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(215 ILCS 5/143.29) (from Ch. 73, par. 755.29)
Sec. 143.29.
(a) The rates and premium charges for every policy of automobile
liability insurance shall include appropriate reductions as determined
by the insurer for any insured
over age 55 upon successful completion of the National Safety Council's
Defensive Driving Course or a motor vehicle crash prevention course, including an eLearning course, that
is found by the Secretary of State to meet or exceed the standards of the
National Safety Council's Defensive Driving Course's 8 hour classroom safety
instruction program.
(b) The premium reduction shall remain in effect for the qualifying insured
for a period of 3 years from the date of successful completion of the crash
prevention course, except that the insurer may elect to apply the premium
reduction beginning either with the last effective date of the policy or
the next renewal date of the policy if the reduction will result in a savings
as though applied over a full 3 year period. An insured who has completed
the course of instruction prior to July 1, 1982 shall receive the insurance
premium reduction
for only the period remaining within the 3 years from course completion.
The period of premium reduction for an insured who has repeated the crash
prevention course shall be based upon the last such course the insured has
successfully completed.
(c) Any crash prevention course approved by the Secretary of State
under this Section shall be taught by an instructor approved by the Secretary
of State, shall consist of at least 8 hours of classroom or eLearning equivalent instruction and
shall provide for a certificate of completion. Records of certification
of course completion shall be maintained in a manner acceptable to the Secretary
of State.
(d) Any person claiming eligibility for a rate or premium reduction shall
be responsible for providing to his insurance company the information necessary
to determine eligibility.
(e) This Section shall not apply to:
(1) any motor vehicle which is a part of a fleet or |
| is used for commercial purposes unless there is a regularly assigned principal operator.
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(2) any motor vehicle subject to a higher premium
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| rate because of the insured's previous motor vehicle claim experience or to any motor vehicle whose principal operator has been convicted of violating any of the motor vehicle laws of this State, until that operator shall have maintained a driving record free of crashes and moving violations for a continuous one year period, in which case such driver shall be eligible for a reduction the remaining 2 years of the 3 year period.
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(3) any motor vehicle whose principal operator has
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| had his drivers license revoked or suspended for any reason by the Secretary of State within the previous 36 months.
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(4) any policy of group automobile insurance under
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| which premiums are broadly averaged for the group rather than determined individually.
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(Source: P.A. 102-397, eff. 1-1-22; 102-982, eff. 7-1-23.)
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