Full Text of SB0021 95th General Assembly
SB0021eng 95TH GENERAL ASSEMBLY
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SB0021 Engrossed |
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LRB095 04652 KBJ 24710 b |
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| AN ACT concerning insurance.
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| Be it enacted by the People of the State of Illinois,
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| represented in the General Assembly:
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| Section 5. The Illinois Insurance Code is amended by | 5 |
| changing Section 357.14 and by adding Section 367k as follows:
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| (215 ILCS 5/357.14) (from Ch. 73, par. 969.14)
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| Sec. 357.14. Except as provided in section 357.26, no such | 8 |
| policy delivered
or issued for delivery to any person in this | 9 |
| State shall contain provisions
respecting the matters set forth | 10 |
| in sections 357.15 through 357.24
357.25 unless
such provisions | 11 |
| are in the words in which the same appear in this article;
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| provided, however, that the company may, at its option, use in | 13 |
| lieu of any
such provision a corresponding provision of | 14 |
| different wording approved by
the Director which is not less | 15 |
| favorable in any respect to the insured or
the beneficiary. Any | 16 |
| such provision contained in the policy shall be
preceded | 17 |
| individually by the appropriate caption appearing in the | 18 |
| following
sections or, at the option of the company, by such | 19 |
| appropriate individual
or group captions or subcaptions as the | 20 |
| Director may approve.
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| (Source: Laws 1967, p. 1735.)
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| (215 ILCS 5/367k new) |
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SB0021 Engrossed |
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LRB095 04652 KBJ 24710 b |
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| Sec. 367k. Intoxication and narcotics; exclusion of | 2 |
| coverage prohibited.
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| (a) A group or individual major medical policy of accident | 4 |
| or health insurance or managed care plan amended, delivered, | 5 |
| issued, or renewed after January 1, 2008 shall not, solely on | 6 |
| the basis of the insured being intoxicated or under the | 7 |
| influence of a narcotic, exclude coverage for any emergency or | 8 |
| other medical, hospital, or surgical expenses incurred by an | 9 |
| insured as a result of and related to an injury acquired while | 10 |
| the insured is intoxicated or under the influence of any | 11 |
| narcotic, regardless of whether the intoxicant or narcotic is | 12 |
| administered on the advice of a health care practitioner. | 13 |
| (b) Coverage required under this Section may be subject to | 14 |
| deductibles, copayments, coinsurance, or annual or maximum | 15 |
| payment limits that are consistent with deductibles, | 16 |
| copayments, coinsurance, or annual or maximum payment limits | 17 |
| applicable to other similar coverage under the plan.
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| (215 ILCS 5/357.25 rep.)
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| Section 10. The Illinois Insurance Code is amended by | 20 |
| repealing Section 357.25.
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