Illinois General Assembly - Illinois Compiled Statutes

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810 ILCS 5/3-505A

(810 ILCS 5/3-505A) (from Ch. 26, par. 3-505A)

Sec. 3-505A.

Provision of credit card number as a condition of check
cashing or acceptance prohibited.

(1) No person may record the number of a credit card given as
identification or given as proof of creditworthiness when payment for goods
or services is made by check or draft other than a transaction in which the
check or draft is issued in payment of the credit card designated by the
credit card number.

(2) This Section shall not prohibit a person from requesting a purchaser
to display a credit card as indication of creditworthiness and financial
responsibility or as additional identification, but the only information
concerning a credit card which may be recorded is the type of credit card
so displayed and the issuer of the credit card.  This Section shall not
require acceptance of a check or draft whether or not a credit card is
presented.

(3) This Section shall not prohibit a person from requesting or receiving
a credit card number or expiration date and recording the number or date,
or both, in lieu of a deposit to secure payment in the event of default,
loss, damage, or other occurrence.

(4) This Section shall not prohibit a person from recording a credit card
number and expiration date as a condition for cashing or accepting a check
or draft if that person, firm, partnership or association has agreed with
the card issuer to cash or accept checks and share drafts from the issuer's
cardholders and the issuer guarantees cardholder checks and drafts cashed
or accepted by that person.

(5) Recording a credit card number in connection with a sale of goods or
services in which the purchaser pays by check or draft, or in connection
with the acceptance of a check or draft, is a business offense with a fine
not to exceed $500.

As used in this Section, credit card has the meaning as
defined in Section 17-0.5 of the Criminal Code of 2012.

(Source: P.A. 96-1551, eff. 7-1-11; 97-1150, eff. 1-25-13.)