(205 ILCS 511/10-60)
Sec. 10-60. Pawnbroker annual report. (a) The Department shall, in conjunction with advice from a professional association that represents 50 or more licensees, issue an annual report, via an Internet-based program, of aggregate pawnbroker activity within 180 days after the beginning of the calendar year. The report shall contain at a minimum: (1) The number of licensed pawnbrokers. (2) The total dollar amount financed. (3) The total number of pawns for each value |
| threshold set forth in subsection (c) of Section 15-10.
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(4) The total dollar amount of extensions.
(5) The total number of extensions for each value
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| threshold set forth in subsection (c) of Section 15-10.
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(6) The average pawn dollar amount for each value
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| threshold set forth in subsection (c) of Section 15-10.
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(7) The average monthly finance charge for each value
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| threshold set forth in subsection (c) of Section 15-10.
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(8) The percentage of pawns surrendered to law
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(9) The percentage of total pawns surrendered to law
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| enforcement by dollar amount.
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(10) The percentage of pawns redeemed.
(11) The percentage of pawns extended.
(12) The total number of pawnbroker employees.
(13) The total number of licensees reporting.
(14) The total number of complaints received and
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| resolved by the Department.
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(15) The total number of defaulted pawn transactions
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| reported to a credit bureau.
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(16) The total number of defaulted pawn transactions
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| sent to a collection agency.
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(17) The total number of defaulted pawn transactions
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| resulting in wage garnishment or legal action to collect.
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(18) The total number of pawn transactions reported
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(b) The Secretary may retain qualified persons to prepare and report findings (1) identifying pawns and small dollar loans that are available to Illinois consumers, (2) collecting and analyzing pawns and loan-level data for small dollar loans, and (3) compiling aggregate data and trends for pawns and small dollar loans used by Illinois consumers. The Secretary shall make the report available to the Governor, the General Assembly, and the public.
In this subsection, "pawns and small dollar loans" means pawns and lending products with a value of $2,500 or less, including, but not limited to, pawns, consumer installment loans, and other extensions of credit, whether or not offered by entities chartered or licensed in Illinois.
(Source: P.A. 103-585, eff. 3-22-24.)
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