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90_SB0296
215 ILCS 5/356b from Ch. 73, par. 968b
Amends the Illinois Insurance Code. Adds a Section
caption to a Section concerning dependent coverage.
LRB9000788JSgc
LRB9000788JSgc
1 AN ACT to amend the Illinois Insurance Code by changing
2 Section 356b.
3 Be it enacted by the People of the State of Illinois,
4 represented in the General Assembly:
5 Section 5. The Illinois Insurance Code is amended by
6 changing Section 356b as follows:
7 (215 ILCS 5/356b) (from Ch. 73, par. 968b)
8 (Text of Section before amendment by P.A. 89-507)
9 Sec. 356b. Dependents; termination of coverage.
10 (a) This Section applies to the hospital and medical
11 expense provisions of an accident or health insurance policy.
12 (b) If a policy provides that coverage of a dependent
13 person terminates upon attainment of the limiting age for
14 dependent persons specified in the policy, the attainment of
15 such limiting age does not operate to terminate the hospital
16 and medical coverage of a person who, because of a
17 handicapped condition that occurred before attainment of the
18 limiting age, is incapable of self-sustaining employment and
19 is dependent on his or her parents or other care providers
20 for lifetime care and supervision.
21 (c) For purposes of subsection (b), "dependent on other
22 care providers" is defined as requiring a Community
23 Integrated Living Arrangement, group home, supervised
24 apartment, or other residential services licensed or
25 certified by the Department of Mental Health and
26 Developmental Disabilities, the Department of Public Health,
27 or the Department of Public Aid.
28 (d) The insurer may inquire of the policyholder 2 months
29 prior to attainment by a dependent of the limiting age set
30 forth in the policy, or at any reasonable time thereafter,
31 whether such dependent is in fact a disabled and dependent
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1 person and, in the absence of proof submitted within 60 days
2 of such inquiry that such dependent is a disabled and
3 dependent person may terminate coverage of such person at or
4 after attainment of the limiting age. In the absence of such
5 inquiry, coverage of any disabled and dependent person shall
6 continue through the term of such policy or any extension or
7 renewal thereof.
8 (e) This amendatory Act of 1969 is applicable to
9 policies issued or renewed more than 60 days after the
10 effective date of this amendatory Act of 1969.
11 (Source: P.A. 88-309.)
12 (Text of Section after amendment by P.A. 89-507)
13 Sec. 356b. Dependents; termination of coverage.
14 (a) This Section applies to the hospital and medical
15 expense provisions of an accident or health insurance policy.
16 (b) If a policy provides that coverage of a dependent
17 person terminates upon attainment of the limiting age for
18 dependent persons specified in the policy, the attainment of
19 such limiting age does not operate to terminate the hospital
20 and medical coverage of a person who, because of a
21 handicapped condition that occurred before attainment of the
22 limiting age, is incapable of self-sustaining employment and
23 is dependent on his or her parents or other care providers
24 for lifetime care and supervision.
25 (c) For purposes of subsection (b), "dependent on other
26 care providers" is defined as requiring a Community
27 Integrated Living Arrangement, group home, supervised
28 apartment, or other residential services licensed or
29 certified by the Department of Human Services (as successor
30 to the Department of Mental Health and Developmental
31 Disabilities), the Department of Public Health, or the
32 Department of Public Aid.
33 (d) The insurer may inquire of the policyholder 2 months
34 prior to attainment by a dependent of the limiting age set
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1 forth in the policy, or at any reasonable time thereafter,
2 whether such dependent is in fact a disabled and dependent
3 person and, in the absence of proof submitted within 60 days
4 of such inquiry that such dependent is a disabled and
5 dependent person may terminate coverage of such person at or
6 after attainment of the limiting age. In the absence of such
7 inquiry, coverage of any disabled and dependent person shall
8 continue through the term of such policy or any extension or
9 renewal thereof.
10 (e) This amendatory Act of 1969 is applicable to
11 policies issued or renewed more than 60 days after the
12 effective date of this amendatory Act of 1969.
13 (Source: P.A. 88-309; 89-507, eff. 7-1-97.)
14 Section 95. No acceleration or delay. Where this Act
15 makes changes in a statute that is represented in this Act by
16 text that is not yet or no longer in effect (for example, a
17 Section represented by multiple versions), the use of that
18 text does not accelerate or delay the taking effect of (i)
19 the changes made by this Act or (ii) provisions derived from
20 any other Public Act.