Illinois General Assembly - Bill Status for HB2739
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 Bill Status of HB2739  102nd General Assembly


Short Description:  PRIVATE FLOOD INSURANCE

House Sponsors
Rep. Thaddeus Jones - Jonathan Carroll

Senate Sponsors
(Sen. Napoleon Harris, III)

Last Action
DateChamber Action
  5/6/2022HousePublic Act . . . . . . . . . 102-0720

Statutes Amended In Order of Appearance
New Act


Synopsis As Introduced
Creates the Private Primary Residential Flood Insurance Act. Sets forth provisions concerning flood insurance rates. Provides that an insurer shall file with the Department of Insurance all rates and any change to such rates within 30 days after the effective date of the rate change. Sets forth provisions concerning flood insurance forms. Provides that authorized insurers must notify the Department of plans to sell primary residential flood insurance products at least 30 days before writing flood insurance in the State and file a plan of operation and financial projections or material revisions to such plan. Sets forth provisions concerning notice to consumers that live in a special flood hazard area, notice of cancellation and nonrenewal, and surplus line placements of private flood insurance. Provides that rates, supplementary rate information, and any supporting information filed under the Act shall be open to public inspection upon disposition, except information marked and accepted by the Director of Insurance as confidential, trade secret, or proprietary by the insurer or filer. Provides that the Department may adopt rules to implement the Act.

House Floor Amendment No. 1
Replaces everything after the enacting clause with the provisions of the introduced bill with the following changes. Provides that authorized insurers must obtain the Director of Insurance's approval for a plan of operation or material revisions to such plan (rather than authorized insurers must file a plan of operation and financial projections or material revisions to such plan). Removes language that provides that the Department of Insurance may require that an insurer file the forms for primary residential flood insurance coverage, or that an authorized insurer may issue an insurance policy, contract, or endorsement. Removes provisions concerning flood insurance rates, notice to consumers that live in a special flood hazard area, notice of cancellation and nonrenewal, and surplus line placements of private flood insurance. Removes language that provides that rates, supplementary rate information, and any supporting information filed under the Act shall be open to public inspection upon disposition, except information marked and accepted by the Director as confidential, trade secret, or proprietary by the insurer or filer. Provides that an insurer shall (rather than may) certify that the insurance policy meets a definition of "private flood insurance", as specified in certain federal law and regulations. Makes other changes.

Actions 
DateChamber Action
  2/18/2021HouseFiled with the Clerk by Rep. Thaddeus Jones
  2/19/2021HouseFirst Reading
  2/19/2021HouseReferred to Rules Committee
  3/9/2021HouseAssigned to Insurance Committee
  3/25/2021HouseDo Pass / Short Debate Insurance Committee; 019-000-000
  4/8/2021HousePlaced on Calendar 2nd Reading - Short Debate
  4/16/2021HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Thaddeus Jones
  4/16/2021HouseHouse Floor Amendment No. 1 Referred to Rules Committee
  4/20/2021HouseHouse Floor Amendment No. 1 Rules Refers to Insurance Committee
  4/21/2021HouseSecond Reading - Short Debate
  4/21/2021HouseHeld on Calendar Order of Second Reading - Short Debate
  4/21/2021HouseHouse Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000
  4/23/2021HouseRule 19(a) / Re-referred to Rules Committee
  4/23/2021HouseHouse Floor Amendment No. 1 Rule 19(c) / Re-referred to Rules Committee
  1/19/2022HouseApproved for Consideration Rules Committee; 005-000-000
  1/21/2022HousePlaced on Calendar 2nd Reading - Short Debate
  1/31/2022HouseHouse Floor Amendment No. 1 Recommends Be Adopted Rules Committee; 005-000-000
  3/1/2022HouseHouse Floor Amendment No. 1 Adopted
  3/1/2022HousePlaced on Calendar Order of 3rd Reading - Short Debate
  3/1/2022HouseAdded Chief Co-Sponsor Rep. Jonathan Carroll
  3/2/2022HouseThird Reading - Short Debate - Passed 110-000-002
  3/4/2022SenateArrive in Senate
  3/4/2022SenatePlaced on Calendar Order of First Reading
  3/4/2022SenateChief Senate Sponsor Sen. Napoleon Harris, III
  3/4/2022SenateFirst Reading
  3/4/2022SenateReferred to Assignments
  3/16/2022SenateAssigned to Insurance
  3/23/2022SenateDo Pass Insurance; 011-000-000
  3/23/2022SenatePlaced on Calendar Order of 2nd Reading
  3/23/2022SenateSecond Reading
  3/23/2022SenatePlaced on Calendar Order of 3rd Reading March 24, 2022
  3/29/2022SenateThird Reading - Passed; 055-000-000
  3/29/2022HousePassed Both Houses
  4/27/2022HouseSent to the Governor
  5/6/2022HouseGovernor Approved
  5/6/2022HouseEffective Date January 1, 2023
  5/6/2022HousePublic Act . . . . . . . . . 102-0720

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