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215 ILCS 5/155.39
(215 ILCS 5/155.39)
Vehicle protection products.
(a) As used in this Section:
"Administrator" means a third party other than the warrantor who is
designated by the warrantor to be responsible for the administration of
vehicle protection product warranties.
"Incidental costs" means expenses specified in the vehicle protection
product warranty incurred by the warranty holder related to the failure of the
vehicle protection product to perform as provided in the warranty.
Incidental costs may include, without limitation, insurance policy
deductibles, rental vehicle charges, the difference between the actual value
of the stolen vehicle at the time of theft and the cost of a replacement
vehicle, sales taxes, registration fees, transaction fees, and mechanical
"Vehicle protection product" means a protective chemical, substance, device,
system, or service that is (i) installed on or applied to a vehicle and (ii)
designed to prevent loss or damage to a vehicle from a specific cause. The term "vehicle protection product"
shall include, without limitation, protective chemicals, alarm systems, body part marking products,
steering locks, window etch products, pedal and ignition locks, fuel and
ignition kill switches, and electronic, radio, and satellite tracking devices. "Vehicle protection product" does not include fuel additives, oil additives, or other chemical products applied to the engine, transmission, or fuel system of a motor vehicle.
"Vehicle protection product warrantor" or "warrantor"
means a person who is contractually obligated to the
warranty holder under the terms of a vehicle protection product warranty.
"Warrantor" does not include an authorized insurer.
"Vehicle protection product warranty" means a written warranty by a vehicle protection product warrantor that (i) is included, for no separate and identifiable consideration, with the purchase of a vehicle protection product sold or offered for sale in this State and (ii) provides if the vehicle protection product fails to prevent loss or damage to a vehicle from a specific cause, that the warranty holder shall be paid specified incidental costs by the warrantor as a result of the failure of the vehicle protection product to perform pursuant to the terms of the warranty.
"Warranty reimbursement insurance policy" means a policy of
issued to the vehicle protection product warrantor
to pay on behalf of the warrantor
all covered contractual obligations incurred by the warrantor under the terms
and conditions of the insured vehicle protection product warranties sold by
the warrantor. The warranty reimbursement insurance policy shall be issued by
an insurer authorized to do business in this State that has filed its policy
form with the Department.
(a-5) A vehicle protection product warrantor's liabilities under a vehicle protection product warranty shall be covered by a warranty reimbursement insurance policy.
(b) No vehicle protection product warranty sold or offered for sale in this State
shall be subject to the provisions of this Code. Vehicle protection product warranties are express warranties and not insurance.
Vehicle protection product warrantors and related vehicle protection
product sellers and warranty administrators are
not required to comply with and are not subject to any other provision of this
(c) This Section applies to all vehicle protection products sold or
offered for sale prior to, on, or after the effective date of this amendatory
of the 93rd General Assembly. The enactment of this Section does not
imply that vehicle protection products should have been subject to regulation
under this Code prior to the enactment of this Section. The changes made to this Section by this amendatory Act of the 100th General Assembly do not imply that vehicle protection products and vehicle protection product warranties should have been subject to regulation under this Code prior to this amendatory Act of the 100th General Assembly.
(Source: P.A. 100-272, eff. 1-1-18