Public Act 103-0011
 
HB1049 EnrolledLRB103 04655 BMS 49946 b


  
    AN ACT concerning regulation.
  
 
    Be it enacted by the People of the State of Illinois,
 
represented in the General Assembly:
  


 
    Section 5. The Illinois Insurance Code is amended  by 
adding Section 143.10e as follows:
 
    (215 ILCS 5/143.10e new)
    Sec. 143.10e. Home property insurance; dog breeds.
    (a) With respect to homeowner's insurance policies and 
renter's insurance policies issued, renewed, modified, 
altered, or amended on or after the effective date of this 
amendatory Act of the 103rd General Assembly, no insurer shall 
refuse to issue or renew, cancel, charge or impose an 
increased premium or rate for a policy or contract, or 
exclude, limit, restrict, or reduce coverage under a policy or 
contract based solely upon harboring or owning any dog of a 
specific breed or mixture of breeds.
    (b) Notwithstanding the provisions of subsection (a), an 
insurer may cancel or refuse to issue or renew any homeowner's 
or renter's insurance policy or impose a reasonably increased 
premium for such policy based on the determination of an 
individual dog as a dangerous or vicious dog under the Animal 
Control Act, as determined by underwriting and actuarial 
principles reasonably derived from actual loss experience of 
such insurer with that individual dog and any anticipated loss 
given such loss exposure.
 
    (215 ILCS 5/143.10d rep.)
    Section 10. The Illinois Insurance Code is amended  by 
repealing Section 143.10d.
 

    Section 99. Effective date. This Act takes effect upon 
becoming law, except that the changes to Section 143.10e of 
the Illinois Insurance Code take effect 6 months after 
becoming law.


Effective Date:  6/9/2023