State of Illinois
91st General Assembly
Legislation

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91_HB0965

 
                                               LRB9102775DJcd

 1        AN  ACT  to  amend  the Criminal Code of 1961 by changing
 2    Section 17-5.

 3        Be it enacted by the People of  the  State  of  Illinois,
 4    represented in the General Assembly:

 5        Section   5.   The  Criminal  Code  of 1961 is amended by
 6    changing Section 17-5 as follows:

 7        (720 ILCS 5/17-5) (from Ch. 38, par. 17-5)
 8        Sec. 17-5. Deceptive collection practices.
 9        A collection agency as defined in the "Collection  Agency
10    Act"  or  any  employee of such a collection agency commits a
11    deceptive  collection  practice  when,  with  the  intent  to
12    collect a debt  owed  to  a  person,  corporation,  or  other
13    entity, he or she:
14        (a)  represents  falsely that he or she is an attorney, a
15    policeman, a sheriff or deputy sheriff, a bailiff,  a  county
16    clerk  or  employee  of a county clerk's office, or any other
17    person who by statute is authorized to enforce the law or any
18    order of a court; or
19        (b)  while  attempting  to  collect  an   alleged   debt,
20    misrepresents  to  the  alleged  debtor  or  to his immediate
21    family the corporate,  partnership  or  proprietary  name  or
22    other  trade  or business name under which the debt collector
23    is engaging in debt  collections  and  which  he  or  she  is
24    legally authorized to use; or
25        (c)  while attempting to collect an alleged debt, adds to
26    the  debt any service charge, interest or penalty which he or
27    she is not entitled by law to add; or
28        (d)  threatens to ruin, destroy, or  otherwise  adversely
29    affect  an alleged debtor's credit rating unless, at the same
30    time, a disclosure is made in  accordance  with  federal  law
31    that  the  alleged  debtor  has a right to inspect his or her
 
                            -2-                LRB9102775DJcd
 1    credit rating; or
 2        (e)  accepts from an alleged debtor a payment which he or
 3    she knows is not owed.
 4        The commission of a deceptive collection  practice  is  a
 5    Business Offense punishable by a fine not to exceed $3,000.
 6    (Source: P.A. 78-1248.)

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