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1 | AN ACT concerning insurance.
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2 | Be it enacted by the People of the State of Illinois,
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3 | represented in the General Assembly:
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4 | Section 5. The Illinois Insurance Code is amended by | |||||||||||||||||||||||
5 | changing Section 357.3 and by adding Section 359d as follows:
| |||||||||||||||||||||||
6 | (215 ILCS 5/357.3) (from Ch. 73, par. 969.3)
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7 | Sec. 357.3. "TIME LIMIT ON CERTAIN DEFENSES: (1) After 2 | |||||||||||||||||||||||
8 | years from the
date of issue of this policy no misstatements , | |||||||||||||||||||||||
9 | except fraudulent
misstatements, made by the applicant in the | |||||||||||||||||||||||
10 | application for such policy
shall be used to void the policy or | |||||||||||||||||||||||
11 | to deny a claim for loss incurred or
disability (as defined in | |||||||||||||||||||||||
12 | the policy) commencing after the expiration of
such 2 year | |||||||||||||||||||||||
13 | period."
| |||||||||||||||||||||||
14 | (The foregoing policy provision shall not be so construed | |||||||||||||||||||||||
15 | as to affect
any legal requirement for avoidance of a policy or | |||||||||||||||||||||||
16 | denial of a claim during
such initial 2 year period, nor to | |||||||||||||||||||||||
17 | limit the application of section 357.15
through section 357.19 | |||||||||||||||||||||||
18 | in the event of misstatement with respect to age
or occupation | |||||||||||||||||||||||
19 | or other insurance.)
| |||||||||||||||||||||||
20 | A policy which the insured has the right to continue in | |||||||||||||||||||||||
21 | force subject to
its terms by the timely payment of premium (1) | |||||||||||||||||||||||
22 | until at least age 50 or,
(2) in the case of a policy issued | |||||||||||||||||||||||
23 | after age 44, for at least 5 years from
its date of issue, may |
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| |||||||
1 | contain in lieu of the foregoing the following
provisions (from | ||||||
2 | which the clause in parentheses may be omitted at the
company's | ||||||
3 | option) under the caption "INCONTESTABLE":
| ||||||
4 | "After this policy has been in force for a period of 2 | ||||||
5 | years during the
lifetime of the insured (excluding any period | ||||||
6 | during which the insured is
disabled), it shall become | ||||||
7 | incontestable as to the statements contained in
the | ||||||
8 | application."
| ||||||
9 | (2) "No claim for loss incurred or disability (as defined | ||||||
10 | in the policy)
commencing after 2 years from the date of issue | ||||||
11 | of this policy shall be
reduced or denied on the ground that a | ||||||
12 | disease or physical condition not
excluded from coverage by | ||||||
13 | name or specific description effective on the
date of loss had | ||||||
14 | existed prior to the effective date of coverage of this
| ||||||
15 | policy."
| ||||||
16 | (Source: Laws 1967, p. 1735.)
| ||||||
17 | (215 ILCS 5/359d new) | ||||||
18 | Sec. 359d. Prior approval of health insurance rescissions. | ||||||
19 | (a) This Section may be referred to as the Insurance | ||||||
20 | Contract Fairness Law. | ||||||
21 | (b) Notwithstanding any other provision of law, unless | ||||||
22 | approval is granted pursuant to subsection (c) of this Section, | ||||||
23 | no insurer shall rescind or cancel any policy of insurance, | ||||||
24 | contract, evidence of coverage or certificate that provides | ||||||
25 | coverage of the type specified in subsection (b) of Class 1 or |
| |||||||
| |||||||
1 | subsection (a) of Class 2 of Section 4 of the Insurance Code, | ||||||
2 | except short term, disability income, long-term care, accident | ||||||
3 | only, or limited or specified disease policies, on the basis of | ||||||
4 | written information submitted on, with, or omitted from an | ||||||
5 | insurance application by the insured. A policy of insurance, | ||||||
6 | contract, evidence of coverage or certificate may not be | ||||||
7 | rescinded or cancelled under subsection (c) of this Section | ||||||
8 | more than 2 years after the effective date of the policy, | ||||||
9 | contract, evidence of coverage, or certificate. | ||||||
10 | (c) An insurer shall apply for approval of such rescission | ||||||
11 | or cancellation by submitting written information to the | ||||||
12 | Director on an application in such form as the Director | ||||||
13 | prescribes. The insurer shall provide a copy of the application | ||||||
14 | for approval to the insured or the insured's representative. | ||||||
15 | Not later than 7 business days after receipt of the application | ||||||
16 | for approval, the insured or the insured's representative shall | ||||||
17 | have an opportunity to review the application and respond and | ||||||
18 | submit relevant information to the Director with respect to the | ||||||
19 | application. Not later than 15 business days after the | ||||||
20 | submission of information by the insured or the insured's | ||||||
21 | representative, the Director shall issue a written decision on | ||||||
22 | the application. The Director may approve the rescission or | ||||||
23 | cancellation if the Director finds that (1) the written | ||||||
24 | information submitted on or with the insurance application was | ||||||
25 | false at the time the application was made and the insured or | ||||||
26 | the insured's representative knew of the falsity therein and |
| |||||||
| |||||||
1 | the submission materially affected either the acceptance of | ||||||
2 | risk or the hazard assumed by the insurer or (2) the | ||||||
3 | information omitted from the insurance application was | ||||||
4 | knowingly omitted by the insured or the insured's | ||||||
5 | representative and the omission materially affected either the | ||||||
6 | acceptance of risk or the hazard assumed by the insurer. The | ||||||
7 | decision shall be mailed to the insured, the insured's | ||||||
8 | representative, if any, and the insurer. | ||||||
9 | (d) The Director shall not approve a rescission or | ||||||
10 | cancellation under subsection (c) of this Section if the | ||||||
11 | rescission or cancellation is initiated after a claim is | ||||||
12 | submitted by the insured unless the submitted claim bears a | ||||||
13 | direct relationship to the information found by the Director to | ||||||
14 | have been omitted or falsely submitted under subsection (c) of | ||||||
15 | this Section. | ||||||
16 | (e) An insurer or insured may appeal a decision by the | ||||||
17 | Director under this Section by making a written request for a | ||||||
18 | hearing before the Director within 30 days after the date the | ||||||
19 | Director's decision is mailed.
| ||||||
20 | Section 10. The Health Maintenance Organization Act is | ||||||
21 | amended by changing Section 5-3 as follows:
| ||||||
22 | (215 ILCS 125/5-3) (from Ch. 111 1/2, par. 1411.2)
| ||||||
23 | (Text of Section before amendment by P.A. 96-833 ) | ||||||
24 | Sec. 5-3. Insurance Code provisions.
|
| |||||||
| |||||||
1 | (a) Health Maintenance Organizations
shall be subject to | ||||||
2 | the provisions of Sections 133, 134, 137, 140, 141.1,
141.2, | ||||||
3 | 141.3, 143, 143c, 147, 148, 149, 151,
152, 153, 154, 154.5, | ||||||
4 | 154.6,
154.7, 154.8, 155.04, 355.2, 356g.5-1, 356m, 356v, 356w, | ||||||
5 | 356x, 356y,
356z.2, 356z.4, 356z.5, 356z.6, 356z.8, 356z.9, | ||||||
6 | 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15 356z.14 , | ||||||
7 | 356z.17 356z.15 , 359d, 364.01, 367.2, 367.2-5, 367i, 368a, | ||||||
8 | 368b, 368c, 368d, 368e, 370c,
401, 401.1, 402, 403, 403A,
408, | ||||||
9 | 408.2, 409, 412, 444,
and
444.1,
paragraph (c) of subsection | ||||||
10 | (2) of Section 367, and Articles IIA, VIII 1/2,
XII,
XII 1/2, | ||||||
11 | XIII, XIII 1/2, XXV, and XXVI of the Illinois Insurance Code.
| ||||||
12 | (b) For purposes of the Illinois Insurance Code, except for | ||||||
13 | Sections 444
and 444.1 and Articles XIII and XIII 1/2, Health | ||||||
14 | Maintenance Organizations in
the following categories are | ||||||
15 | deemed to be "domestic companies":
| ||||||
16 | (1) a corporation authorized under the
Dental Service | ||||||
17 | Plan Act or the Voluntary Health Services Plans Act;
| ||||||
18 | (2) a corporation organized under the laws of this | ||||||
19 | State; or
| ||||||
20 | (3) a corporation organized under the laws of another | ||||||
21 | state, 30% or more
of the enrollees of which are residents | ||||||
22 | of this State, except a
corporation subject to | ||||||
23 | substantially the same requirements in its state of
| ||||||
24 | organization as is a "domestic company" under Article VIII | ||||||
25 | 1/2 of the
Illinois Insurance Code.
| ||||||
26 | (c) In considering the merger, consolidation, or other |
| |||||||
| |||||||
1 | acquisition of
control of a Health Maintenance Organization | ||||||
2 | pursuant to Article VIII 1/2
of the Illinois Insurance Code,
| ||||||
3 | (1) the Director shall give primary consideration to | ||||||
4 | the continuation of
benefits to enrollees and the financial | ||||||
5 | conditions of the acquired Health
Maintenance Organization | ||||||
6 | after the merger, consolidation, or other
acquisition of | ||||||
7 | control takes effect;
| ||||||
8 | (2)(i) the criteria specified in subsection (1)(b) of | ||||||
9 | Section 131.8 of
the Illinois Insurance Code shall not | ||||||
10 | apply and (ii) the Director, in making
his determination | ||||||
11 | with respect to the merger, consolidation, or other
| ||||||
12 | acquisition of control, need not take into account the | ||||||
13 | effect on
competition of the merger, consolidation, or | ||||||
14 | other acquisition of control;
| ||||||
15 | (3) the Director shall have the power to require the | ||||||
16 | following
information:
| ||||||
17 | (A) certification by an independent actuary of the | ||||||
18 | adequacy
of the reserves of the Health Maintenance | ||||||
19 | Organization sought to be acquired;
| ||||||
20 | (B) pro forma financial statements reflecting the | ||||||
21 | combined balance
sheets of the acquiring company and | ||||||
22 | the Health Maintenance Organization sought
to be | ||||||
23 | acquired as of the end of the preceding year and as of | ||||||
24 | a date 90 days
prior to the acquisition, as well as pro | ||||||
25 | forma financial statements
reflecting projected | ||||||
26 | combined operation for a period of 2 years;
|
| |||||||
| |||||||
1 | (C) a pro forma business plan detailing an | ||||||
2 | acquiring party's plans with
respect to the operation | ||||||
3 | of the Health Maintenance Organization sought to
be | ||||||
4 | acquired for a period of not less than 3 years; and
| ||||||
5 | (D) such other information as the Director shall | ||||||
6 | require.
| ||||||
7 | (d) The provisions of Article VIII 1/2 of the Illinois | ||||||
8 | Insurance Code
and this Section 5-3 shall apply to the sale by | ||||||
9 | any health maintenance
organization of greater than 10% of its
| ||||||
10 | enrollee population (including without limitation the health | ||||||
11 | maintenance
organization's right, title, and interest in and to | ||||||
12 | its health care
certificates).
| ||||||
13 | (e) In considering any management contract or service | ||||||
14 | agreement subject
to Section 141.1 of the Illinois Insurance | ||||||
15 | Code, the Director (i) shall, in
addition to the criteria | ||||||
16 | specified in Section 141.2 of the Illinois
Insurance Code, take | ||||||
17 | into account the effect of the management contract or
service | ||||||
18 | agreement on the continuation of benefits to enrollees and the
| ||||||
19 | financial condition of the health maintenance organization to | ||||||
20 | be managed or
serviced, and (ii) need not take into account the | ||||||
21 | effect of the management
contract or service agreement on | ||||||
22 | competition.
| ||||||
23 | (f) Except for small employer groups as defined in the | ||||||
24 | Small Employer
Rating, Renewability and Portability Health | ||||||
25 | Insurance Act and except for
medicare supplement policies as | ||||||
26 | defined in Section 363 of the Illinois
Insurance Code, a Health |
| |||||||
| |||||||
1 | Maintenance Organization may by contract agree with a
group or | ||||||
2 | other enrollment unit to effect refunds or charge additional | ||||||
3 | premiums
under the following terms and conditions:
| ||||||
4 | (i) the amount of, and other terms and conditions with | ||||||
5 | respect to, the
refund or additional premium are set forth | ||||||
6 | in the group or enrollment unit
contract agreed in advance | ||||||
7 | of the period for which a refund is to be paid or
| ||||||
8 | additional premium is to be charged (which period shall not | ||||||
9 | be less than one
year); and
| ||||||
10 | (ii) the amount of the refund or additional premium | ||||||
11 | shall not exceed 20%
of the Health Maintenance | ||||||
12 | Organization's profitable or unprofitable experience
with | ||||||
13 | respect to the group or other enrollment unit for the | ||||||
14 | period (and, for
purposes of a refund or additional | ||||||
15 | premium, the profitable or unprofitable
experience shall | ||||||
16 | be calculated taking into account a pro rata share of the
| ||||||
17 | Health Maintenance Organization's administrative and | ||||||
18 | marketing expenses, but
shall not include any refund to be | ||||||
19 | made or additional premium to be paid
pursuant to this | ||||||
20 | subsection (f)). The Health Maintenance Organization and | ||||||
21 | the
group or enrollment unit may agree that the profitable | ||||||
22 | or unprofitable
experience may be calculated taking into | ||||||
23 | account the refund period and the
immediately preceding 2 | ||||||
24 | plan years.
| ||||||
25 | The Health Maintenance Organization shall include a | ||||||
26 | statement in the
evidence of coverage issued to each enrollee |
| |||||||
| |||||||
1 | describing the possibility of a
refund or additional premium, | ||||||
2 | and upon request of any group or enrollment unit,
provide to | ||||||
3 | the group or enrollment unit a description of the method used | ||||||
4 | to
calculate (1) the Health Maintenance Organization's | ||||||
5 | profitable experience with
respect to the group or enrollment | ||||||
6 | unit and the resulting refund to the group
or enrollment unit | ||||||
7 | or (2) the Health Maintenance Organization's unprofitable
| ||||||
8 | experience with respect to the group or enrollment unit and the | ||||||
9 | resulting
additional premium to be paid by the group or | ||||||
10 | enrollment unit.
| ||||||
11 | In no event shall the Illinois Health Maintenance | ||||||
12 | Organization
Guaranty Association be liable to pay any | ||||||
13 | contractual obligation of an
insolvent organization to pay any | ||||||
14 | refund authorized under this Section.
| ||||||
15 | (g) Rulemaking authority to implement Public Act 95-1045 | ||||||
16 | this amendatory Act of the 95th General Assembly , if any, is | ||||||
17 | conditioned on the rules being adopted in accordance with all | ||||||
18 | provisions of the Illinois Administrative Procedure Act and all | ||||||
19 | rules and procedures of the Joint Committee on Administrative | ||||||
20 | Rules; any purported rule not so adopted, for whatever reason, | ||||||
21 | is unauthorized. | ||||||
22 | (Source: P.A. 95-422, eff. 8-24-07; 95-520, eff. 8-28-07; | ||||||
23 | 95-876, eff. 8-21-08; 95-958, eff. 6-1-09; 95-978, eff. 1-1-09; | ||||||
24 | 95-1005, eff. 12-12-08; 95-1045, eff. 3-27-09; 95-1049, eff. | ||||||
25 | 1-1-10; 96-328, eff. 8-11-09; 96-639, eff. 1-1-10; revised | ||||||
26 | 10-23-09.) |
| |||||||
| |||||||
1 | (Text of Section after amendment by P.A. 96-833 ) | ||||||
2 | Sec. 5-3. Insurance Code provisions.
| ||||||
3 | (a) Health Maintenance Organizations
shall be subject to | ||||||
4 | the provisions of Sections 133, 134, 137, 140, 141.1,
141.2, | ||||||
5 | 141.3, 143, 143c, 147, 148, 149, 151,
152, 153, 154, 154.5, | ||||||
6 | 154.6,
154.7, 154.8, 155.04, 355.2, 356g.5-1, 356m, 356v, 356w, | ||||||
7 | 356x, 356y,
356z.2, 356z.4, 356z.5, 356z.6, 356z.8, 356z.9, | ||||||
8 | 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, | ||||||
9 | 356z.18, 359d, 364.01, 367.2, 367.2-5, 367i, 368a, 368b, 368c, | ||||||
10 | 368d, 368e, 370c,
401, 401.1, 402, 403, 403A,
408, 408.2, 409, | ||||||
11 | 412, 444,
and
444.1,
paragraph (c) of subsection (2) of Section | ||||||
12 | 367, and Articles IIA, VIII 1/2,
XII,
XII 1/2, XIII, XIII 1/2, | ||||||
13 | XXV, and XXVI of the Illinois Insurance Code.
| ||||||
14 | (b) For purposes of the Illinois Insurance Code, except for | ||||||
15 | Sections 444
and 444.1 and Articles XIII and XIII 1/2, Health | ||||||
16 | Maintenance Organizations in
the following categories are | ||||||
17 | deemed to be "domestic companies":
| ||||||
18 | (1) a corporation authorized under the
Dental Service | ||||||
19 | Plan Act or the Voluntary Health Services Plans Act;
| ||||||
20 | (2) a corporation organized under the laws of this | ||||||
21 | State; or
| ||||||
22 | (3) a corporation organized under the laws of another | ||||||
23 | state, 30% or more
of the enrollees of which are residents | ||||||
24 | of this State, except a
corporation subject to | ||||||
25 | substantially the same requirements in its state of
|
| |||||||
| |||||||
1 | organization as is a "domestic company" under Article VIII | ||||||
2 | 1/2 of the
Illinois Insurance Code.
| ||||||
3 | (c) In considering the merger, consolidation, or other | ||||||
4 | acquisition of
control of a Health Maintenance Organization | ||||||
5 | pursuant to Article VIII 1/2
of the Illinois Insurance Code,
| ||||||
6 | (1) the Director shall give primary consideration to | ||||||
7 | the continuation of
benefits to enrollees and the financial | ||||||
8 | conditions of the acquired Health
Maintenance Organization | ||||||
9 | after the merger, consolidation, or other
acquisition of | ||||||
10 | control takes effect;
| ||||||
11 | (2)(i) the criteria specified in subsection (1)(b) of | ||||||
12 | Section 131.8 of
the Illinois Insurance Code shall not | ||||||
13 | apply and (ii) the Director, in making
his determination | ||||||
14 | with respect to the merger, consolidation, or other
| ||||||
15 | acquisition of control, need not take into account the | ||||||
16 | effect on
competition of the merger, consolidation, or | ||||||
17 | other acquisition of control;
| ||||||
18 | (3) the Director shall have the power to require the | ||||||
19 | following
information:
| ||||||
20 | (A) certification by an independent actuary of the | ||||||
21 | adequacy
of the reserves of the Health Maintenance | ||||||
22 | Organization sought to be acquired;
| ||||||
23 | (B) pro forma financial statements reflecting the | ||||||
24 | combined balance
sheets of the acquiring company and | ||||||
25 | the Health Maintenance Organization sought
to be | ||||||
26 | acquired as of the end of the preceding year and as of |
| |||||||
| |||||||
1 | a date 90 days
prior to the acquisition, as well as pro | ||||||
2 | forma financial statements
reflecting projected | ||||||
3 | combined operation for a period of 2 years;
| ||||||
4 | (C) a pro forma business plan detailing an | ||||||
5 | acquiring party's plans with
respect to the operation | ||||||
6 | of the Health Maintenance Organization sought to
be | ||||||
7 | acquired for a period of not less than 3 years; and
| ||||||
8 | (D) such other information as the Director shall | ||||||
9 | require.
| ||||||
10 | (d) The provisions of Article VIII 1/2 of the Illinois | ||||||
11 | Insurance Code
and this Section 5-3 shall apply to the sale by | ||||||
12 | any health maintenance
organization of greater than 10% of its
| ||||||
13 | enrollee population (including without limitation the health | ||||||
14 | maintenance
organization's right, title, and interest in and to | ||||||
15 | its health care
certificates).
| ||||||
16 | (e) In considering any management contract or service | ||||||
17 | agreement subject
to Section 141.1 of the Illinois Insurance | ||||||
18 | Code, the Director (i) shall, in
addition to the criteria | ||||||
19 | specified in Section 141.2 of the Illinois
Insurance Code, take | ||||||
20 | into account the effect of the management contract or
service | ||||||
21 | agreement on the continuation of benefits to enrollees and the
| ||||||
22 | financial condition of the health maintenance organization to | ||||||
23 | be managed or
serviced, and (ii) need not take into account the | ||||||
24 | effect of the management
contract or service agreement on | ||||||
25 | competition.
| ||||||
26 | (f) Except for small employer groups as defined in the |
| |||||||
| |||||||
1 | Small Employer
Rating, Renewability and Portability Health | ||||||
2 | Insurance Act and except for
medicare supplement policies as | ||||||
3 | defined in Section 363 of the Illinois
Insurance Code, a Health | ||||||
4 | Maintenance Organization may by contract agree with a
group or | ||||||
5 | other enrollment unit to effect refunds or charge additional | ||||||
6 | premiums
under the following terms and conditions:
| ||||||
7 | (i) the amount of, and other terms and conditions with | ||||||
8 | respect to, the
refund or additional premium are set forth | ||||||
9 | in the group or enrollment unit
contract agreed in advance | ||||||
10 | of the period for which a refund is to be paid or
| ||||||
11 | additional premium is to be charged (which period shall not | ||||||
12 | be less than one
year); and
| ||||||
13 | (ii) the amount of the refund or additional premium | ||||||
14 | shall not exceed 20%
of the Health Maintenance | ||||||
15 | Organization's profitable or unprofitable experience
with | ||||||
16 | respect to the group or other enrollment unit for the | ||||||
17 | period (and, for
purposes of a refund or additional | ||||||
18 | premium, the profitable or unprofitable
experience shall | ||||||
19 | be calculated taking into account a pro rata share of the
| ||||||
20 | Health Maintenance Organization's administrative and | ||||||
21 | marketing expenses, but
shall not include any refund to be | ||||||
22 | made or additional premium to be paid
pursuant to this | ||||||
23 | subsection (f)). The Health Maintenance Organization and | ||||||
24 | the
group or enrollment unit may agree that the profitable | ||||||
25 | or unprofitable
experience may be calculated taking into | ||||||
26 | account the refund period and the
immediately preceding 2 |
| |||||||
| |||||||
1 | plan years.
| ||||||
2 | The Health Maintenance Organization shall include a | ||||||
3 | statement in the
evidence of coverage issued to each enrollee | ||||||
4 | describing the possibility of a
refund or additional premium, | ||||||
5 | and upon request of any group or enrollment unit,
provide to | ||||||
6 | the group or enrollment unit a description of the method used | ||||||
7 | to
calculate (1) the Health Maintenance Organization's | ||||||
8 | profitable experience with
respect to the group or enrollment | ||||||
9 | unit and the resulting refund to the group
or enrollment unit | ||||||
10 | or (2) the Health Maintenance Organization's unprofitable
| ||||||
11 | experience with respect to the group or enrollment unit and the | ||||||
12 | resulting
additional premium to be paid by the group or | ||||||
13 | enrollment unit.
| ||||||
14 | In no event shall the Illinois Health Maintenance | ||||||
15 | Organization
Guaranty Association be liable to pay any | ||||||
16 | contractual obligation of an
insolvent organization to pay any | ||||||
17 | refund authorized under this Section.
| ||||||
18 | (g) Rulemaking authority to implement Public Act 95-1045, | ||||||
19 | if any, is conditioned on the rules being adopted in accordance | ||||||
20 | with all provisions of the Illinois Administrative Procedure | ||||||
21 | Act and all rules and procedures of the Joint Committee on | ||||||
22 | Administrative Rules; any purported rule not so adopted, for | ||||||
23 | whatever reason, is unauthorized. | ||||||
24 | (Source: P.A. 95-422, eff. 8-24-07; 95-520, eff. 8-28-07; | ||||||
25 | 95-876, eff. 8-21-08; 95-958, eff. 6-1-09; 95-978, eff. 1-1-09; | ||||||
26 | 95-1005, eff. 12-12-08; 95-1045, eff. 3-27-09; 95-1049, eff. |
| |||||||
| |||||||
1 | 1-1-10; 96-328, eff. 8-11-09; 96-639, eff. 1-1-10; 96-833, eff. | ||||||
2 | 6-1-10.) | ||||||
3 | Section 95. No acceleration or delay. Where this Act makes | ||||||
4 | changes in a statute that is represented in this Act by text | ||||||
5 | that is not yet or no longer in effect (for example, a Section | ||||||
6 | represented by multiple versions), the use of that text does | ||||||
7 | not accelerate or delay the taking effect of (i) the changes | ||||||
8 | made by this Act or (ii) provisions derived from any other | ||||||
9 | Public Act. | ||||||
10 | Section 99. Effective date. This Act takes effect July 1, | ||||||
11 | 2010.
|