(215 ILCS 5/126.3)
Sec. 126.3.
General investment qualifications.
A. Insurers may acquire, hold or invest in investments or engage in
investment practices as set forth in this Article. Insurers may also acquire,
hold or invest in investments not conforming to the requirements of this
Article that are not otherwise prohibited by this Code. Investments not
conforming to this Article shall not be admitted assets unless they are
acquired under other authority of this Code.
B. Subject to subsection C of this Section, an insurer shall not acquire or
hold an
investment as an admitted asset unless at the time of acquisition it is:
(1) Eligible for the payment or accrual of interest |
| or discount (whether in cash or other forms of income or securities), eligible to receive dividends or other distributions or is otherwise income producing; or
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(2) Acquired under Section 126.15B, 126.15C, 126.16,
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| 126.18, 126.20, 126.28C, 126.29, 126.31, or 126.32 or under the authority of Sections of the Code other than this Article.
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C. An insurer may acquire or hold as admitted assets investments that do not
otherwise qualify as provided in this Article if the insurer has not acquired
them for the purpose of circumventing any limitations contained in this
Article, if the insurer acquires the investments in the following circumstances
and the insurer complies with the provisions of Sections 126.5 and 126.7 as to
the investments:
(1) As payment on account of existing indebtedness or
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| in connection with the refinancing, restructuring or workout of existing indebtedness, if taken to protect the insurer's interest in that investment;
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(2) As realization on collateral for indebtedness;
(3) In connection with an otherwise qualified
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| investment or investment practice, as interest on or a dividend or other distribution related to the investment or investment practice or in connection with the refinancing of the investment, in each case for no additional or only nominal consideration;
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(4) Under a lawful and bona fide agreement of
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| recapitalization or voluntary or involuntary reorganization in connection with an investment held by the insurer; or
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(5) Under a bulk reinsurance, merger or consolidation
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| transaction approved by the Director if the assets constitute admissible investments for the ceding, merged or consolidated companies.
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D. An investment or portion of an investment acquired by an insurer under
subsection C of this Section shall become a nonadmitted asset 3 years
(or 5 years in the case of mortgage loans and real estate) from the date of
its acquisition, unless within that period the investment has become a
qualified investment under a Section of this Article other than subsection C of
this Section, but an investment acquired under an agreement of bulk
reinsurance, merger or consolidation may be qualified for a longer period if so
provided in the plan for reinsurance, merger or consolidation as approved by
the Director. Upon application by the insurer and a showing that the
nonadmission of an asset held under subsection C of this Section would injure
the interests of the insurer, the Director may extend the period for
admissibility for an additional reasonable period of time.
E. Except as provided in subsections F and H of this Section, an investment
shall qualify under this Article if, on the date the insurer committed to
acquire the investment or on the date of its acquisition, it would have
qualified under this Article. For the purposes of determining limitations
contained in this Article, an insurer shall give appropriate recognition to any
commitments to acquire investments.
F. (1) An investment held as an admitted asset by an
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| insurer on the effective date of this amendatory Act of 1997 which qualified immediately prior to the effective date of this amendatory Act of 1997 shall remain qualified as an admitted asset under this Article.
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(2) Each specific transaction constituting an
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| investment practice of the type described in this Article immediately prior to the effective date of this amendatory Act of 1997 that was lawfully entered into by an insurer and was in effect on the effective date of this amendatory Act of 1997 shall continue to be permitted under this Article until its expiration or termination under its terms.
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G. Unless otherwise specified, an investment limitation computed on the
basis of an
insurer's admitted assets or capital and surplus shall relate to the amount
required to be shown on the statutory balance sheet of the insurer most
recently required to be filed (annual or last quarter) with the Director.
Solely for purposes of
computing any limitation under this Article based upon admitted assets, the
insurer shall deduct from the amount of its admitted assets the amount of the
liability recorded on such statutory balance sheet for:
(1) The return of acceptable collateral received in a
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| reverse repurchase transaction or a securities lending transaction;
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(2) Cash received in a dollar roll transaction; and
(3) The amount reported as borrowed money in such
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| statutory balance sheet to the extent not included in paragraphs (1) and (2) of this subsection.
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H. An investment qualified, in whole or in part, for acquisition or holding
as an admitted asset may be qualified or requalified at the time of acquisition
or a later date, in whole or in part, under any other Section, if the relevant
conditions contained in the other Section are satisfied at the time of
qualification or requalification.
I. An insurer shall maintain documentation demonstrating that investments
were acquired in accordance with this Article, and specifying the Section of
this Article under which they were acquired.
J. An insurer shall not enter into an agreement to purchase securities in
advance of their issuance for resale to the public as part of a distribution of
the securities by
the issuer or otherwise guarantee the distribution, except that an insurer may
acquire privately placed securities with registration rights.
K. Notwithstanding the provisions of this Article, the Director, for good
cause, may
order an insurer to nonadmit, limit, dispose of, withdraw from or discontinue
an investment or investment practice in accordance with Article XXIV. The
authority of the Director under this subsection is in addition to any other
authority of the Director.
(Source: P.A. 90-418, eff. 8-15-97.)
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