Public Act 103-0800
 
HB2385 EnrolledLRB103 26428 BMS 52791 b

    AN ACT concerning regulation.
 
    Be it enacted by the People of the State of Illinois, 
represented in the General Assembly:
 
    Section 5. The Illinois Insurance Code is amended by 
changing Section 356z.48 as follows:
 
    (215 ILCS 5/356z.48)
    Sec. 356z.48. Colonoscopy coverage.
    (a) A group policy of accident and health insurance that 
is amended, delivered, issued, or renewed on or after January 
1, 2022 shall provide coverage for a colonoscopy that is a 
follow-up exam based on an initial screen where the 
colonoscopy was determined to be medically necessary by a 
physician licensed to practice medicine in all its branches, 
an advanced practice registered nurse, or a physician 
assistant.
    (b) A group or individual policy of accident and health 
insurance or managed care plan amended, delivered, issued, or 
renewed on or after January 1, 2026 shall provide coverage for 
a colonoscopy determined to be medically necessary. 
    (c) (b) A policy subject to this Section shall not impose a 
deductible, coinsurance, copayment, or any other cost-sharing 
requirement on the coverage provided; except that this 
subsection does not apply to coverage of colonoscopies to the 
extent such coverage would disqualify a high-deductible health 
plan from eligibility for a health savings account pursuant to 
Section 223 of the Internal Revenue Code.
(Source: P.A. 102-443, eff. 1-1-22; 102-813, eff. 5-13-22.)

Effective Date:  1/1/2025