SB2951 - 104th General Assembly

MORTGAGE FORECLOSURE TIME
Last Action
5/31/2026 - Senate: Passed Both Houses
Senate Sponsors
Sen. Robert F. Martwick - Jason Plummer, Andrew S. Chesney and Chris Balkema

House Sponsors
(Rep. Daniel Didech)
Statutes Amended In Order of Appearance
735 ILCS 5/13-115from Ch. 110, par. 13-115
735 ILCS 5/13-206from Ch. 110, par. 13-206
755 ILCS 5/20-6from Ch. 110 1/2, par. 20-6
Synopsis As Introduced
Amends the Code of Civil Procedure. Provides that any indebtedness of any kind that is secured by a mortgage or deed of trust in the nature of a mortgage has a 10-year period to commence an action. Amends the Probate Act of 1975. Provides that in any proceeding to sell or mortgage real estate, if the secured creditors cannot be satisfied in full, then the court shall not direct the sale without the secured creditors' approval to accept partial satisfaction; and if the secured creditors cannot be satisfied in full, a sale of the property is not considered necessary for the proper administration of the estate. Effective immediately.

House Committee Amendment No. 1
Deletes reference to:
Removes the amendatory provisions from the Probate Act of 1975 that provide that, in any proceeding to sell or mortgage real estate, if the secured creditors cannot be satisfied in full, then the court shall not direct the sale without the secured creditors' approval to accept partial satisfaction; and if the secured creditors cannot be satisfied in full, a sale of the property is not considered necessary for the proper administration of the estate.
Actions
Date Chamber Action
2/03/2026 Senate Filed with Secretary by Sen. Robert F. Martwick
2/03/2026 Senate First Reading
2/03/2026 Senate Referred to Assignments
2/03/2026 Senate Assigned to Judiciary
2/18/2026 Senate Postponed - Judiciary
2/25/2026 Senate Postponed - Judiciary
3/11/2026 Senate Do Pass Judiciary; 009-000-000
3/11/2026 Senate Placed on Calendar Order of 2nd Reading March 12, 2026
3/12/2026 Senate Second Reading
3/12/2026 Senate Placed on Calendar Order of 3rd Reading March 24, 2026
4/15/2026 Senate Added as Co-Sponsor Sen. Andrew S. Chesney
4/16/2026 Senate Third Reading - Passed; 056-000-000
4/16/2026 Senate Added as Chief Co-Sponsor Sen. Jason Plummer
4/17/2026 House Arrived in House
4/17/2026 House Chief House Sponsor Rep. Daniel Didech
4/17/2026 House First Reading
4/17/2026 House Referred to Rules Committee
4/27/2026 House Assigned to Judiciary - Civil Committee
5/07/2026 House Committee Deadline Extended-Rule 9(b) May 15, 2026
5/08/2026 House House Committee Amendment No. 1 Filed with Clerk by Rep. Daniel Didech
5/08/2026 House House Committee Amendment No. 1 Referred to Rules Committee
5/12/2026 House House Committee Amendment No. 1 Rules Refers to Judiciary - Civil Committee
5/13/2026 House House Committee Amendment No. 1 Adopted in Judiciary - Civil Committee; by Voice Vote
5/13/2026 House Do Pass as Amended / Short Debate Judiciary - Civil Committee; 020-000-000
5/13/2026 House Placed on Calendar 2nd Reading - Short Debate
5/19/2026 House Second Reading - Short Debate
5/19/2026 House Held on Calendar Order of Second Reading - Short Debate
5/20/2026 House Placed on Calendar Order of 3rd Reading - Short Debate
5/21/2026 House Third Reading - Short Debate - Passed 108-000-000
5/22/2026 Senate Secretary's Desk - Concurrence House Amendment(s) 1
5/22/2026 Senate Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 25, 2026
5/28/2026 Senate House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Robert F. Martwick
5/28/2026 Senate House Committee Amendment No. 1 Motion to Concur Referred to Assignments
5/28/2026 Senate House Committee Amendment No. 1 Motion to Concur Assignments Referred to Judiciary
5/29/2026 Senate House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Judiciary; 006-000-000
5/31/2026 Senate House Committee Amendment No. 1 Senate Concurs 058-000-000
5/31/2026 Senate Senate Concurs
5/31/2026 Senate Passed Both Houses
5/31/2026 Senate Added as Co-Sponsor Sen. Chris Balkema