Full Text of SB2534 97th General Assembly
SB2534sam004 97TH GENERAL ASSEMBLY | Sen. John G. Mulroe Filed: 5/22/2012
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| 1 | | AMENDMENT TO SENATE BILL 2534
| 2 | | AMENDMENT NO. ______. Amend Senate Bill 2534, AS AMENDED, | 3 | | by replacing everything after the enacting clause with the | 4 | | following:
| 5 | | "Section 5. The Criminal Code of 1961 is amended by | 6 | | changing Section 21-3 as follows: | 7 | | (720 ILCS 5/21-3) (from Ch. 38, par. 21-3)
| 8 | | Sec. 21-3. Criminal trespass to real property.
| 9 | | (a) Except as provided in subsection (a-5), whoever:
| 10 | | (1) knowingly and without lawful authority enters or | 11 | | remains within or on
a building; or
| 12 | | (2) enters upon the land of another, after receiving, | 13 | | prior to such entry,
notice from the owner or occupant that | 14 | | such entry is forbidden; or
| 15 | | (3) remains upon the land of another, after receiving | 16 | | notice from the
owner or occupant to depart;
or
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| 1 | | (3.5) presents false documents or falsely represents | 2 | | his or her identity orally to the owner or occupant of a | 3 | | building or land in order to obtain permission from the | 4 | | owner or occupant to enter or remain in the building or on | 5 | | the land; or | 6 | | (4) intentionally removes a notice posted on | 7 | | residential real estate as required by subsection (l) of | 8 | | Section 15-1505.8 of Article XV of the Code of Civil | 9 | | Procedure before the date and time set forth in the notice; | 10 | | commits a Class B misdemeanor. | 11 | | For purposes of item (1) of this subsection, this Section | 12 | | shall not apply
to being in a building which is open to the | 13 | | public while the building is open
to the public during its | 14 | | normal hours of operation; nor shall this Section
apply to a | 15 | | person who enters a public building under the reasonable belief | 16 | | that
the building is still open to the public.
| 17 | | (a-5) Except as otherwise provided in this subsection, | 18 | | whoever enters upon
any of
the following areas in or on a motor | 19 | | vehicle (including an off-road vehicle,
motorcycle,
moped, or | 20 | | any other powered two-wheel vehicle) after receiving, prior to | 21 | | that
entry,
notice from the owner or occupant that the entry is | 22 | | forbidden or remains upon
or in the
area after receiving notice | 23 | | from the owner or occupant to depart commits a
Class A
| 24 | | misdemeanor:
| 25 | | (1) A field that is used for growing crops or that is | 26 | | capable of being
used
for
growing crops.
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| 1 | | (2) An enclosed area containing livestock.
| 2 | | (3) An orchard.
| 3 | | (4) A barn or other agricultural building containing | 4 | | livestock.
| 5 | | (b) A person has received notice from the owner or occupant | 6 | | within the
meaning of Subsection (a) if he has been notified | 7 | | personally, either orally
or in writing including a valid court | 8 | | order as defined by subsection (7)
of Section 112A-3 of the | 9 | | Code of Criminal Procedure of 1963 granting remedy
(2) of | 10 | | subsection (b) of Section 112A-14 of that Code, or if a printed | 11 | | or
written notice forbidding such entry has been conspicuously | 12 | | posted or
exhibited at the main entrance to such land or the | 13 | | forbidden part thereof.
| 14 | | (b-5) Subject to the provisions of subsection (b-10), as an | 15 | | alternative to the posting of real property as set forth in | 16 | | subsection (b), the owner or lessee of any real property may | 17 | | post the property by placing identifying purple marks on trees | 18 | | or posts around the area to be posted. Each purple mark shall | 19 | | be: | 20 | | (1) A vertical line of at least 8 inches in length and | 21 | | the bottom of the mark shall be no less than 3 feet nor | 22 | | more than 5 feet high. Such marks shall be placed no more | 23 | | than 100 feet apart and shall be readily visible to any | 24 | | person approaching the property; or | 25 | | (2) A post capped or otherwise marked on at least its | 26 | | top 2 inches. The bottom of the cap or mark shall be not |
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| 1 | | less than 3 feet but not more than 5 feet 6 inches high. | 2 | | Posts so marked shall be placed not more than 36 feet apart | 3 | | and shall be readily visible to any person approaching the | 4 | | property. Prior to applying a cap or mark which is visible | 5 | | from both sides of a fence shared by different property | 6 | | owners or lessees, all such owners or lessees shall concur | 7 | | in the decision to post their own property. | 8 | | Nothing in this subsection (b-5) shall be construed to | 9 | | authorize the owner or lessee of any real property to place any | 10 | | purple marks on any tree or post or to install any post or | 11 | | fence if doing so would violate any applicable law, rule, | 12 | | ordinance, order, covenant, bylaw, declaration, regulation, | 13 | | restriction, contract, or instrument. | 14 | | (b-10) Any owner or lessee who marks his or her real | 15 | | property using the method described in subsection (b-5) must | 16 | | also provide notice as described in subsection (b) of this | 17 | | Section. The public of this State shall be informed of the | 18 | | provisions of subsection (b-5) of this Section by the Illinois | 19 | | Department of Agriculture and the Illinois Department of | 20 | | Natural Resources. These Departments shall conduct an | 21 | | information campaign for the general public concerning the | 22 | | interpretation and implementation of subsection (b-5). The | 23 | | information shall inform the public about the marking | 24 | | requirements and the applicability of subsection (b-5) | 25 | | including information regarding the size requirements of the | 26 | | markings as well as the manner in which the markings shall be |
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| 1 | | displayed. The Departments shall also include information | 2 | | regarding the requirement that, until the date this subsection | 3 | | becomes inoperative, any owner or lessee who chooses to mark | 4 | | his or her property using paint, must also comply with one of | 5 | | the notice requirements listed in subsection (b). The | 6 | | Departments may prepare a brochure or may disseminate the | 7 | | information through agency websites. Non-governmental | 8 | | organizations including, but not limited to, the Illinois | 9 | | Forestry Association, Illinois Tree Farm and the Walnut Council | 10 | | may help to disseminate the information regarding the | 11 | | requirements and applicability of subsection (b-5) based on | 12 | | materials provided by the Departments. This subsection (b-10) | 13 | | is inoperative on and after January 1, 2013.
| 14 | | (b-15) Subsections (b-5) and (b-10) do not apply to real | 15 | | property located in a municipality of over 2,000,000 | 16 | | inhabitants. | 17 | | (c) This Section does not apply to any person, whether a | 18 | | migrant worker
or otherwise, living on the land with permission | 19 | | of the owner or of his
agent having apparent authority to hire | 20 | | workers on such land and assign
them living quarters or a place | 21 | | of accommodations for living thereon, nor
to anyone living on | 22 | | such land at the request of, or by occupancy, leasing
or other | 23 | | agreement or arrangement with the owner or his agent, nor to
| 24 | | anyone invited by such migrant worker or other person so living | 25 | | on such
land to visit him at the place he is so living upon the | 26 | | land.
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| 1 | | (d) A person shall be exempt from prosecution under this | 2 | | Section if
he beautifies unoccupied and abandoned residential | 3 | | and industrial properties
located within any municipality. For | 4 | | the purpose of this subsection,
"unoccupied and abandoned | 5 | | residential and industrial property" means any
real estate (1) | 6 | | in which the taxes have not been paid for a period of at
least 2 | 7 | | years; and (2) which has been left unoccupied and abandoned for | 8 | | a
period of at least one year; and "beautifies" means to | 9 | | landscape, clean up
litter, or to repair dilapidated conditions | 10 | | on or to board up windows
and doors.
| 11 | | (e) No person shall be liable in any civil action for money | 12 | | damages
to the owner of unoccupied and abandoned residential | 13 | | and industrial property
which that person beautifies pursuant | 14 | | to subsection (d) of this Section.
| 15 | | (e-5) (i) A mortgagee or agent of the mortgagee shall be | 16 | | exempt from prosecution for criminal trespass for entering, | 17 | | securing, or maintaining an abandoned residential property. | 18 | | (ii) No mortgagee or agent of the mortgagee shall be | 19 | | liable to the mortgagor or other owner of an abandoned | 20 | | residential property in any civil action for negligence or | 21 | | civil trespass in connection with entering, securing, or | 22 | | maintaining the abandoned residential property. | 23 | | (iii) For the purpose of this subsection (e-5) only, | 24 | | "abandoned residential property" means mortgaged real | 25 | | estate that the mortgagee or agent of the mortgagee | 26 | | determines in good faith meets the definition of abandoned |
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| 1 | | residential property set forth in Section 15-1200.5 of | 2 | | Article XV of the Code of Civil Procedure. | 3 | | (f) This Section does not prohibit a person from entering a | 4 | | building or
upon the land of another for emergency purposes. | 5 | | For purposes of this
subsection (f), "emergency" means a | 6 | | condition or circumstance in which an
individual is or is | 7 | | reasonably believed by the person to be in imminent danger
of | 8 | | serious bodily harm or in which property is or is reasonably | 9 | | believed to be
in imminent danger of damage or destruction.
| 10 | | (g) Paragraph (3.5) of subsection (a) does not apply to a | 11 | | peace officer or other official of a unit of government who | 12 | | enters a building or land in the performance of his or her | 13 | | official duties.
| 14 | | (h) A person may be liable in any civil action for money | 15 | | damages to the owner of the land he or she entered upon with a | 16 | | motor vehicle as prohibited under subsection (a-5) of this | 17 | | Section. A person may also be liable to the owner for court | 18 | | costs and reasonable attorney's fees. The measure of damages | 19 | | shall be: (i) the actual damages, but not less than $250, if | 20 | | the vehicle is operated in a nature preserve or registered area | 21 | | as defined in Sections 3.11 and 3.14 of the Illinois Natural | 22 | | Areas Preservation Act; (ii) twice the actual damages if the | 23 | | owner has previously notified the person to cease trespassing; | 24 | | or (iii) in any other case, the actual damages, but not less | 25 | | than $50. If the person operating the vehicle is under the age | 26 | | of 16, the owner of the vehicle and the parent or legal |
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| 1 | | guardian of the minor are jointly and severally liable. For the | 2 | | purposes of this subsection (h): | 3 | | "Land" includes, but is not limited to, land used for | 4 | | crop land, fallow land, orchard, pasture, feed lot, timber | 5 | | land, prairie land, mine spoil nature preserves and | 6 | | registered areas. "Land" does not include driveways or | 7 | | private roadways upon which the owner allows the public to | 8 | | drive.
| 9 | | "Owner" means the person who has the right to | 10 | | possession of the land, including the owner, operator or | 11 | | tenant.
| 12 | | "Vehicle" has the same meaning as provided under | 13 | | Section 1-217 of the Illinois Vehicle Code.
| 14 | | (i) This Section does not apply to the following persons | 15 | | while serving process: | 16 | | (1) a person authorized to serve process under Section | 17 | | 2-202 of the Code of Civil Procedure; or | 18 | | (2) a special process server appointed by the circuit | 19 | | court. | 20 | | (Source: P.A. 97-184, eff. 7-22-11; 97-477, eff. 8-22-11; | 21 | | revised 9-14-11.)
| 22 | | Section 10. The Code of Civil Procedure is amended by | 23 | | changing Sections 15-1219, 15-1504, and 15-1508, changing and | 24 | | renumbering Section 15-1507.1, and by adding Sections | 25 | | 15-1200.5, 15-1200.7, and 15-1505.8 as follows: |
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| 1 | | (735 ILCS 5/15-1200.5 new) | 2 | | Sec. 15-1200.5. Abandoned residential property. "Abandoned | 3 | | residential property" means residential real estate that: | 4 | | (a) either: | 5 | | (1) is not occupied by any mortgagor or lawful occupant | 6 | | as a principal residence; or | 7 | | (2) contains an incomplete structure if the real estate | 8 | | is zoned for residential development, where the structure | 9 | | is empty or otherwise uninhabited and is in need of | 10 | | maintenance, repair, or securing;
and | 11 | | (b) with respect to which either: | 12 | | (1) two or more of the following conditions are shown | 13 | | to exist: | 14 | | (A) construction was initiated on the property and | 15 | | was discontinued prior to completion, leaving a | 16 | | building unsuitable for occupancy, and no construction | 17 | | has taken place for at least 6 months; | 18 | | (B) multiple windows on the property are boarded up | 19 | | or closed off or are smashed through, broken off, or | 20 | | unhinged, or multiple window panes are broken and | 21 | | unrepaired; | 22 | | (C) doors on the property are smashed through, | 23 | | broken off, unhinged, or continuously unlocked; | 24 | | (D) the property has been stripped of copper or | 25 | | other materials, or interior fixtures to the property |
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| 1 | | have been removed; | 2 | | (E) gas, electrical, or water services to the | 3 | | entire property have been terminated; | 4 | | (F) there exist one or more written statements of | 5 | | the mortgagor or the mortgagor's personal | 6 | | representative or assigns, including documents of | 7 | | conveyance, which indicate a clear intent to abandon | 8 | | the property; | 9 | | (G) law enforcement officials have received at | 10 | | least one report of trespassing or vandalism or other | 11 | | illegal acts being committed at the property in the | 12 | | last 6 months; | 13 | | (H) the property has been declared unfit for | 14 | | occupancy and ordered to remain vacant and unoccupied | 15 | | under an order issued by a municipal or county | 16 | | authority or a court of competent jurisdiction; | 17 | | (I) the local police, fire, or code enforcement | 18 | | authority has requested the owner or other interested | 19 | | or authorized party to secure or winterize the property | 20 | | due to the local authority declaring the property to be | 21 | | an imminent danger to the health, safety, and welfare | 22 | | of the public; | 23 | | (J) the property is open and unprotected and in | 24 | | reasonable danger of significant damage due to | 25 | | exposure to the elements, vandalism, or freezing; or | 26 | | (K) there exists other evidence indicating a clear |
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| 1 | | intent to abandon the property; or | 2 | | (2) the real estate is zoned for residential | 3 | | development and is a vacant lot that is in need of | 4 | | maintenance, repair, or securing. | 5 | | (735 ILCS 5/15-1200.7 new) | 6 | | Sec. 15-1200.7. Abandoned residential property; | 7 | | exceptions. A property shall not be considered abandoned | 8 | | residential property if: (i) there is an unoccupied building | 9 | | which is undergoing construction, renovation, or | 10 | | rehabilitation that is proceeding diligently to completion, | 11 | | and the building is in substantial compliance with all | 12 | | applicable ordinances, codes, regulations, and laws; (ii) | 13 | | there is a building occupied on a seasonal basis, but otherwise | 14 | | secure; (iii) there is a secure building on which there are | 15 | | bona fide rental or sale signs; (iv) there is a building that | 16 | | is secure, but is the subject of a probate action, action to | 17 | | quiet title, or other ownership dispute; or (v) there is a | 18 | | building that is otherwise secure and in substantial compliance | 19 | | with all applicable ordinances, codes, regulations and laws.
| 20 | | (735 ILCS 5/15-1219) (from Ch. 110, par. 15-1219)
| 21 | | Sec. 15-1219. Residential Real Estate. "Residential real | 22 | | estate"
means any real estate, except a single tract of | 23 | | agricultural real estate
consisting of more than 40 acres, | 24 | | which is improved with a single family
residence or residential |
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| 1 | | condominium units or a multiple dwelling structure
containing | 2 | | single family dwelling units for six or fewer families living
| 3 | | independently of each other, which residence, or at least one | 4 | | of which
condominium or dwelling units, is occupied as a | 5 | | principal residence either
(i) if a mortgagor is an individual,
| 6 | | by that mortgagor, that mortgagor's spouse or that mortgagor's | 7 | | descendants,
or (ii) if a mortgagor is a trustee of a trust or | 8 | | an executor or
administrator of an estate, by a beneficiary of | 9 | | that trust or estate or by such
beneficiary's spouse or | 10 | | descendants or (iii) if a mortgagor is a
corporation, by | 11 | | persons owning collectively at least 50 percent of the
shares | 12 | | of voting stock of such corporation or by a spouse or | 13 | | descendants
of such persons.
The use of a portion of | 14 | | residential real estate for non-residential
purposes shall not | 15 | | affect the characterization of such real estate as
residential | 16 | | real estate. For purposes of the definition of the term | 17 | | "abandoned residential property" in Section 15-1200.5 of this | 18 | | Article, "abandoned residential property" shall not include | 19 | | the requirement that the real estate be occupied, or if zoned | 20 | | for residential development, improved with a dwelling | 21 | | structure.
| 22 | | (Source: P.A. 85-907.)
| 23 | | (735 ILCS 5/15-1504) (from Ch. 110, par. 15-1504)
| 24 | | Sec. 15-1504. Pleadings and service.
| 25 | | (a) Form of Complaint. A foreclosure complaint
may be in |
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| 1 | | substantially the following form:
| 2 | | (1) Plaintiff files this complaint to foreclose the | 3 | | mortgage (or other
conveyance in the nature of a mortgage) | 4 | | (hereinafter called "mortgage")
hereinafter described and | 5 | | joins the following person as defendants: (here
insert | 6 | | names of all defendants).
| 7 | | (2) Attached as Exhibit "A" is a copy of the mortgage | 8 | | and as Exhibit "B"
is a copy of the note secured thereby.
| 9 | | (3) Information concerning mortgage:
| 10 | | (A) Nature of instrument: (here insert whether a | 11 | | mortgage, trust deed or
other instrument in the nature | 12 | | of a mortgage, etc.)
| 13 | | (B) Date of mortgage:
| 14 | | (C) Name of mortgagor:
| 15 | | (D) Name of mortgagee:
| 16 | | (E) Date and place of recording:
| 17 | | (F) Identification of recording: (here insert book | 18 | | and page number or document number)
| 19 | | (G) Interest subject to the mortgage: (here insert | 20 | | whether fee simple,
estate for years, undivided | 21 | | interest, etc.)
| 22 | | (H) Amount of original indebtedness, including | 23 | | subsequent advances made
under the mortgage:
| 24 | | (I) Both the legal description of the mortgaged | 25 | | real estate and the
common address or other information | 26 | | sufficient to identify it with reasonable certainty:
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| 1 | | (J) Statement as to defaults, including, but not | 2 | | necessarily
limited to, date of default, current | 3 | | unpaid principal balance, per diem
interest accruing, | 4 | | and any further information concerning the default:
| 5 | | (K) Name of present owner of the real estate:
| 6 | | (L) Names of other persons who are joined as | 7 | | defendants and whose
interest in or lien on the | 8 | | mortgaged real estate is sought to be terminated:
| 9 | | (M) Names of defendants claimed to be personally | 10 | | liable
for deficiency, if any:
| 11 | | (N) Capacity in which plaintiff brings this | 12 | | foreclosure (here indicate
whether plaintiff is the | 13 | | legal holder of the indebtedness, a pledgee, an
agent, | 14 | | the trustee under a trust deed or otherwise, as | 15 | | appropriate):
| 16 | | (O) Facts in support of redemption period shorter | 17 | | than
the longer of (i) 7 months from the date the | 18 | | mortgagor or, if more than
one, all the mortgagors (I) | 19 | | have been served with summons or by publication
or (II) | 20 | | have otherwise submitted to the jurisdiction of the | 21 | | court, or (ii)
3 months from the entry of the judgment | 22 | | of foreclosure, if sought (here
indicate whether based | 23 | | upon the real estate not being residential ,
| 24 | | abandonment, or real estate value less than 90%
of | 25 | | amount owed, etc.):
| 26 | | (P) Statement that the right of redemption has been |
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| 1 | | waived by all
owners of redemption, if applicable:
| 2 | | (Q) Facts in support of request for attorneys' fees | 3 | | and of costs and
expenses, if applicable:
| 4 | | (R) Facts in support of a request for appointment | 5 | | of mortgagee in
possession or for appointment of | 6 | | receiver, and identity of such receiver, if
sought:
| 7 | | (S) Offer to mortgagor in accordance with Section | 8 | | 15-1402 to accept
title to the real estate in | 9 | | satisfaction of all indebtedness and
obligations | 10 | | secured by the mortgage without judicial sale, if | 11 | | sought:
| 12 | | (T) Name or names of defendants whose right to
| 13 | | possess the mortgaged real estate, after the | 14 | | confirmation of a foreclosure
sale, is
sought to be | 15 | | terminated and, if not elsewhere stated, the facts in | 16 | | support
thereof:
| 17 | | REQUEST FOR RELIEF
| 18 | | Plaintiff requests:
| 19 | | (i) A judgment of foreclosure and sale.
| 20 | | (ii) An order granting a shortened redemption period, | 21 | | if sought.
| 22 | | (iii) A personal judgment for a deficiency, if sought.
| 23 | | (iv) An order granting possession, if sought.
| 24 | | (v) An order placing the mortgagee in possession or | 25 | | appointing a receiver,
if sought.
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| 1 | | (vi) A judgment for attorneys' fees, costs and | 2 | | expenses, if sought.
| 3 | | (b) Required Information. A foreclosure complaint need | 4 | | contain only such
statements and requests called for by the | 5 | | form set forth in subsection (a) of
Section
15-1504 as may be | 6 | | appropriate for the relief sought. Such complaint may
be filed | 7 | | as a counterclaim, may be joined with other counts or may | 8 | | include
in the same count additional matters or a request for | 9 | | any additional
relief permitted by Article
II of the Code of | 10 | | Civil Procedure.
| 11 | | (c) Allegations. The statements contained in a complaint in | 12 | | the form
set forth in subsection (a) of Section 15-1504 are | 13 | | deemed and construed to include
allegations as follows:
| 14 | | (1) on the date indicated the obligor of the | 15 | | indebtedness or other
obligations secured by the mortgage | 16 | | was justly indebted in the amount of
the indicated original | 17 | | indebtedness to the original mortgagee or payee of
the | 18 | | mortgage note;
| 19 | | (2) that the exhibits attached are true and correct | 20 | | copies of the
mortgage and note and are incorporated and | 21 | | made a part of the complaint by
express reference;
| 22 | | (3) that the mortgagor was at the date indicated an | 23 | | owner of the
interest in the real estate described in the | 24 | | complaint and that as of that
date made, executed and | 25 | | delivered the mortgage as security for the note or
other | 26 | | obligations;
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| 1 | | (4) that the mortgage was recorded in the county in | 2 | | which the mortgaged
real estate is located, on the date | 3 | | indicated, in the book and page or as
the document number | 4 | | indicated;
| 5 | | (5) that defaults occurred as indicated;
| 6 | | (6) that at the time of the filing of the complaint the | 7 | | persons named as
present owners are the owners of the | 8 | | indicated interests in and to the real
estate described;
| 9 | | (7) that the mortgage constitutes a valid, prior and | 10 | | paramount lien upon
the indicated interest in the mortgaged | 11 | | real estate, which lien is prior and
superior to the right, | 12 | | title, interest, claim or lien of all parties and
nonrecord | 13 | | claimants whose interests in the mortgaged real estate are
| 14 | | sought to be terminated;
| 15 | | (8) that by reason of the defaults alleged, if the | 16 | | indebtedness has not
matured by its terms, the same has | 17 | | become due by the exercise, by the
plaintiff or other | 18 | | persons having such power, of a right or power to
declare | 19 | | immediately due and payable the whole of all indebtedness | 20 | | secured
by the mortgage;
| 21 | | (9) that any and all notices of default or election to | 22 | | declare the
indebtedness due and payable or other notices | 23 | | required to be given have
been duly and properly given;
| 24 | | (10) that any and all periods of grace or other period | 25 | | of time allowed
for the performance of the covenants or | 26 | | conditions claimed to be breached
or for the curing of any |
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| 1 | | breaches have expired;
| 2 | | (11) that the amounts indicated in the statement
in the | 3 | | complaint are correctly stated and
if such statement | 4 | | indicates any advances made or to be made by the
plaintiff | 5 | | or owner of the mortgage indebtedness, that such advances | 6 | | were,
in fact, made or will be
required to be made, and | 7 | | under and by virtue of the mortgage the same
constitute | 8 | | additional indebtedness secured by the mortgage; and
| 9 | | (12) that, upon confirmation of the sale, the holder of | 10 | | the certificate
of sale or deed issued pursuant to that | 11 | | certificate or, if no certificate or
deed was issued, the | 12 | | purchaser at the sale will be entitled to full possession
| 13 | | of the mortgaged real estate against the parties
named in | 14 | | clause (T) of
paragraph (3) of subsection (a) of Section | 15 | | 15-1504 or elsewhere to the same
effect;
the omission of | 16 | | any
party indicates that plaintiff will not seek a | 17 | | possessory order in the order
confirming sale unless the | 18 | | request is subsequently made under subsection (h) of
| 19 | | Section 15-1701 or by separate action under Article 9 of | 20 | | this Code.
| 21 | | (d) Request for Fees and Costs. A statement in the | 22 | | complaint that
plaintiff seeks the inclusion of attorneys' fees | 23 | | and of costs and expenses
shall be deemed and construed to | 24 | | include allegations that:
| 25 | | (1) plaintiff has been compelled to employ and retain | 26 | | attorneys to
prepare and file the complaint and to |
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| 1 | | represent and advise the plaintiff in
the foreclosure of | 2 | | the mortgage and the plaintiff will thereby become
liable | 3 | | for the usual, reasonable and customary fees of the | 4 | | attorneys in
that behalf;
| 5 | | (2) that the plaintiff has been compelled to advance or | 6 | | will be
compelled to advance, various sums of money in | 7 | | payment of costs, fees,
expenses and disbursements | 8 | | incurred in connection with the foreclosure,
including, | 9 | | without limiting the generality of the foregoing, filing | 10 | | fees,
stenographer's fees, witness fees, costs of | 11 | | publication, costs of procuring
and preparing documentary | 12 | | evidence and costs of procuring
abstracts of title, Torrens | 13 | | certificates, foreclosure minutes and a title
insurance | 14 | | policy;
| 15 | | (3) that under the terms of the mortgage, all such | 16 | | advances, costs,
attorneys' fees and other fees, expenses | 17 | | and disbursements are made a lien
upon the mortgaged real | 18 | | estate and the plaintiff is entitled to recover all
such | 19 | | advances, costs, attorneys' fees, expenses and | 20 | | disbursements, together
with interest on all advances at | 21 | | the rate provided in the mortgage, or, if
no rate is | 22 | | provided therein, at the statutory judgment rate, from the
| 23 | | date on which such advances are made;
| 24 | | (4) that in order to protect the lien of the mortgage, | 25 | | it may become
necessary for plaintiff to pay taxes and | 26 | | assessments which have been or may
be levied upon the |
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| 1 | | mortgaged real estate;
| 2 | | (5) that in order to protect and preserve the mortgaged | 3 | | real estate, it
may also become necessary for the plaintiff | 4 | | to pay liability (protecting
mortgagor and mortgagee), | 5 | | fire and other hazard
insurance premiums on the mortgaged | 6 | | real estate, make such repairs
to the mortgaged real
estate | 7 | | as may reasonably be deemed necessary for the proper | 8 | | preservation
thereof, advance for costs to inspect the | 9 | | mortgaged real estate or to
appraise it, or both, and | 10 | | advance for premiums for pre-existing private or
| 11 | | governmental mortgage insurance to the extent required | 12 | | after a foreclosure
is commenced in order to keep such | 13 | | insurance in force; and
| 14 | | (6) that under the terms of the mortgage, any money so | 15 | | paid or expended
will become an additional indebtedness | 16 | | secured by the mortgage and will bear
interest from the | 17 | | date such monies are advanced at the rate provided in the
| 18 | | mortgage, or, if no rate is provided, at the
statutory | 19 | | judgment rate.
| 20 | | (e) Request for Foreclosure. The request for foreclosure is | 21 | | deemed and
construed to mean that the plaintiff requests that:
| 22 | | (1) an accounting may be taken under the direction of | 23 | | the court of the
amounts due and owing to the plaintiff;
| 24 | | (2) that the defendants be ordered to pay to the | 25 | | plaintiff before
expiration of any redemption period (or, | 26 | | if no redemption period, before a
short date fixed by the |
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| 1 | | court) whatever sums may appear to be due upon the taking
| 2 | | of such account,
together with attorneys' fees and costs of | 3 | | the proceedings (to the extent
provided in the mortgage or | 4 | | by law);
| 5 | | (3) that in default of such payment in accordance with | 6 | | the judgment, the
mortgaged real estate be sold as directed | 7 | | by the court, to satisfy the
amount due to the plaintiff as | 8 | | set forth in the judgment, together with the
interest | 9 | | thereon at the statutory judgment rate from the date of the | 10 | | judgment;
| 11 | | (4) that in the event the plaintiff is a purchaser of | 12 | | the mortgaged real
estate at such sale, the plaintiff may | 13 | | offset against the purchase price of
such real estate the | 14 | | amounts due under the judgment of foreclosure and
order | 15 | | confirming the sale;
| 16 | | (5) that in the event of such sale and the failure of | 17 | | any person entitled
thereto to redeem prior to such sale | 18 | | pursuant to this Article, the
defendants made parties to | 19 | | the foreclosure in accordance with this Article,
and all | 20 | | nonrecord claimants given notice of the foreclosure in | 21 | | accordance
with this Article, and all persons claiming by, | 22 | | through or under them, and
each and any and all of them, | 23 | | may be forever barred and foreclosed of any
right, title, | 24 | | interest, claim, lien, or right to redeem in and to the
| 25 | | mortgaged real estate; and
| 26 | | (6) that if no redemption is made prior to such sale, a |
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| 1 | | deed may be
issued to the purchaser thereat according to | 2 | | law and such purchaser be let
into possession of the | 3 | | mortgaged real estate in accordance with Part 17 of this | 4 | | Article.
| 5 | | (f) Request for Deficiency Judgment. A request for a | 6 | | personal judgment
for a deficiency in a foreclosure complaint | 7 | | if the sale of the mortgaged
real estate fails to produce a | 8 | | sufficient amount to pay the amount found
due, the plaintiff | 9 | | may have a personal judgment against any party in the
| 10 | | foreclosure indicated as being personally liable therefor and | 11 | | the enforcement
thereof be had as provided by law.
| 12 | | (g) Request for Possession or Receiver. A request for | 13 | | possession or appointment
of a receiver has the meaning as | 14 | | stated in subsection (b) of Section 15-1706.
| 15 | | (h) Answers by Parties. Any party
may assert its interest | 16 | | by counterclaim and such counterclaim may at the
option of that | 17 | | party stand in lieu of answer to the complaint for
foreclosure | 18 | | and all counter complaints previously or thereafter filed
in | 19 | | the foreclosure. Any such counterclaim shall be deemed to | 20 | | constitute a
statement that the counter claimant does not have | 21 | | sufficient knowledge to
form a belief as to the truth or | 22 | | falsity of the
allegations of the complaint and all other | 23 | | counterclaims, except
to the extent that the counterclaim | 24 | | admits or specifically denies such
allegations.
| 25 | | (Source: P.A. 91-357, eff. 7-29-99.)
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| 1 | | (735 ILCS 5/15-1504.3) | 2 | | (Section scheduled to be repealed on March 2, 2016) | 3 | | Sec. 15-1504.3 15-1507.1 . Filing Judicial sale fee for | 4 | | Abandoned Residential Property Municipality Relief Fund. | 5 | | (a) With respect to residential real estate, at the time of | 6 | | the filing of a foreclosure complaint, the plaintiff shall pay | 7 | | to the clerk of the court in which the foreclosure complaint is | 8 | | filed a fee of $250 Upon and at the sale of residential real | 9 | | estate under Section 15-1507, the purchaser shall pay to the | 10 | | person conducting the sale pursuant to Section 15-1507 a fee | 11 | | for deposit into the Abandoned Residential Property | 12 | | Municipality Relief Fund, a special
fund created in the State | 13 | | treasury. The fee shall be calculated at the rate of $1 for | 14 | | each $1,000 or fraction thereof of the amount paid by the | 15 | | purchaser to the person conducting the sale, as reflected in | 16 | | the receipt of sale issued to the purchaser, provided that in | 17 | | no event shall the fee exceed $300. No fee shall be paid by the | 18 | | mortgagee acquiring the residential real estate pursuant to its | 19 | | credit bid at the sale or by any mortgagee, judgment creditor, | 20 | | or other lienor acquiring the residential real estate whose | 21 | | rights in and to the residential real estate arose prior to the | 22 | | sale. Upon confirmation of the sale under Section 15-1508, the | 23 | | person conducting the sale shall remit the fee to the clerk of | 24 | | the court in which the foreclosure case is pending. The clerk | 25 | | shall remit the fee to the State Treasurer as provided in this | 26 | | Section, to be expended for the purposes set forth in Section |
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| 1 | | 7.31 of the Illinois Housing Development Act. | 2 | | (b) All fees paid by plaintiffs to the clerk of the court | 3 | | purchasers as provided in this Section shall be disbursed | 4 | | within 60 days after receipt by the clerk of the court as | 5 | | follows: (i) 98% to the State Treasurer for deposit into the | 6 | | Abandoned Residential Property Municipality Relief Fund, and | 7 | | (ii) 2% to the clerk of the court for administrative expenses | 8 | | related to implementation of this Section. | 9 | | (c) Not later than March 1 of each year, the clerk of the | 10 | | court shall submit to the Illinois Housing Development | 11 | | Authority a report of the funds collected and remitted pursuant | 12 | | to this Section during the preceding year pursuant to this | 13 | | Section . | 14 | | (d) Subsections (a) and (b) of this Section shall become | 15 | | inoperative on January 1, 2016. This Section is repealed on | 16 | | March 2, 2016.
| 17 | | (Source: P.A. 96-1419, eff. 10-1-10.) | 18 | | (735 ILCS 5/15-1505.8 new) | 19 | | Sec. 15-1505.8. Expedited judgment and sale procedure for | 20 | | abandoned residential property. | 21 | | (a) Upon motion and notice, the mortgagee may elect to | 22 | | utilize the expedited judgment and sale procedure for abandoned | 23 | | residential property stated in this Section to obtain a | 24 | | judgment of foreclosure pursuant to Section 15-1506. The motion | 25 | | to expedite the judgment and sale may be combined with or made |
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| 1 | | part of the motion requesting a judgment of foreclosure. The | 2 | | notice of the motion to expedite the judgment and sale shall be | 3 | | sent by first-class mail to the last known address of the | 4 | | mortgagor, and the notice required by paragraph (1) of | 5 | | subsection (l) of this Section shall be posted at the property | 6 | | address. | 7 | | (b) The motion requesting an expedited judgment of | 8 | | foreclosure and sale may be filed by the mortgagee at the time | 9 | | the foreclosure complaint is filed or any time thereafter, and | 10 | | shall set forth the facts demonstrating that the mortgaged real | 11 | | estate is abandoned residential real estate under Section | 12 | | 15-1200.5 and shall be supported by affidavit. | 13 | | (c) If a motion for an expedited judgment and sale is filed | 14 | | at the time the foreclosure complaint is filed or before the | 15 | | period to answer the foreclosure complaint has expired, the | 16 | | motion shall be heard by the court no earlier than before the | 17 | | period to answer the foreclosure complaint has expired and no | 18 | | later than 15 days after the period to answer the foreclosure | 19 | | complaint has expired. | 20 | | (d) If a motion for an expedited judgment and sale is filed | 21 | | after the period to answer the foreclosure complaint has | 22 | | expired, the motion shall be heard no later than 15 days after | 23 | | the motion is filed. | 24 | | (e) The hearing shall be given priority by the court and | 25 | | shall be scheduled to be heard within the applicable time | 26 | | period set forth in subsection (c) or (d) of this Section. |
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| 1 | | (f) Subject to subsection (g), at the hearing on the motion | 2 | | requesting an expedited judgment and sale, if the court finds | 3 | | that the mortgaged real estate is abandoned residential | 4 | | property, the court shall grant the motion and immediately | 5 | | proceed to a trial of the foreclosure. A judgment of | 6 | | foreclosure under this Section shall include the matters | 7 | | identified in Section 15-1506. | 8 | | (g) The court may not grant the motion requesting an | 9 | | expedited judgment and sale if: (i) the mortgagor appears in | 10 | | the action in any manner before or at the hearing and objects | 11 | | to a finding of abandonment; (ii) a person other than the | 12 | | mortgagor appears at the hearing and presents evidence | 13 | | establishing to the satisfaction of the court that the | 14 | | mortgagor is working with, or making an attempt to work with, | 15 | | the mortgagee to modify the mortgage; or (iii) a person other | 16 | | than the mortgagor appears at the hearing and presents evidence | 17 | | establishing to the satisfaction of the court that the | 18 | | mortgagor or a lawful occupant has not abandoned the mortgaged | 19 | | real estate. | 20 | | (h) The court shall vacate an order issued pursuant to | 21 | | subsection (f) of this Section if the mortgagor or a lawful | 22 | | occupant appears in the action at any time prior to the court | 23 | | issuing an order confirming the sale pursuant to subsection | 24 | | (b-3) of Section 15-1508 and presents evidence establishing to | 25 | | the satisfaction of the court that the mortgagor or lawful | 26 | | occupant has not abandoned the mortgaged real estate. |
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| 1 | | (i) The reinstatement period and redemption period for the | 2 | | abandoned residential property shall end in accordance with | 3 | | paragraph (4) of subsection (b) of Section 15-1603, and the | 4 | | abandoned residential property shall be sold at the earliest | 5 | | practicable time at a sale as provided in this Article. | 6 | | (j) The mortgagee or its agent may enter, secure, and | 7 | | maintain abandoned residential property subject to subsection | 8 | | (e-5) of Section 21-3 of the Criminal Code of 1961. | 9 | | (k) Personal property. | 10 | | (1) Upon confirmation of the sale held pursuant to | 11 | | Section 15-1507, any personal property remaining in or upon | 12 | | the abandoned residential property shall be deemed to have | 13 | | been abandoned by the owner of such personal property and | 14 | | may be disposed of or donated by the holder of the | 15 | | certificate of sale (or, if none, by the purchaser at the | 16 | | sale). In the event of donation of any such personal | 17 | | property, the holder of the certificate of sale (or, if | 18 | | none, the purchaser at the sale) may transfer such donated | 19 | | property with a bill of sale. No mortgagee or its | 20 | | successors or assigns, holder of a certificate of sale, or | 21 | | purchaser at the sale shall be liable for any such disposal | 22 | | or donation of personal property. | 23 | | (2) Notwithstanding paragraph (1) of this subsection | 24 | | (k), in the event a lawful occupant is in possession of the | 25 | | mortgaged real estate who has not been made a party to the | 26 | | foreclosure and had his or her interests terminated |
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| 1 | | therein, any personal property of the lawful occupant shall | 2 | | not be deemed to have been abandoned, nor shall the rights | 3 | | of the lawful occupant to any personal property be | 4 | | affected. | 5 | | (l) Notices to be posted at property address. | 6 | | (1) The notice set out in this paragraph (1) of this | 7 | | subsection (l) shall be conspicuously posted at the | 8 | | property address at least 14 days before the hearing on the | 9 | | motion requesting an expedited judgment and sale and shall | 10 | | be in boldface, in at least 12 font type, and in | 11 | | substantially the following form: | 12 | | "NOTICE TO ANY TENANT
OR OTHER LAWFUL | 13 | | OCCUPANT OF THIS PROPERTY | 14 | | A lawsuit has been filed to foreclose on this property, and the | 15 | | party asking to foreclose on this property has asked a judge to | 16 | | find that THIS PROPERTY IS ABANDONED. | 17 | | The judge will be holding a hearing to decide whether this | 18 | | property is ABANDONED. | 19 | | IF YOU LAWFULLY OCCUPY ANY PART OF THIS PROPERTY, YOU MAY | 20 | | CHOOSE TO GO TO THIS HEARING and explain to the judge how you | 21 | | are a lawful occupant of this property. |
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| 1 | | You also can ask any other person to go to this hearing for | 2 | | you, and this person does not have to be attorney. If you do | 3 | | have another person who is not an attorney go to this hearing | 4 | | for you, that person will not be authorized to represent you | 5 | | but could help explain to the judge how you are a lawful | 6 | | occupant of this property. | 7 | | If the judge is satisfied that you are a LAWFUL OCCUPANT of | 8 | | this property, the court will find that this property is NOT | 9 | | ABANDONED. | 10 | | This hearing will be held in the courthouse at the following | 11 | | address, date, and time: | 12 | | Court name: .................................................. | 13 | | Court address: ............................................... | 14 | | Court room number where hearing will be held: ................ | 15 | | (There should be a person in this room called a CLERK who can | 16 | | help you. Make sure you know THIS PROPERTY'S ADDRESS.) | 17 | | Date of hearing: ............................................. | 18 | | Time of hearing: ............................................. | 19 | | MORE INFORMATION | 20 | | Name of lawsuit .............................................. | 21 | | Number of lawsuit ............................................ |
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| 1 | | Address of this property ..................................... | 2 | | IMPORTANT | 3 | | This is NOT a notice to vacate the premises. You may wish to | 4 | | contact a lawyer or your local legal aid or housing counseling | 5 | | agency to discuss any rights that you may have. | 6 | | WARNING | 7 | | INTENTIONAL REMOVAL OF THIS NOTICE BEFORE THE DATE AND TIME | 8 | | STATED IN THIS NOTICE IS A CLASS B MISDEMEANOR, PUNISHABLE BY | 9 | | UP TO 180 DAYS IN JAIL AND A FINE OF UP TO $1500, UNDER ILLINOIS | 10 | | LAW. 720 ILCS 5/21-3(a). | 11 | | NO TRESPASSING | 12 | | KNOWINGLY ENTERING THIS PROPERTY WITHOUT LAWFUL AUTHORITY IS A | 13 | | CLASS B MISDEMEANOR, PUNISHABLE BY UP TO 180 DAYS IN JAIL AND A | 14 | | FINE OF UP TO $1500, UNDER ILLINOIS LAW. 720 ILCS 5/21-3(a).". | 15 | | (2) The notice set out in this paragraph (2) of this | 16 | | subsection (l) shall be conspicuously posted at the | 17 | | property address at least 14 days before the hearing to | 18 | | confirm the sale of the abandoned residential property and | 19 | | shall be in boldface, in at least 12 font type, and in | 20 | | substantially the following form: |
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| 1 | | "NOTICE TO ANY TENANT
OR OTHER LAWFUL | 2 | | OCCUPANT OF THIS PROPERTY | 3 | | A lawsuit has been filed to foreclose on this property, and the | 4 | | judge has found that THIS PROPERTY IS ABANDONED. As a result, | 5 | | THIS PROPERTY HAS BEEN OR WILL BE SOLD. | 6 | | HOWEVER, there still must be a hearing for the judge to approve | 7 | | the sale. The judge will NOT APPROVE this sale if the judge | 8 | | finds that any person lawfully occupies any part of this | 9 | | property. | 10 | | IF YOU LAWFULLY OCCUPY ANY PART OF THIS PROPERTY, YOU MAY | 11 | | CHOOSE TO GO TO THIS HEARING and explain to the judge how you | 12 | | are a lawful occupant of this property. You also may appear | 13 | | BEFORE this hearing and explain to the judge how you are a | 14 | | lawful occupant of this property. | 15 | | If the judge is satisfied that you are a LAWFUL OCCUPANT of | 16 | | this property, the court will find that this property is NOT | 17 | | ABANDONED, and there will be no sale of the property at this | 18 | | time. | 19 | | This hearing will be held in the courthouse at the following | 20 | | address, date, and time: |
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| 1 | | Court name: .................................................. | 2 | | Court address: ............................................... | 3 | | Court room number where hearing will be held: ................ | 4 | | (There should be a person in this room called a CLERK who can | 5 | | help you. Make sure you know THIS PROPERTY'S ADDRESS.) | 6 | | Date of hearing: ............................................. | 7 | | Time of hearing: ............................................. | 8 | | MORE INFORMATION | 9 | | Name of lawsuit .............................................. | 10 | | Number of lawsuit ............................................ | 11 | | Address of this property ..................................... | 12 | | IMPORTANT | 13 | | This is NOT a notice to vacate the premises. You may wish to | 14 | | contact a lawyer or your local legal aid or housing counseling | 15 | | agency to discuss any rights that you may have. | 16 | | WARNING | 17 | | INTENTIONAL REMOVAL OF THIS NOTICE BEFORE THE DATE AND TIME | 18 | | STATED IN THIS NOTICE IS A CLASS B MISDEMEANOR, PUNISHABLE BY | 19 | | UP TO 180 DAYS IN JAIL AND A FINE OF UP TO $1500, UNDER ILLINOIS |
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| 1 | | LAW. 720 ILCS 5/21-3(a). | 2 | | NO TRESPASSING | 3 | | KNOWINGLY ENTERING THIS PROPERTY WITHOUT LAWFUL AUTHORITY IS A | 4 | | CLASS B MISDEMEANOR, PUNISHABLE BY UP TO 180 DAYS IN JAIL AND A | 5 | | FINE OF UP TO $1500, UNDER ILLINOIS LAW. 720 ILCS 5/21-3(a)." | 6 | | (735 ILCS 5/15-1508) (from Ch. 110, par. 15-1508) | 7 | | Sec. 15-1508. Report of Sale and Confirmation of Sale. | 8 | | (a) Report. The person conducting the sale shall promptly | 9 | | make a report to
the court, which report shall include a copy | 10 | | of all receipts and, if any,
certificate of sale. | 11 | | (b) Hearing. Upon motion and notice in accordance with | 12 | | court rules
applicable to motions generally, which motion shall | 13 | | not be made prior to
sale, the court shall conduct a hearing to
| 14 | | confirm the sale. Unless the court finds that (i) a notice | 15 | | required in
accordance with subsection (c) of Section 15-1507 | 16 | | was not given, (ii) the
terms of sale were unconscionable, | 17 | | (iii) the sale was conducted
fraudulently, or (iv) justice was | 18 | | otherwise not done, the court shall
then enter an order | 19 | | confirming the sale. The confirmation order shall include a | 20 | | name, address, and telephone number of the holder of the | 21 | | certificate of sale or deed issued pursuant to that certificate | 22 | | or, if no certificate or deed was issued, the purchaser, whom a | 23 | | municipality or county may contact with concerns about the real |
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| 1 | | estate. The confirmation order may
also: | 2 | | (1) approve the mortgagee's fees and costs arising | 3 | | between the entry of
the judgment of foreclosure and the | 4 | | confirmation hearing, those costs and
fees to be allowable | 5 | | to the same extent as provided in the note and mortgage
and | 6 | | in Section 15-1504; | 7 | | (2) provide for a personal judgment against any party | 8 | | for a deficiency;
and | 9 | | (3) determine the priority of the judgments of parties | 10 | | who deferred proving
the priority pursuant to subsection | 11 | | (h) of Section 15-1506, but
the court shall not
defer | 12 | | confirming the sale pending the determination of such | 13 | | priority. | 14 | | (b-3) Hearing to confirm sale of abandoned residential | 15 | | property. Upon motion and notice by first-class mail to the | 16 | | last known address of the mortgagor, which motion shall be made | 17 | | prior to the sale and heard by the court at the earliest | 18 | | practicable time after conclusion of the sale, and upon the | 19 | | posting at the property address of the notice required by | 20 | | paragraph (2) of subsection (l) of Section 15-1505.8, the court | 21 | | shall enter an order confirming the sale of the abandoned | 22 | | residential property, unless the court finds that a reason set | 23 | | forth in items (i) through (iv) of subsection (b) of this | 24 | | Section exists for not approving the sale, or an order is | 25 | | entered pursuant to subsection (h) of Section 15-1505.8. The | 26 | | confirmation order also may address the matters identified in |
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| 1 | | items (1) through (3) of subsection (b) of this Section. The | 2 | | notice required under subsection (b-5) of this Section shall | 3 | | not be required. | 4 | | (b-5) Notice with respect to residential real estate. With | 5 | | respect to residential real estate, the notice required under | 6 | | subsection (b) of this Section shall be sent to the mortgagor | 7 | | even if the mortgagor has previously been held in default. In | 8 | | the event the mortgagor has filed an appearance, the notice | 9 | | shall be sent to the address indicated on the appearance. In | 10 | | all other cases, the notice shall be sent to the mortgagor at | 11 | | the common address of the foreclosed property. The notice shall | 12 | | be sent by first class mail. Unless the right to possession has | 13 | | been previously terminated by the court, the notice shall | 14 | | include the following language in 12-point boldface | 15 | | capitalized type: | 16 | | IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO | 17 | | REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF | 18 | | POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(c) OF THE | 19 | | ILLINOIS MORTGAGE FORECLOSURE LAW. | 20 | | (b-10) Notice of confirmation order sent to municipality or | 21 | | county. A copy of the confirmation order required under | 22 | | subsection (b) shall be sent to the municipality in which the | 23 | | foreclosed property is located, or to the county within the | 24 | | boundary of which the foreclosed property is located if the | 25 | | foreclosed property is located in an unincorporated territory. | 26 | | A municipality or county must clearly publish on its website a |
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| 1 | | single address to which such notice shall be sent. If a | 2 | | municipality or county does not maintain a website, then the | 3 | | municipality or county must publicly post in its main office a | 4 | | single address to which such notice shall be sent. In the event | 5 | | that a municipality or county has not complied with the | 6 | | publication requirement in this subsection (b-10), then such | 7 | | notice to the municipality or county shall be provided pursuant | 8 | | to Section 2-211 of the Code of Civil Procedure. | 9 | | (c) Failure to Give Notice. If any sale is held without | 10 | | compliance with
subsection (c) of Section 15-1507 of this | 11 | | Article, any party entitled to
the notice provided for in | 12 | | paragraph (3) of that subsection
(c) who was not so notified | 13 | | may, by motion supported by affidavit
made prior to | 14 | | confirmation of such sale, ask the court which entered the
| 15 | | judgment to set aside the sale. Any such party shall guarantee | 16 | | or secure by bond a bid equal to the successful bid at the | 17 | | prior sale, unless the party seeking to set aside the sale is | 18 | | the mortgagor, the real estate sold at the sale is residential | 19 | | real estate, and the mortgagor occupies the residential real | 20 | | estate at the time the motion is filed. In that event, no | 21 | | guarantee or bond shall be required of the mortgagor. Any
| 22 | | subsequent sale is subject to the same notice requirement as | 23 | | the original sale. | 24 | | (d) Validity of Sale. Except as provided in subsection (c) | 25 | | of Section
15-1508, no sale under this Article shall be held | 26 | | invalid or be set aside
because of any defect in the notice |
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| 1 | | thereof or in the publication of the
same, or in the | 2 | | proceedings of the officer conducting the sale, except upon
| 3 | | good cause shown in a hearing pursuant to subsection (b) of | 4 | | Section
15-1508. At any time after a sale has occurred, any | 5 | | party entitled to
notice under paragraph (3) of subsection (c) | 6 | | of Section 15-1507 may recover
from the mortgagee any damages | 7 | | caused by the mortgagee's failure to comply
with such paragraph | 8 | | (3). Any party who recovers damages in a judicial
proceeding | 9 | | brought under this subsection may also recover from the
| 10 | | mortgagee the reasonable expenses of litigation, including | 11 | | reasonable attorney's fees. | 12 | | (d-5) Making Home Affordable Program. The court that | 13 | | entered the judgment shall set aside a sale held pursuant to | 14 | | Section 15-1507, upon motion of the mortgagor at any time prior | 15 | | to the confirmation of the sale, if the mortgagor proves by a | 16 | | preponderance of the evidence that (i) the mortgagor has | 17 | | applied for assistance under the Making Home Affordable Program | 18 | | established by the United States Department of the Treasury | 19 | | pursuant to the Emergency Economic Stabilization Act of 2008, | 20 | | as amended by the American Recovery and Reinvestment Act of | 21 | | 2009, and (ii) the mortgaged real estate was sold in material | 22 | | violation of the program's requirements for proceeding to a | 23 | | judicial sale. The provisions of this subsection (d-5), except | 24 | | for this sentence, shall become inoperative on January 1, 2013 | 25 | | for all actions filed under this Article after December 31, | 26 | | 2012, in which the mortgagor did not apply for assistance under |
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| 1 | | the Making Home Affordable Program on or before December 31, | 2 | | 2012. | 3 | | (e) Deficiency Judgment. In any order confirming a sale | 4 | | pursuant to the
judgment of foreclosure, the court shall also | 5 | | enter a personal judgment
for deficiency against any party (i) | 6 | | if otherwise authorized and (ii) to
the extent requested in the | 7 | | complaint and proven upon presentation of the
report of sale in | 8 | | accordance with Section 15-1508. Except as otherwise provided
| 9 | | in this Article, a judgment may be entered for any balance of | 10 | | money that
may be found due to the plaintiff, over and above | 11 | | the proceeds of the sale
or sales, and enforcement may be had | 12 | | for the collection of such balance,
the same as when the | 13 | | judgment is solely for the payment of money. Such
judgment may | 14 | | be entered, or enforcement had,
only in cases where personal | 15 | | service has been had upon the
persons personally liable for the | 16 | | mortgage indebtedness, unless they have
entered their | 17 | | appearance in the foreclosure action. | 18 | | (f) Satisfaction. Upon confirmation of the sale, the
| 19 | | judgment stands satisfied to the extent of the sale price less | 20 | | expenses and
costs. If the order confirming the sale includes a | 21 | | deficiency judgment, the
judgment shall become a lien in the | 22 | | manner of any other
judgment for the payment of money. | 23 | | (g) The order confirming the sale shall include, | 24 | | notwithstanding any
previous orders awarding possession during | 25 | | the pendency of the foreclosure, an
award to the purchaser of | 26 | | possession of the mortgaged real estate, as of the
date 30 days |
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| 1 | | after the entry of the order, against the
parties to the | 2 | | foreclosure whose interests have been terminated. | 3 | | An order of possession authorizing the removal of a person | 4 | | from possession
of the mortgaged real estate shall be entered | 5 | | and enforced only against those
persons personally
named as | 6 | | individuals in the complaint or the petition under subsection | 7 | | (h)
of Section 15-1701 and in the order of possession and shall
| 8 | | not be entered and enforced against any person who is only | 9 | | generically
described as an
unknown owner or nonrecord claimant | 10 | | or by another generic designation in the
complaint. | 11 | | Notwithstanding the preceding paragraph, the failure to | 12 | | personally
name,
include, or seek an award of
possession of the | 13 | | mortgaged real estate against a person in the
confirmation | 14 | | order shall not abrogate any right that the purchaser may have | 15 | | to
possession of the mortgaged real estate and to maintain a | 16 | | proceeding against
that person for
possession under Article 9 | 17 | | of this Code or subsection (h) of Section 15-1701;
and | 18 | | possession against a person
who (1) has not been personally | 19 | | named as a party to the
foreclosure and (2) has not been | 20 | | provided an opportunity to be heard in the
foreclosure | 21 | | proceeding may be sought only by maintaining a
proceeding under | 22 | | Article 9 of this
Code or subsection (h) of Section 15-1701. | 23 | | (h) With respect to mortgaged real estate containing 5 or | 24 | | more dwelling units, the order confirming the sale shall also | 25 | | provide that (i) the mortgagor shall transfer to the purchaser | 26 | | the security deposits, if any, that the mortgagor received to |
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| 1 | | secure payment of rent or to compensate for damage to the | 2 | | mortgaged real estate from any current occupant of a dwelling | 3 | | unit of the mortgaged real estate, as well as any statutory | 4 | | interest that has not been paid to the occupant, and (ii) the | 5 | | mortgagor shall provide an accounting of the security deposits | 6 | | that are transferred, including the name and address of each | 7 | | occupant for whom the mortgagor holds the deposit and the | 8 | | amount of the deposit and any statutory interest. | 9 | | (Source: P.A. 96-265, eff. 8-11-09; 96-856, eff. 3-1-10; | 10 | | 96-1245, eff. 7-23-10; 97-333, eff. 8-12-11; 97-575, eff. | 11 | | 8-26-11.)
| 12 | | Section 99. Effective date. This Act takes effect upon | 13 | | becoming law.".
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