90th General Assembly
Summary of SB0805
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Senate Sponsors:
O'MALLEY.

House Sponsors:
BIGGINS-BUGIELSKI-SAVIANO

Short description: 
CUR EXCHANGE-LLC-DEBT MGT ACT                                              

Synopsis of Bill as introduced:
        Amends the Currency Exchange Act.  Provides that the Act  applies      
   to  limited  liability  companies  and  authorizes  limited  liability      
   companies  to  conduct  business  as a currency exchange.   Amends the      
   Financial Planning and Management Service Act.  Changes the  title  of      
   the  Act.  Changes the short title to the Debt Management Service Act.      
   Provides that the Act applies to the business of planning and managing      
   the financial affairs of a debtor, including receiving money from  the      
   debtor  to  pay  debts.     Establishes  procedures for revocation and      
   suspension  of  licenses.   Provides  for   annual   examinations   of      
   licensees.  Limits fees that may be charged.  Requires client funds to      
   be maintained in trust funds.   Effective January 1, 1998.                  
        SENATE AMENDMENT NO. 2.                                                
        Removes  provision  exempting  licensees   under   the   Consumer      
   Installment  Loan  Act  from  the scope of the Debt Management Service      
   Act.  Makes technical changes.                                              
        HOUSE AMENDMENT NO. 1.                                                 
        Limits the amount of fees that a licensee may  charge  a  debtor.      
   Requires  quarterly,  rather  than  monthly, accounting to the debtor.      
   Provides that a majority of the members of the Advisory Board must  be      
   active in a debt management or consumer credit counseling service.          
        HOUSE AMENDMENT NO. 2.                                                 
        Provides that the average monthly counseling fee may  not  exceed      
   $30, rather than $20, per debtor for all debtors counseled.                 
          FISCAL NOTE, S-AM 2 & H-AM's 1 & 2 (Dept. of Financial Inst.)        
          SB 805, amended by S-am 2 and H-am's 1 & 2 would have no fiscal      
          impact on this Dept.                                                 
        GOVERNOR'S AMENDATORY VETO MESSAGE                                     
        In a Section of the General Not For Profit Corporation Act that        
   lists purposes for which not-for-profit corporations may be formed,         
   recommends including among those purposes the provision of debt             
   management services as authorized by the Debt Management Service Act.       
 
Last action on Bill: PUBLIC ACT.............................. 90-0545

   Last action date: 97-12-01

           Location: Senate

 Amendments to Bill: AMENDMENTS ADOPTED: HOUSE -   2     SENATE -   1


   END OF INQUIRY 



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