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1 | AN ACT concerning regulation.
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2 | Be it enacted by the People of the State of Illinois,
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3 | represented in the General Assembly:
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4 | Section 5. The Pawnbroker Regulation Act is amended by | ||||||||||||||||||||||||
5 | changing Section 5 as follows:
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6 | (205 ILCS 510/5) (from Ch. 17, par. 4655)
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7 | Sec. 5. Record requirements.
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8 | (a) Except in municipalities located in counties having | ||||||||||||||||||||||||
9 | 3,000,000 or more
inhabitants, every pawn and loan broker shall | ||||||||||||||||||||||||
10 | keep a standard record book
that has been approved by the | ||||||||||||||||||||||||
11 | sheriff of the county in which the pawnbroker
does business. In | ||||||||||||||||||||||||
12 | municipalities in counties with
3,000,000 or more inhabitants, | ||||||||||||||||||||||||
13 | the record book shall be approved by the police
department of | ||||||||||||||||||||||||
14 | the municipality in which the pawn or loan broker does | ||||||||||||||||||||||||
15 | business.
At the time of each and every loan or taking of a | ||||||||||||||||||||||||
16 | pledge,
an accurate account and description, in the English | ||||||||||||||||||||||||
17 | language, of all the
goods, articles and other things pawned or | ||||||||||||||||||||||||
18 | pledged, the amount of money,
value or thing loaned thereon, | ||||||||||||||||||||||||
19 | the time of pledging the same, the rate of
interest to be paid | ||||||||||||||||||||||||
20 | on such loan, and the name and residence of the person
making | ||||||||||||||||||||||||
21 | such pawn or pledge shall be printed, typed, or written in ink | ||||||||||||||||||||||||
22 | in
the record book. Such entry shall include the serial number | ||||||||||||||||||||||||
23 | or
identification number of items received which bear such
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1 | number. Except for items purchased from dealers possessing a | ||||||
2 | federal employee
identification number who have provided a | ||||||
3 | receipt to the pawnbroker, every
pawnbroker shall also record | ||||||
4 | in his book, an accurate account and description,
in the | ||||||
5 | English language, of all goods, articles and other things | ||||||
6 | purchased or
received for the purpose of resale or loan | ||||||
7 | collateral by the pawnbroker from
any source, not in the course | ||||||
8 | of a pledge or loan, the time of such purchase
or receipt and | ||||||
9 | the name and address of the person or business which sold or
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10 | delivered such goods, articles, or other things to the | ||||||
11 | pawnbroker. No entry
in such book shall be erased, mutilated or | ||||||
12 | changed. Every
pawnbroker with a secondary outlet for selling | ||||||
13 | goods, articles, and other things purchased or
received shall | ||||||
14 | also record in his or her standard record book, and report to | ||||||
15 | local law enforcement or the Illinois State Police, an accurate | ||||||
16 | account and description,
in the English language, of all goods, | ||||||
17 | articles, and other things purchased or
received, including the | ||||||
18 | time of such purchase
or receipt and the name and address of | ||||||
19 | the person or business that sold or
delivered such goods, | ||||||
20 | articles, or other things to the pawnbroker. No entry
in a | ||||||
21 | standard record book shall be erased, mutilated, or changed. | ||||||
22 | For purposes of this subsection (a), "secondary outlet" | ||||||
23 | includes, but is not limited to, any e-commerce Internet | ||||||
24 | website or Internet auction medium.
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25 | (b) Every pawnbroker shall require identification to be
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26 | shown him by each person pledging or pawning any goods, |
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1 | articles or other
things to the pawnbroker. If the | ||||||
2 | identification shown is a driver's license
or a State | ||||||
3 | identification card issued by the Secretary of State and | ||||||
4 | contains a
photograph of the person being identified,
only one | ||||||
5 | form of identification must be shown. If the identification | ||||||
6 | shown
is not a driver's license or a State identification card | ||||||
7 | issued by the
Secretary
of State and does not contain a | ||||||
8 | photograph, 2 forms of identification must be
shown, and one of | ||||||
9 | the 2 forms of
identification must
include his or her residence | ||||||
10 | address. These forms of identification shall
include, but not | ||||||
11 | be limited to, any of the following: driver's license,
social | ||||||
12 | security card, utility bill, employee or student | ||||||
13 | identification card,
credit card, or a civic, union or | ||||||
14 | professional association membership card.
In addition, in a | ||||||
15 | municipality with a population of 1,000,000 or more
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16 | inhabitants, if the customer does not have an identification | ||||||
17 | issued by a
governmental entity containing a photograph of the | ||||||
18 | person being identified, the
pawnbroker shall photograph the | ||||||
19 | customer in color and record the customer's
name, residence | ||||||
20 | address, date of birth, social security number, gender, height,
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21 | and weight on the reverse side of the photograph. If the | ||||||
22 | customer has no
social security number,
the pawnbroker shall | ||||||
23 | record this fact.
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24 | A county or municipality, including a home rule unit, may | ||||||
25 | regulate a
pawnbroker's identification requirements for | ||||||
26 | persons pledging or pawning goods,
articles, or other things to |
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1 | the pawnbroker in a manner that is not less
restrictive than | ||||||
2 | the regulation by the State of a pawnbroker's identification
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3 | requirements for persons pledging or pawning goods, articles, | ||||||
4 | or other things.
A home rule unit
may not regulate a | ||||||
5 | pawnbroker's identification requirements for persons
pledging
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6 | or pawning goods, articles, or other things to the pawnbroker | ||||||
7 | in a manner less
restrictive than the regulation by the State | ||||||
8 | of a pawnbroker's identification
requirements for persons | ||||||
9 | pledging or pawning goods, articles, or other things.
This | ||||||
10 | Section is a limitation under subsection (i) of Section 6 of | ||||||
11 | Article VII
of the Illinois Constitution on the concurrent | ||||||
12 | exercise by home rule units of
the powers and functions | ||||||
13 | exercised by the State.
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14 | (c) A pawnbroker may maintain the records required by | ||||||
15 | subsection (a) in
computer form if the computer form has been | ||||||
16 | approved by the Commissioner, the
sheriff of the county in | ||||||
17 | which the shop is located, and the police department
of the | ||||||
18 | municipality in which the shop is located.
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19 | (d) Records, including reports to the Commissioner, | ||||||
20 | maintained by
pawnbrokers shall be confidential, and no | ||||||
21 | disclosure of pawnbroker records
shall be made except | ||||||
22 | disclosures authorized by this Act or ordered by a court
of | ||||||
23 | competent jurisdiction. No record transferred to a | ||||||
24 | governmental official
shall be improperly disclosed, provided | ||||||
25 | that use of those records as evidence
of a felony or | ||||||
26 | misdemeanor shall be a proper purpose.
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1 | (e) Pawnbrokers and their associations may lawfully give | ||||||
2 | appropriate
governmental agencies computer equipment for the | ||||||
3 | purpose of transferring
information pursuant to this Act.
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4 | (Source: P.A. 91-608, eff. 8-19-99; 92-215, eff. 8-2-01.)
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