Illinois Compiled Statutes
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215 ILCS 5/143.17
(215 ILCS 5/143.17)
(from Ch. 73, par. 755.17)
Notice of intention not to renew.
a. No company shall fail
to renew any policy of insurance, as defined in subsections (a), (b),
(c), and (h) of Section 143.13, to which Section 143.11 applies, unless it
send by mail to the named insured at least 30 days advance notice of its
intention not to renew. The company shall maintain proof of mailing of
such notice on a recognized U.S. Post Office form or a form acceptable to
the U. S. Post Office or other commercial mail delivery service. The nonrenewal shall not become effective until at least 30 days from the proof of mailing date of the notice to the name insured. Notification shall also be sent to the insured's
broker, if known, or the agent of record, if known, and to the last known mortgagee or lien
holder. For purposes of this Section, the mortgagee or lien holder, insured's broker, or the agent of record may opt to accept notification electronically. However, where
cancellation is for nonpayment of premium, the notice
cancellation must be mailed at least 10 days before the
effective date of the cancellation.
b. This Section does not apply if the company has manifested its
willingness to renew directly to the named insured.
Such written notice shall specify the premium amount payable, including
any premium payment plan available, and the name of any person or persons,
if any, authorized to receive payment on behalf of the company. If no
person is so authorized, the premium notice shall so state.
b-5. This Section does not apply if the company manifested its
willingness to renew directly to the named insured. However, no company may
impose changes in deductibles or coverage for any policy forms applicable to an
entire line of business enumerated in subsections (a), (b), (c), and (h) of
Section 143.13 to which Section 143.11 applies unless the company mails to the
named insured written notice of the change in deductible or coverage at least
60 days prior to the renewal or anniversary date. Notice shall also be sent to the insured's broker, if known, or the
agent of record.
c. Should a company fail to comply with (a) or (b) of this Section,
the policy shall terminate only on the effective date of any similar
insurance procured by the insured with respect to the same subject or
location designated in both policies.
d. Renewal of a policy does not constitute a waiver or estoppel with
respect to grounds for cancellation which existed before the effective
date of such renewal.
e. In all notices of intention not to renew any policy of insurance,
as defined in Section 143.11 the company shall provide the named insured a specific
explanation of the reasons for nonrenewal.
f. For purposes of this Section, the insured's broker, if known, or the agent of record and the mortgagee or lien holder may opt to accept notification electronically.
(Source: P.A. 100-475, eff. 1-1-18