||||||
| 15 | HUNDRED THIRD GENERAL ASSEMBLY OF THE STATE OF ILLINOIS, THE | ||||||
| 16 | SENATE CONCURRING HEREIN, that the Illinois Departments of | ||||||
| 17 | Insurance and Natural Resources are urged to expand and | ||||||
| 18 | improve educational opportunities for insurance producers and | ||||||
| 19 | consumers regarding flood insurance; and be it further
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| 20 | RESOLVED, That suitable copies of this resolution be | ||||||
| 21 | delivered to the Illinois Departments of Insurance and Natural | ||||||
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| 1 | Resources.
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