Full Text of HB2238 96th General Assembly
HB2238ham001 96TH GENERAL ASSEMBLY
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Rep. Maria Antonia Berrios
Filed: 3/25/2009
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| AMENDMENT TO HOUSE BILL 2238
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| AMENDMENT NO. ______. Amend House Bill 2238 by replacing | 3 |
| everything after the enacting clause with the following:
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| "Section 5. The Illinois Insurance Code is amended by | 5 |
| changing Section 424 as follows:
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| (215 ILCS 5/424) (from Ch. 73, par. 1031)
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| Sec. 424.
Unfair methods of competition and unfair or | 8 |
| deceptive acts or
practices defined. The following are hereby | 9 |
| defined as unfair methods of
competition and unfair and | 10 |
| deceptive acts or practices in the business of
insurance:
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| (1) The commission by any person of any one or more of the | 12 |
| acts
defined or prohibited by Sections 134, 143.24c, 147, 148, | 13 |
| 149, 151, 155.22,
155.22a,
236, 237, 364, and 469 of this Code.
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| (2) Entering into any agreement to commit, or by any | 15 |
| concerted
action committing, any act of boycott, coercion or | 16 |
| intimidation
resulting in or tending to result in unreasonable |
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| restraint of, or
monopoly in, the business of insurance.
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| (3) Making or permitting, in the case of insurance of the | 3 |
| types
enumerated in Classes 1, 2, and 3 of Section 4, any | 4 |
| unfair discrimination
between individuals or risks of the same | 5 |
| class or of essentially the same
hazard and expense element | 6 |
| because of the race, color, religion, or national
origin of | 7 |
| such insurance risks or applicants. The application of this | 8 |
| Article
to the types of insurance enumerated in Class 1 of | 9 |
| Section 4 shall in no way
limit, reduce, or impair the | 10 |
| protections and remedies already provided for by
Sections 236 | 11 |
| and 364 of this Code or any other provision of this Code.
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| (4) Engaging in any of the acts or practices defined in or | 13 |
| prohibited by
Sections 154.5 through 154.8 of this Code.
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| (5) Making or charging any rate for insurance against | 15 |
| losses arising
from the use or ownership of a motor vehicle | 16 |
| which requires a higher
premium of any person by reason of his | 17 |
| physical handicap, race, color,
religion, or national origin.
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| (6) Advertising or otherwise promoting the sale or | 19 |
| solicitation of a policy of automobile insurance that includes | 20 |
| a statement that a valid driver's license is not required in | 21 |
| order to obtain automobile insurance, followed by the denial of | 22 |
| coverage based on the lack of a valid driver's license when a | 23 |
| claim is made on such policy of automobile insurance. | 24 |
| (Source: P.A. 92-399, eff. 8-16-01; 92-651, eff. 7-11-02; | 25 |
| 92-669, eff.
1-1-03.)".
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