Bill Status of SB1942 94th General Assembly
Short Description: CREDIT REPORT PROTECT ACT
Sen. Carole Pankau
| 1/9/2007||Senate||Session Sine Die|
Statutes Amended In Order of Appearance
Synopsis As Introduced
Creates the Credit Report Protection Act. Provides that a consumer may place a security alert in his or her credit report by making a request to a consumer credit reporting agency. Provides that a consumer credit reporting agency shall notify each person requesting consumer credit information, with respect to a consumer, of the existence of a security alert in the credit report of that consumer. Provides that a consumer may place a security freeze on his or her credit report by making a request to a consumer credit reporting agency. Provides that if a security alert or security freeze is in place, a consumer credit reporting agency shall not modify certain information in a consumer credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer's file. Provides that a consumer credit reporting agency may charge a reasonable fee to a consumer that elects to freeze, remove the freeze, or temporarily lift the freeze, except that a consumer credit reporting agency shall not charge a fee to a victim of identity theft that has submitted a valid police report. Provides that a consumer credit reporting agency shall supply files and credit report information to a consumer during normal business hours and on reasonable notice, subject to certain conditions. Provides certain exemptions.
|Date||Chamber|| Action|| 2/25/2005||Senate||Filed with Secretary by Sen. Carole Pankau|| 2/25/2005||Senate||First Reading|| 2/25/2005||Senate||Referred to Rules|| 3/2/2005||Senate||Assigned to Executive|| 3/10/2005||Senate||Held in Executive|| 3/18/2005||Senate||Rule 3-9(a) / Re-referred to Rules|| 1/9/2007||Senate||Session Sine Die|