90th General Assembly
Summary of SB1904
   [ Home ]   [ Back ]   [ Legislation ]
Please enter a bill number.

 Full Text  Bill Status
Senate Sponsors:

House Sponsors:

Short description: 
INS CD-PREMIUM REFUND-TECH                                                 

Synopsis of Bill as introduced:
        Amends the Illinois Insurance Code.  Adds a caption to a  Section      
   concerning the refund of unearned premium upon death of the insured.        
        SENATE AMENDMENT NO. 1.                                                
          Deletes reference to:                                                
          215 ILCS 5/357.31                                                    
          Adds reference to:                                                   
          215 ILCS 5/35A-5                                                     
          215 ILCS 5/35A-20                                                    
          215 ILCS 5/35A-35                                                    
          215 ILCS 5/107.06a              from Ch. 73, par. 719.06a            
          215 ILCS 5/107.26               from Ch. 73, par. 719.26             
          215 ILCS 5/111                  from Ch. 73, par. 723                
          215 ILCS 5/121-2.08             from Ch. 73, par. 733-2.08           
          215 ILCS 5/123C-1               from Ch. 73, par. 735C-1             
          215 ILCS 5/126.2                                                     
          215 ILCS 5/143                  from Ch. 73, par. 755                
          215 ILCS 5/191                  from Ch. 73, par. 803                
          215 ILCS 5/445                  from Ch. 73, par. 1057               
          215 ILCS 5/445a new                                                  
          215 ILCS 5/3.1 rep.                                                  
          215 ILCS 110/35                 from Ch. 32, par. 690.35             
          215 ILCS 120/4                  from Ch. 73, par. 1254               
          215 ILCS 120/12                 from Ch. 73, par. 1262               
          215 ILCS 165/20                 from Ch. 32, par. 614                
        Replaces the title and  everything  after  the  enacting  clause.      
   Amends  the  Illinois  Insurance Code in relation to the regulation of      
   company finances.   Revises  the  definition  of  "qualified  business      
   entity"  with  respect  to  lending  arrangements  by domestic captive      
   companies.  Invalidates possessory liens held  by  an  attorney  as  a      
   basis  for withholding files or otherwise with respect to a company in      
   rehabilitation or liquidation.  Provides for the existence of domestic      
   surplus lines insurers.  Requires reports to  the  Director  regarding      
   fire insurance procured only from unauthorized insurers subject to tax      
   under   the   Fire  Investigation  Act.  Excludes  limited  syndicates      
   organized as partnerships from  certain  provisions  of  the  Illinois      
   Insurance  Code.   Changes the name of the Illinois Insurance Exchange      
   Immediate Access Security Association to the Immediate Access Security      
   Association.   Provides  that  the  Association  will  pay   insurance      
   obligations  on  claims rather than liability based on claims.  Amends      
   the Dental Service Plan Act and the Voluntary  Health  Services  Plans      
   Act  to  limit  certain contingent reserves to $1,500,000.  Amends the      
   Farm Mutual Insurance Company Act  of  1986  to  authorize  additional      
   investment opportunities. Effective immediately except that provisions      
   amending  the Farm Mutual Insurance Company Act take effect January 1,      
        SENATE AMENDMENT NO. 2.                                                
          Adds reference to:                                                   
          215 ILCS 113/10                                                      
          215 ILCS 113/15                                                      
          215 ILCS 113/20                                                      
          215 ILCS 113/25                                                      
          215 ILCS 113/30                                                      
          215 ILCS 113/40                                                      
          215 ILCS 113/50                                                      
          215 ILCS 113/56 new                                                  
          215 ILCS 113/35 rep.                                                 
          215 ILCS 113/55 rep.                                                 
        Amends the Employee Leasing Company Act.  Provides that  the  Act      
   applies  to lessors of employees and insurers.  Imposes record keeping      
   requirements upon lessors  of  employees.    Changes  terminology  for      
   "employee  leasing  company"  to  "lessor"  and  "client  company"  to      
   "lessee".   Specifically grants the Department of Insurance rulemaking      
   authority.  Establishes specific grounds for revocation or  denial  of      
   registration.  Abolishes all criminal penalties.                            
        SENATE AMENDMENT NO. 4.                                                
          Deletes reference to:                                                
          215 ILCS 5/3.1 rep.                                                  
        Deletes provision repealing Section  of  the  Illinois  Insurance      
   Code  defining  the  term  "admitted assets" with respect to insurance      
        HOUSE AMENDMENT NO. 5.                                                 
          Adds reference to:                                                   
          New Act                                                              
          5 ILCS 375/6.12 new                                                  
          20 ILCS 1405/56.3 new                                                
          20 ILCS 1405/56.4 new                                                
          20 ILCS 1405/56.5 new                                                
          20 ILCS 1405/56.6 new                                                
          20 ILCS 1405/56.7 new                                                
          30 ILCS 105/5.480 new                                                
          30 ILCS 805/8.22 new                                                 
          55 ILCS 5/5-1069.8 new                                               
          65 ILCS 5/10-4-2.8 new                                               
          105 ILCS 5/10-22.3g new                                              
          215 ILCS 125/2-2                from Ch. 111 1/2, par. 1404          
          215 ILCS 125/6-7                from Ch. 111 1/2, par. 1418.7        
        Creates the Managed Care Reform Act.  Specifies information  that      
   must  be  disclosed by a managed care plan.  Establishes a multi-level      
   grievance procedure and also  provides  for  an  independent  external      
   review.   Requires  a  managed  care  plan  to  maintain  a  grievance      
   register.  Requires managed care plans to be certified by the Director      
   of  Public  Health  with  respect  to  adequacy  of provider networks.      
   Authorizes the Department of Public Health to impose civil  penalties.      
   Establishes  a process, including hearing, for termination of a health      
   care provider.  Requires managed care plans to report to  professional      
   disciplinary  agencies.   Provides for the registration of utilization      
   service agents.  Establishes  utilization  review  program  standards.      
   Provides  that health insurance carriers, health care plans, and other      
   managed care entities for health care plans have the duty to  exercise      
   ordinary  care  when  making  health  care treatment decisions and are      
   liable for damages for harm to  an  insured  or  enrollee  proximately      
   caused by the failure to exercise ordinary care.  Authorizes a private      
   right of action.  Defines terms. Applies only to causes of action that      
   accrue  on  or  after the effective date of the Act. Provides that the      
   Section of the bill establishing health care entity liability does not      
   apply  to  actions  seeking  review  of  adverse  utilization   review      
   determinations.   Amends  the Civil Administrative Code of Illinois to      
   establish the Office of Health Care Consumer Assistance, Advocacy, and      
   Information.    Removes   provisions   in   the   Health   Maintenance      
   Organization Act concerning that Office.  Establishes a  Managed  Care      
   Ombudsman  Program  to be a part of the Office of Health Care Consumer      
   Assistance, Advocacy, and Information. Amends the State Finance Act to      
   create the Managed Care  Entity  Responsibility  and  Patients  Rights      
   Fund.  Amends the State Mandates Act to require implementation without      
   reimbursement.   Amends  the  State  Employees  Group Insurance Act of      
   1971, the Counties Code, the Illinois Municipal Code, and  the  School      
   Code  to  impose  the requirements of the Managed Care Reform Act upon      
   the provision of health care under  those  Acts.   Amends  the  Health      
   Maintenance  Organization  Act  to  provide for 2 public members to be      
   appointed to the Health Maintenance Organization Guaranty  Association      
   Board.  The  Sections  of  the  bill  relating  to risk-based capital,      
   insurance  syndicates,  surplus  lines   insurance,   and   authorized      
   investments take effect upon becoming law; provisions relating to farm      
   mutual  companies take effect January 1, 1999; and provisions relating      
   to managed care reform take effect July 1, 1999.                            
          CORRECTIONAL NOTE, H-AM 5                                            
          No corrections population or fiscal impact on DOC.                   
          FISCAL NOTE, H-AM 5 (Dpt. Public Health)                             
          An estimated $700,000 to $1 million would be needed.                 
          JUDICIAL NOTE, H-AM 5                                                
          No decrease or increase in the need for the number of judges.        
          FISCAL NOTE (Dpt. Insurance)                                         
          No fiscal impact on the Department.                                  
          FISCAL NOTE, H-AM 5 (Dpt. Insurance)                                 
          Costs for the Office of Health Care Consumer Assistance, Advo-       
          cacy and Information and the Managed Care Ombudsman Program          
          could easily exceed $250,000 annually.                               
          STATE MANDATES ACT FISCAL NOTE, H-AM 5                               
          Creates a "personnel mandate" which normally requires 100%           
          reimbursement. The bill contains an exemption from the State         
          Mandates Act.                                                        
          HOME RULE NOTE, H-AM 5                                               
          Preempts home rule authority.                                        
        HOUSE AMENDMENT NO. 6.                                                 
        Removes  authority  of  the  Department  of  Insurance  to   make      
   assessments to fund the Managed Care Ombudsman Program.                     
          STATE MANDATES ACT FISCAL NOTE, H-AM 6                               
          No change from mandates note, H-am 5.                                
          HOME RULE NOTE, H-AM 6                                               
          No change from home rule note, H-am 5.                               
          FISCAL NOTE, H-AM 6 (Dpt. of Insurance)                              
          No change from previous fiscal note.                                 
          CORRECTIONAL NOTE, H-AM 6                                            
          No change from previous correctional note.                           
          JUDICIAL NOTE, H-AM 6                                                
          No change from previous judicial note.                               
          BALANCED BUDGET NOTE, H-AMS 5 & 6                                    
          SB 1904 does not authorize, increase, decrease or reallocate         
          any general funds appropriation for fiscal year 1998.                
          HOUSING AFFORDABILITY NOTE, H-AM 6                                   
          No direct fiscal effect on a single-family residence.                
Last action on Bill: SESSION SINE DIE

   Last action date: 99-01-12

           Location: Senate

 Amendments to Bill: AMENDMENTS ADOPTED: HOUSE -   2     SENATE -   3


 Full Text  Bill Status