Sen. Sue Rezin

Filed: 5/9/2023





10300SB1071sam002LRB103 05970 SPS 61644 a


2    AMENDMENT NO. ______. Amend Senate Bill 1071 by replacing
3everything after the enacting clause with the following:
4    "Section 1. Legislative intent. It is the intent of the
5General Assembly for this amendatory Act of the 103rd General
6Assembly to be enforceable if federal law, including, but not
7limited to, the Fair Credit Reporting Act, does not contradict
8or preempt it.
9    Section 5. The Consumer Fraud and Deceptive Business
10Practices Act is amended by adding Section 2BBBB as follows:
11    (815 ILCS 505/2BBBB new)
12    Sec. 2BBBB. Consumer report inquiries for mortgage or
13automobile loans. No consumer reporting agency may furnish a
14consumer report or contact information that is not requested
15by the consumer if the report or information is being procured



10300SB1071sam002- 2 -LRB103 05970 SPS 61644 a

1based in whole or in part on the presence of an inquiry made in
2connection with a residential mortgage loan as defined by
3Section 103 of the Truth in Lending Act (15 U.S.C. 1602) or an
4automobile loan as covered under the Truth in Lending Act. A
5violation of this Section constitutes an unlawful practice
6within the meaning of this Act.".