(215 ILCS 5/1008) (from Ch. 73, par. 1065.708)
Sec. 1008.
Investigative Consumer Reports.
(A) No insurance institution,
agent or insurance-support organization may prepare or request an investigative
consumer report about an individual in connection with an insurance transaction
involving
an application for insurance, a policy renewal, a policy reinstatement or
a change in insurance benefits unless the insurance institution or agent
informs the individual:
(1) that he or she may request to be interviewed in connection with the
preparation of the investigative consumer report, and
(2) that upon a request pursuant to Section 1009, he or she is entitled to
receive a copy of the investigative consumer report.
(B) If an investigative consumer report is to be prepared by an insurance
institution or agent, the insurance institution or agent shall institute
reasonable procedures to conduct a personal interview requested by an individual.
(C) If an investigative consumer report is to be prepared by an insurance-support
organization, the insurance institution or agent desiring such report shall
inform the insurance-support organization whether a personal interview has
been requested by the individual. The insurance-support organization shall
institute reasonable procedures to conduct such interviews, if requested.
(Source: P.A. 82-108.)
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