Synopsis As Introduced Amends the Consumer Installment Loan Act. Provides for the regulation of deferred deposit lenders. Limits the number of times a deferred deposit loan may be refinanced. Requires deferred deposit lenders to make disclosures concerning the availability of debt management services. Amends the Criminal Code of 1961 to provide that deferred deposit lenders may not collect treble damages for unpaid checks. Effective October 1, 2003.