(215 ILCS 155/21) (from Ch. 73, par. 1421)
Sec. 21. Regulatory action.
(a) The Secretary may refuse to grant, and may suspend or
revoke, any certificate of authority, registration,
or license issued
pursuant to this Act or may impose a fine for a violation of this Act if he determines that the holder of or applicant for
such certificate, registration or license:
(1) has intentionally made a material misstatement or |
| fraudulent misrepresentation in relation to a matter covered by this Act;
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(2) has misappropriated or tortiously converted to
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| its own use, or illegally withheld, monies held in a fiduciary capacity;
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(3) has demonstrated untrustworthiness or
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| incompetency in transacting the business of guaranteeing titles to real estate in such a manner as to endanger the public;
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(4) has materially misrepresented the terms or
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| conditions of contracts or agreements to which it is a party;
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(5) has paid any commissions, discounts or any part
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| of its premiums, fees or other charges to any person in violation of any State or federal law or regulations or opinion letters issued under the federal Real Estate Settlement Procedures Act of 1974;
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(6) has failed to comply with the deposit and reserve
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| requirements of this Act or any other requirements of this Act;
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(7) has committed fraud or misrepresentation in
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| applying for or procuring any certificate of authority, registration, or license issued pursuant to this Act;
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(8) has a conviction or plea of guilty or plea of
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| nolo contendere in this State or any other jurisdiction to (i) any felony or (ii) a misdemeanor, an essential element of which is dishonesty or fraud or larceny, embezzlement, or obtaining money, property, or credit by false pretenses or by means of a confidence game;
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(9) has been disciplined by another state, the
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| District of Columbia, a territory, foreign nation, a governmental agency, or any entity authorized to impose discipline if at least one of the grounds for that discipline is the same as or equivalent to one of the grounds for which a title insurance company, title insurance agent, or independent escrowee may be disciplined under this Act or if at least one of the grounds for that discipline involves dishonesty; a certified copy of the record of the action by the other state or jurisdiction shall be prima facie evidence thereof;
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(10) has advertising that is inaccurate, misleading,
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| or contrary to the provisions of this Act;
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(11) has knowingly and willfully made any substantial
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| misrepresentation or untruthful advertising;
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(12) has made any false promises of a character
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| likely to influence, persuade, or induce;
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(13) has knowingly failed to account for or remit any
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| money or documents coming into the possession of a title insurance company, title insurance agent, or independent escrowee that belong to others;
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(14) has engaged in dishonorable, unethical, or
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| unprofessional conduct of a character likely to deceive, defraud, or harm the public;
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(15) has violated the terms of a disciplinary order
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| issued by the Department;
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(16) has disregarded or violated any provision of
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| this Act or the published rules adopted by the Department to enforce this Act or has aided or abetted any individual, partnership, registered limited liability partnership, limited liability company, or corporation in disregarding any provision of this Act or the published rules; or
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(17) has acted as a title insurance company, title
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| insurance agent, or independent escrowee without a certificate of authority, registration, or license after the title insurance company, title insurance agent, or independent escrowee's certificate of authority, registration, or license was inoperative.
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(b) In every case where a registration or certificate is suspended or
revoked, or an application for a registration or certificate or renewal
thereof is refused, the Secretary shall serve notice of his action,
including a statement of the reasons for his action, as provided by this Act. When a notice of suspension or revocation of a certificate of authority is given to a title insurance company, the Secretary shall also notify all the registered agents of that title insurance company of the Secretary's action.
(c) In the case of a refusal to issue or renew a certificate or accept a
registration, the applicant or registrant may request in writing, within 30
days after the date of service, a hearing. In the case of a
refusal to renew, the expiring registration or certificate shall be deemed
to continue in force until 30 days after the service of the notice of
refusal to renew, or if a hearing is requested during that period, until a
final order is entered pursuant to such hearing.
(d) The suspension or revocation of a registration or certificate shall
take effect upon service of notice thereof. The holder of any such
suspended registration or certificate may request in writing, within 30
days of such service, a hearing.
(e) In cases of suspension or revocation of registration pursuant to
subsection (a), the Secretary may, in the public interest, issue an order of
suspension or revocation which shall take effect upon service of
notification thereof. Such order shall become final 60 days from the date
of service unless the registrant requests in writing, within such 60 days,
a formal hearing thereon. In the event a hearing is requested, the order
shall remain temporary until a final order is entered pursuant to such hearing.
(f) Hearing shall be held at such time and place as may be designated by
the Secretary either in the City of Springfield, the City of Chicago, or in
the county in which the principal business office of the affected
registrant or certificate holder is located.
(g) The suspension or revocation of a registration or certificate or the
refusal to issue or renew a registration or certificate shall not in any
way limit or terminate the responsibilities of any registrant or
certificate holder arising under any policy or contract of title insurance
to which it is a party. No new contract or policy of title insurance may
be issued, nor may any existing policy or contract to title insurance be
renewed by any registrant or certificate holder during any period of
suspension or revocation of a registration or certificate.
(h) The Secretary may issue a cease and desist order to a title insurance
company, agent, or other entity doing business without the required license or
registration, when in the opinion of the Secretary, the company, agent, or other
entity is violating or is about to violate any provision of this Act or any
law or of
any
rule or condition imposed in writing by the Department.
The Secretary may issue the cease and desist order without notice and before a
hearing.
The Secretary shall have the authority to prescribe rules for the
administration of this Section.
If it is determined that the Secretary had the authority to issue the cease
and desist order, he may issue such orders as may be reasonably necessary to
correct, eliminate or remedy such conduct.
Any person or company subject to an order pursuant to this Section is
entitled to judicial review of the order in accordance with the provisions of
the Administrative Review Law.
The powers vested in the Secretary by this Section are additional to any and
all other powers and remedies vested in the Secretary by law, and nothing in
this Section shall be construed as requiring that the Secretary
shall employ the
powers conferred in this Section instead of or as a condition precedent to the
exercise of any other power or remedy vested in the Secretary.
(Source: P.A. 98-398, eff. 1-1-14.)
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