Full Text of HB4263 102nd General Assembly
HB4263 102ND GENERAL ASSEMBLY |
| | 102ND GENERAL ASSEMBLY
State of Illinois
2021 and 2022 HB4263 Introduced 1/5/2022, by Rep. Amy Grant SYNOPSIS AS INTRODUCED: |
| 215 ILCS 5/364 | from Ch. 73, par. 976 |
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Amends the Illinois Insurance Code. Provides that no company, in any policy of accident or health insurance issued in the State, shall make or permit any distinction or discrimination against an individual solely because of the individual's vaccination status in the amount of payment of premiums or rates charged for policies of insurance, in the amount of any dividends or other benefits payable thereon, or in any other terms and conditions of the contract it makes. Provides that no company, in any policy of accident or health insurance issued in the State, shall refuse to insure or refuse to continue to insure an individual solely because of the individual's vaccination status.
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| | A BILL FOR |
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| | | HB4263 | | LRB102 22463 BMS 31603 b |
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| 1 | | AN ACT concerning regulation.
| 2 | | Be it enacted by the People of the State of Illinois,
| 3 | | represented in the General Assembly:
| 4 | | Section 5. The Illinois Insurance Code is amended by | 5 | | changing Section 364 as follows:
| 6 | | (215 ILCS 5/364) (from Ch. 73, par. 976)
| 7 | | Sec. 364. Discrimination prohibited. Discrimination | 8 | | between
individuals of the same class of risk in the issuance | 9 | | of its policies
or in the amount of premiums or rates charged
| 10 | | for any insurance covered by this article, or in the benefits
| 11 | | payable thereon, or in any of the terms or conditions of such | 12 | | policy, or
in any other manner whatsoever is prohibited. | 13 | | Nothing in this provision
shall prohibit an insurer from | 14 | | providing incentives for insureds to utilize
the services of a | 15 | | particular hospital or person. It is hereby expressly
provided | 16 | | that whenever the terms "physician" or "doctor" appear or are
| 17 | | used in any way in any policy of accident or health insurance | 18 | | issued in
this state, said terms shall include within their | 19 | | meaning persons
licensed to practice dentistry under the | 20 | | Illinois Dental Practice Act with
regard to benefits payable | 21 | | for services performed by a person so
licensed, which such | 22 | | services are within the coverage provided by the
particular | 23 | | policy or contract of insurance and are within the
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| | | HB4263 | - 2 - | LRB102 22463 BMS 31603 b |
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| 1 | | professional services authorized to be performed by such | 2 | | person under
and in accordance with the said Act.
| 3 | | No company, in any policy of accident or health insurance | 4 | | issued in this
State, shall make or permit any distinction or | 5 | | discrimination against
individuals solely because of the | 6 | | individuals' disabilities in the amount of
payment of premiums | 7 | | or rates charged for policies of insurance, in the
amount of | 8 | | any dividends or other benefits payable thereon, or in any | 9 | | other
terms and conditions of the contract it makes, except | 10 | | where the distinction
or discrimination is based on sound | 11 | | actuarial principles or is related to
actual or reasonably | 12 | | anticipated experience.
| 13 | | No company shall refuse to insure, or refuse to continue | 14 | | to insure,
or limit the amount or extent or kind of coverage | 15 | | available to an
individual, or charge an individual a | 16 | | different rate for the same coverage
solely because of | 17 | | blindness or partial blindness. With respect to all
other | 18 | | conditions, including the underlying cause of the blindness or
| 19 | | partial blindness, persons who are blind or partially blind | 20 | | shall be
subject to the same standards of sound actuarial | 21 | | principles or actual or
reasonably anticipated experience as | 22 | | are sighted persons. Refusal to
insure includes denial by an | 23 | | insurer of disability insurance coverage on
the grounds that | 24 | | the policy defines "disability" as being presumed in the
event | 25 | | that the insured loses his or her eyesight.
| 26 | | No company, in any policy of accident or health insurance |
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| 1 | | issued in this State, shall make or permit any distinction or | 2 | | discrimination against an individual solely because of the | 3 | | individual's vaccination status in the amount of payment of | 4 | | premiums or rates charged for policies of insurance, in the | 5 | | amount of any dividends or other benefits payable thereon, or | 6 | | in any other terms and conditions of the contract it makes. No | 7 | | company, in any policy of accident or health insurance issued | 8 | | in this State, shall refuse to insure or refuse to continue to | 9 | | insure an individual solely because of the individual's | 10 | | vaccination status. | 11 | | (Source: P.A. 99-143, eff. 7-27-15.)
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