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92_HB2994enr HB2994 Enrolled LRB9205492JSpcA 1 AN ACT concerning insurance producers. 2 Be it enacted by the People of the State of Illinois, 3 represented in the General Assembly: 4 Section 5. The Illinois Insurance Code is amended by 5 changing Section 445 and adding Sections 500-5, 500-10, 6 500-15, 500-20, 500-25, 500-30, 500-35, 500-40, 500-45, 7 500-50, 500-55, 500-60, 500-65, 500-70, 500-75, 500-80, 8 500-85, 500-90, 500-95, 500-100, 500-105, 500-110, 500-115, 9 500-120, 500-125, 500-130, 500-135, 500-140, 500-145, and 10 500-150 as follows: 11 (215 ILCS 5/445) (from Ch. 73, par. 1057) 12 Sec. 445. Surplus line. 13 (1) Surplus line defined; surplus line insurer 14 requirements. Surplus line insurance is insurance on an 15 Illinois risk of the kinds specified in Classes 2 and 3 of 16 Section 4 of this Code procured from an unauthorized insurer 17
companyor a domestic surplus line insurer as defined in 18 Section 445a after the insurance producer representing the 19 insured or the surplus line producer is unable, after 20 diligent effort, to procure said insurance from insurers 21 companieswhich are authorized to transact business in this 22 State other than domestic surplus line insurers as defined in 23 Section 445a. 24 Insurance producers may procure surplus line insurance 25 only if licensed as a surplus line producer under this 26 Section and may procure that insurance only from an 27 unauthorized insurer companyor from a domestic surplus line 28 insurer as defined in Section 445a: 29 (a) that based upon information available to the 30 surplus line producer has a policyholders surplus of not 31 less than $15,000,000 determined in accordance with HB2994 Enrolled -2- LRB9205492JSpcA 1 accounting rules that are applicable to authorized 2 insurers companies; and 3 (b) that has standards of solvency and management 4 that are adequate for the protection of policyholders; 5 and 6 (c) where an unauthorized insurer companydoes not 7 meet the standards set forth in (a) and (b) above, a 8 surplus line producer may, if necessary, procure 9 insurance from that insurer companyonly if prior written 10 warning of such fact or condition is given to the insured 11 by the insurance producer or surplus line producer. 12 (2) Surplus line producer; license. Any licensed 13 producer who is a resident of this State, or any nonresident 14 who qualifies under Section 500-40, may be licensed as a 15 surplus line producer upon: 16 (a) completing a prelicensing course of study 17 passing a written examination. The examination shall18 reasonably test the knowledge of the applicant concerning19 the surplus line law and the responsibilities assumed by20 a surplus line producer thereunder. The course 21 examinationprovided for by this Section shall be 22 conducted under rules and regulations prescribed by the 23 Director. The Director may administer the course 24 examinationor may make arrangements, including 25 contracting with an outside educational testingservice, 26 for administering the course and collecting the 27 non-refundable application fee provided for in this 28 subsection such examinations. Any charges assessed by 29 the Director or the educational testingservice for 30 administering the course such examinationsshall be paid 31 directly by the individual applicants. Each applicant 32 required to take the course an examinationshall , at the33 time of request for examination,enclose with the 34 application a non-refundable $10 application fee payable HB2994 Enrolled -3- LRB9205492JSpcA 1 to the Director plus a separate course an examination2 administration fee. If the Director administers the3 examination, the application fee and examination4 administration fee shall be combined and made payable to5 the Director. If the Director designates an outside6 testing service to administer the examination, the7 applicant shall make a separate examination8 administration fee remittance payable to the designated9 testing service for the total fees the testing service10 charges for each of the various services being requested11 by the applicant.An applicant who fails to appear for 12 the course examinationas scheduled, or appears but fails 13 to complete the course pass, shall not be entitled to any 14 refund, and shall be required to submit a new request to 15 attend the course for examinationtogether with all the 16 requisite fees before being rescheduled for another 17 course examinationat a later date; and 18 (b) payment of an annual license fee of $200; and 19 (c) procurement of the surety bond required in 20 subsection (4) of this Section. 21 A Eachsurplus line producer so licensed shall keep a 22 separate account of the business transacted thereunder which 23 shall be open at all times to the inspection of the Director 24 or his representative. 25 The prelicensing course of study examinationrequirement 26 in (a) above shall not apply to insurance producers who were 27 licensed under the Illinois surplus line law or individuals28 designated to act for a partnership, association or29 corporation licensed under the Illinois surplus line lawon 30 or before the effective date of this amendatory Act of the 31 92nd General Assembly February 27, 1985. 32 (3) Taxes and reports. 33 (a) Surplus line tax and penalty for late payment. 34 A Eachsurplus line producer shall file with the HB2994 Enrolled -4- LRB9205492JSpcA 1 Director on or before February 1 and August 1 of each 2 year a report in the form prescribed by the Director on 3 all surplus line insurance procured from unauthorized 4 insurers during the preceding 6 month period ending 5 December 31 or June 30 respectively, and on the filing of 6 such report shall pay to the Director for the use and 7 benefit of the State a sum equal to 3% of the gross 8 premiums less returned premiums upon all surplus line 9 insurance procured or cancelled during the preceding 6 10 months. 11 Any surplus line producer who fails to pay the full 12 amount due under this subsection is liable, in addition 13 to the amount due, for such penalty and interest charges 14 as are provided for under Section 412 of this Code. The 15 Director, through the Attorney General, may institute an 16 action in the name of the People of the State of 17 Illinois, in any court of competent jurisdiction, for the 18 recovery of the amount of such taxes and penalties due, 19 and prosecute the same to final judgment, and take such 20 steps as are necessary to collect the same. 21 (b) Fire Marshal Tax. 22 Each surplus line producer shall file with the 23 Director on or before March 31 of each year a report in 24 the form prescribed by the Director on all fire insurance 25 procured from unauthorized insurers subject to tax under 26 Section 12 of the Fire Investigation Act and shall pay to 27 the Director the fire marshal tax required thereunder. 28 (c) Taxes and fees charged to insured. The taxes 29 imposed under this subsection and the countersigning fees 30 charged by the Surplus Line Association of Illinois may 31 be charged to and collected from surplus line insureds. 32 (4) Bond. Each surplus line producer, as a condition to 33 receiving a surplus line producer's license, shall execute 34 and deliver to the Director a surety bond to the People of HB2994 Enrolled -5- LRB9205492JSpcA 1 the State in the penal sum of $20,000, with a surety which is 2 authorized to transact business in this State, conditioned 3 that the surplus line producer will pay to the Director the 4 tax, interest and penalties levied under subsection (3) of 5 this Section. 6 (5) Submission of documents to Surplus Line Association 7 of Illinois. A Eachsurplus line producer shall submit every 8 insurance contract issued under his or her license to the 9 Surplus Line Association of Illinois for recording and 10 countersignature. The submission and countersignature may be 11 effected through electronic means. The submission insurance12 contracts submittedshall set forth: 13 (a) the name of the insured; 14 (b) the description and location of the insured 15 property or risk; 16 (c) the amount insured; 17 (d) the gross premiums charged or returned; 18 (e) the name of the unauthorized insurer or 19 domestic surplus line insurer as defined in Section 445a 20 from whom coverage has been procured; 21 (f) the kind or kinds of insurance procured; and 22 (g) amount of premium subject to tax required by 23 Section 12 of the Fire Investigation Act. 24 Proposals, endorsements, and other documents which 25 are incidental to the insurance but which do doesnot 26 affect the premium charged are exempted from filing and 27 countersignature. 28 The submission of insuring contracts to the Surplus 29 Line Association of Illinois constitutes a certification 30 by the surplus line producer or by the insurance producer 31 who presented the risk to the surplus line producer for 32 placement as a surplus line risk that after diligent 33 effort the required insurance could not be procured from 34 insurers companieswhich are authorized to transact HB2994 Enrolled -6- LRB9205492JSpcA 1 business in this State other than domestic surplus line 2 insurers as defined in Section 445a and that such 3 procurement was otherwise in accordance with the surplus 4 line law. 5 (6) Countersignature required. It shall be unlawful for 6 an insurance producer to deliver any unauthorized company7 insurer insurancecontract or domestic surplus line insurer 8 contract unless such insurance contract is countersigned by 9 the Surplus Line Association of Illinois. 10 (7) Inspection of records. A Eachsurplus line producer 11 shall maintain separate records of the business transacted 12 under his or her license, including complete copies of 13 surplus line insurance contracts maintained on paper or by 14 electronic means, which records shall be open at all times 15 for inspection by the Director and by the Surplus Line 16 Association of Illinois. 17 (8) Violations and penalties. The Director may suspend 18 or revoke or refuse to renew a surplus line producer license 19 for any violation of this Code. In addition to or in lieu of 20 suspension or revocation, the Director may subject a surplus 21 line producer to a civil penalty of up to $1,000 for each 22 cause for suspension or revocation. Such penalty is 23 enforceable under subsection (5) of Section 403A of this 24 Code. 25 (9) Director may declare insurer ineligible. If the 26 Director determines that the further assumption of risks 27 might be hazardous to the policyholders of an unauthorized 28 insurer, the Director may order the Surplus Line Association 29 of Illinois not to countersign insurance contracts evidencing 30 insurance in such insurer and order surplus line producers to 31 cease procuring insurance from such insurer. 32 (10) Service of process upon Director. AllInsurance 33 contracts delivered under this Section from unauthorized 34 insurers shall contain a provision designating the Director HB2994 Enrolled -7- LRB9205492JSpcA 1 and his successors in office the true and lawful attorney of 2 the insurer upon whom may be served all lawful process in any 3 action, suit or proceeding arising out of such insurance and4 further designate the surplus line producer or other resident5 of this State an agent of the unauthorized insurer to which a6 copy of such process shall be forwarded by the Director for7 delivery to the insurer. Service of process made upon the 8 Director to be valid hereunder must state the name of the 9 insured, the name of the unauthorized insurer and identify 10 the contract of insurance. The Director at his option is 11 authorized to forward a copy of the process to the Surplus 12 Line Association of Illinois for delivery to the unauthorized 13 insurer surplus line producer or other designated resident of14 this Stateor the Director may deliver the process to the 15 unauthorized insurer by other means which he considers to be 16 reasonably prompt and certain. 17 (11) The Illinois Surplus Line law does not apply to 18 insurance of property and operations of railroads or aircraft 19 engaged in interstate or foreign commerce, insurance of 20 vessels, crafts or hulls, cargoes, marine builder's risks, 21 marine protection and indemnity, or other risks including 22 strikes and war risks insured under ocean or wet marine forms 23 of policies. 24 (12) Surplus line insurance procured under this Section, 25 including insurance procured from a domestic surplus line 26 insurer, is not subject to the provisions of the Illinois 27 Insurance Code other than Sections 123, 123.1, 401, 401.1, 28 402, 403, 403A, 408, 412, 445, 445.1, 445.2, 445.3, 445.4, 29 and all of the provisions of Article XXXI to the extent that 30 the provisions of Article XXXI are not inconsistent with the 31 terms of this Act. 32 (Source: P.A. 90-794, eff. 8-14-98.) 33 (215 ILCS 5/500-5 new) HB2994 Enrolled -8- LRB9205492JSpcA 1 Sec. 500-5. Scope of Article. This Article applies to 2 all persons and insurance companies as defined in this Code. 3 This Article does not apply to surplus lines producers 4 licensed pursuant to Section 445 except as provided in 5 Section 500-40 and subsection (b) of Section 500-90 of this 6 Article. 7 (215 ILCS 5/500-10 new) 8 Sec. 500-10. Definitions. In addition to the 9 definitions in Section 2 of the Code, the following 10 definitions apply to this Article: 11 "Business entity" means a corporation, association, 12 partnership, limited liability company, limited liability 13 partnership, or other legal entity. 14 "Car rental limited line licensee" means a person 15 authorized under the provisions of Section 500-105 to sell 16 certain coverages relating to the rental of vehicles. 17 "Home state" means the District of Columbia and any state 18 or territory of the United States in which an insurance 19 producer maintains his or her principal place of residence or 20 principal place of business and is licensed to act as an 21 insurance producer. 22 "Insurance" means any of the lines of authority in 23 Section 500-35, any health care plan under the Health 24 Maintenance Organization Act, or any limited health care plan 25 under the Limited Health Service Organization Act. 26 "Insurance producer" means a person required to be 27 licensed under the laws of this State to sell, solicit, or 28 negotiate insurance. 29 "Insurer" means a company as defined in subsection (e) of 30 Section 2 of this Code, a health maintenance organization as 31 defined in the Health Maintenance Organization Act, or a 32 limited health service organization as defined in the Limited 33 Health Service Organization Act. HB2994 Enrolled -9- LRB9205492JSpcA 1 "License" means a document issued by the Director 2 authorizing an individual to act as an insurance producer for 3 the lines of authority specified in the document or 4 authorizing a business entity to act as an insurance 5 producer. The license itself does not create any authority, 6 actual, apparent, or inherent, in the holder to represent or 7 commit an insurance carrier. 8 "Limited lines insurance" means those lines of insurance 9 defined in Section 500-100 or any other line of insurance 10 that the Director may deem it necessary to recognize for the 11 purposes of complying with subsection (e) of Section 500-40. 12 "Limited lines producer" means a person authorized by the 13 Director to sell, solicit, or negotiate limited lines 14 insurance. 15 "Negotiate" means the act of conferring directly with or 16 offering advice directly to a purchaser or prospective 17 purchaser of a particular contract of insurance concerning 18 any of the substantive benefits, terms, or conditions of the 19 contract, provided that the person engaged in that act either 20 sells insurance or obtains insurance from insurers for 21 purchasers. 22 "Person" means an individual or a business entity. 23 "Rental agreement" means a written agreement setting 24 forth the terms and conditions governing the use of a 25 vehicle provided by a rental company for rental or lease. 26 "Rental company" means a person, or a franchisee of the 27 person, in the business of providing primarily private 28 passenger vehicles to the public under a rental agreement for 29 a period not to exceed 30 days. 30 "Rental period" means the term of the rental agreement. 31 "Renter" means a person obtaining the use of a vehicle 32 from a rental company under the terms of a rental agreement 33 for a period not to exceed 30 days. 34 "Sell" means to exchange a contract of insurance by any HB2994 Enrolled -10- LRB9205492JSpcA 1 means, for money or its equivalent, on behalf of an insurance 2 company. 3 "Solicit" means attempting to sell insurance or asking or 4 urging a person to apply for a particular kind of insurance 5 from a particular company. 6 "Terminate" means the cancellation of the relationship 7 between an insurance producer and the insurer or the 8 termination of a producer's authority to transact insurance. 9 "Uniform Business Entity Application" means the current 10 version of the National Association of Insurance 11 Commissioners' Uniform Business Entity Application for 12 nonresident business entities. 13 "Uniform Application" means the current version of the 14 National Association of Insurance Commissioners' Uniform 15 Application for nonresident producer licensing. 16 "Vehicle" or "rental vehicle" means a motor vehicle 17 of (1) the private passenger type, including passenger 18 vans, mini vans, and sport utility vehicles or (2) the cargo 19 type, including cargo vans, pickup trucks, and trucks 20 with a gross vehicle weight of less than 26,000 pounds the 21 operation of which does not require the operator to possess a 22 commercial driver's license. 23 (215 ILCS 5/500-15 new) 24 Sec. 500-15. License required. 25 (a) A person may not sell, solicit, or negotiate 26 insurance in this State for any class or classes of insurance 27 unless the person is licensed for that line of authority in 28 accordance with this Article. 29 (b) A person may not, for a fee, engage in the business 30 of offering any advice, counsel, opinion, or service with 31 respect to the benefits, advantages, or disadvantages under 32 any policy of insurance that could be issued in Illinois, 33 unless that person is: HB2994 Enrolled -11- LRB9205492JSpcA 1 (1) engaged or employed as an attorney licensed to 2 practice law and performing duties incidental to that 3 position; 4 (2) a licensed insurance producer, limited 5 insurance representative, or temporary insurance producer 6 offering advice concerning a class of insurance as to 7 which he or she is licensed to transact business; 8 (3) a trust officer of a bank performing duties 9 incidental to his or her position; 10 (4) an actuary or a certified public accountant 11 engaged or employed in a consulting capacity, performing 12 duties incidental to that position; or 13 (5) a licensed public adjuster acting within the 14 scope of his or her license. 15 (c) In addition to any other penalty set forth in this 16 Article, an individual who knowingly violates subsection (a) 17 is guilty of a Class A misdemeanor. 18 (d) In addition to any other penalty set forth in this 19 Article, any individual violating subsection (a) or (b) and 20 misappropriating or converting any moneys collected in 21 conjunction with the violation is guilty of a Class 4 felony. 22 (215 ILCS 5/500-20 new) 23 Sec. 500-20. Exceptions to licensing. 24 (a) Nothing in this Article shall be construed to 25 require an insurer to obtain an insurance producer license. 26 In this Section, the term "insurer" does not include an 27 insurer's officers, directors, employees, subsidiaries, or 28 affiliates. 29 (b) A license as an insurance producer shall not be 30 required of the following: 31 (1) an officer, director, or employee of an insurer 32 or of an insurance producer, provided that the officer, 33 director, or employee does not receive any commission on HB2994 Enrolled -12- LRB9205492JSpcA 1 policies written or sold to insure risks residing, 2 located, or to be performed in this State and: 3 (A) the officer's, director's, or employee's 4 activities are executive, administrative, 5 managerial, clerical, or a combination of these, and 6 are only indirectly related to the sale, 7 solicitation, or negotiation of insurance; 8 (B) the officer's , director's, or employee's 9 function relates to underwriting, loss control, 10 inspection, or the processing, adjusting, 11 investigating, or settling of a claim on a contract 12 of insurance; or 13 (C) the officer, director, or employee is 14 acting in the capacity of a special agent or agency 15 supervisor assisting insurance producers if the 16 person's activities are limited to providing 17 technical advice and assistance to licensed 18 insurance producers and do not include the sale, 19 solicitation, or negotiation of insurance; 20 (2) a person who secures and furnishes information 21 for the purpose of group life insurance, group property 22 and casualty insurance, group annuities, or group or 23 blanket accident and health insurance or for the purpose 24 of enrolling individuals under plans, issuing 25 certificates under plans or otherwise assisting in 26 administering plans or who performs administrative 27 services related to mass marketed property and casualty 28 insurance, if no commission is paid to the person for the 29 service; 30 (3) an employer or association or its officers, 31 directors, employees, or the trustees of an employee 32 trust plan, to the extent that the employers, officers, 33 employees, directors, or trustees are engaged in the 34 administration or operation of a program of employee HB2994 Enrolled -13- LRB9205492JSpcA 1 benefits for the employer's or association's own 2 employees or the employees of its subsidiaries or 3 affiliates, which program involves the use of insurance 4 issued by an insurer, as long as the employers, 5 associations, officers, directors, employees, or trustees 6 are not in any manner compensated, directly or 7 indirectly, by the company issuing the contracts; 8 (4) employees of insurers or organizations employed 9 by insurers who are engaging in the inspection, rating, 10 or classification of risks or in the supervision of the 11 training of insurance producers and who are not 12 individually engaged in the sale, solicitation, or 13 negotiation of insurance; 14 (5) a person whose activities in this State are 15 limited to advertising without the intent to solicit 16 insurance in this State through communications in printed 17 publications or forms of electronic mass media whose 18 distribution is not limited to residents of this State, 19 provided that the person does not sell, solicit, or 20 negotiate insurance that would insure risks residing, 21 located, or to be performed in this State; 22 (6) a person who is not a resident of this State 23 who sells, solicits, or negotiates a contract of 24 insurance for commercial property and casualty risks to 25 an insured with risks located in more than one state 26 insured under that contract, provided that the person is 27 otherwise licensed as an insurance producer to sell, 28 solicit, or negotiate that insurance in the state where 29 the insured maintains its principal place of business and 30 the contract of insurance insures risks located in that 31 state; or 32 (7) a salaried, full-time employee who counsels or 33 advises his or her employer relative to the insurance 34 interests of the employer or of the subsidiaries or HB2994 Enrolled -14- LRB9205492JSpcA 1 business affiliates of the employer provided that the 2 employee does not sell or solicit insurance or receive a 3 commission. 4 (215 ILCS 5/500-25 new) 5 Sec. 500-25. Application for examination. 6 (a) A resident individual applying for an insurance 7 producer license must pass a written examination unless 8 exempt pursuant to Section 500-45. Both part one and part 2 9 of the examination must be passed within 90 days of each 10 other. The examination shall test the knowledge of the 11 individual concerning the lines of authority for which 12 application is made, the duties and responsibilities of an 13 insurance producer, and the insurance laws and rules of this 14 State. Examinations required by this Section must be 15 developed and conducted under rules prescribed by the 16 Director. 17 (b) The Director may make arrangements, including 18 contracting with an outside testing service, for 19 administering examinations and collecting the nonrefundable 20 fee set forth in Section 500-135. 21 (c) An individual applying for an examination must remit 22 a nonrefundable fee as prescribed by the Director as set 23 forth in Section 500-135, plus a separate remittance payable 24 to the designated testing service for the total fees the 25 testing service charges for each of the various services 26 being requested by the applicant. 27 (d) An individual who fails to appear for the 28 examination as scheduled or fails to pass the examination, 29 must reapply for an examination and remit all required fees 30 and forms before being rescheduled for another examination. 31 (215 ILCS 5/500-30 new) 32 Sec. 500-30. Application for license. HB2994 Enrolled -15- LRB9205492JSpcA 1 (a) An individual applying for a resident insurance 2 producer license must make application on a form specified by 3 the Director and declare under penalty of refusal, 4 suspension, or revocation of the license that the statements 5 made in the application are true, correct, and complete to 6 the best of the individual's knowledge and belief. Before 7 approving the application, the Director must find that the 8 individual: 9 (1) is at least 18 years of age; 10 (2) has not committed any act that is a ground for 11 denial, suspension, or revocation set forth in Section 12 500-70; 13 (3) has completed, if required by the Director, a 14 pre-licensing course of study for the lines of authority 15 for which the individual has applied (an individual who 16 successfully completes the Fire and Casualty 17 pre-licensing courses also meets the requirements for 18 Personal Lines-Property and Casualty); 19 (4) has paid the fees set forth in Section 500-135; 20 and 21 (5) has successfully passed the examinations for 22 the lines of authority for which the person has applied. 23 (b) A pre-licensing course of study for each class of 24 insurance for which an insurance producer license is 25 requested must be established in accordance with rules 26 prescribed by the Director and must consist of the following 27 minimum hours: 28 Class of Insurance Number of 29 Hours 30 Life (Class 1 (a)) 15.0 31 Accident and Health (Class 1(b) or 2(a)) 15.0 32 Fire (Class 3) 15.0 33 Casualty (Class 2) 15.0 34 Personal Lines-Property Casualty 15.0 HB2994 Enrolled -16- LRB9205492JSpcA 1 Motor Vehicle (Class 2(b) or 3(e)) 7.5 2 (c) A business entity acting as an insurance producer 3 must obtain an insurance producer license. Application must 4 be made using the Uniform Business Entity Application. Before 5 approving the application, the Director must find that: 6 (1) the business entity has paid the fees set forth 7 in Section 500-135; and 8 (2) the business entity has designated a licensed 9 producer responsible for the business entity's compliance 10 with the insurance laws and rules of this State. 11 (d) The Director may require any documents reasonably 12 necessary to verify the information contained in an 13 application. 14 (215 ILCS 5/500-35 new) 15 Sec. 500-35. License. 16 (a) Unless denied a license pursuant to Section 500-70, 17 persons who have met the requirements of Sections 500-25 and 18 500-30 shall be issued a 2-year insurance producer license. 19 An insurance producer may receive qualification for a license 20 in one or more of the following lines of authority: 21 (1) Life: insurance coverage on human lives 22 including benefits of endowment and annuities, and may 23 include benefits in the event of death or dismemberment 24 by accident and benefits for disability income. 25 (2) Variable life and variable annuity products: 26 insurance coverage provided under variable life insurance 27 contracts and variable annuities. 28 (3) Accident and health or sickness: insurance 29 coverage for sickness, bodily injury, or accidental death 30 and may include benefits for disability income. 31 (4) Property: insurance coverage for the direct or 32 consequential loss or damage to property of every kind. 33 (5) Casualty: insurance coverage against legal HB2994 Enrolled -17- LRB9205492JSpcA 1 liability, including that for death, injury, or 2 disability or damage to real or personal property. 3 (6) Personal lines: property and casualty insurance 4 coverage sold to individuals and families for primarily 5 noncommercial purposes. 6 (7) Any other line of insurance permitted under 7 State laws or rules. 8 (b) An insurance producer license shall remain in effect 9 unless revoked or suspended as long as the fee set forth in 10 Section 500-135 is paid and education requirements for 11 resident individual producers are met by the due date. 12 (1) Before each license renewal, an insurance 13 producer must satisfactorily complete at least 30 hours 14 of course study in accordance with rules prescribed by 15 the Director. The Director may not approve a course of 16 study unless the course provides for classroom, seminar, 17 or self-study instruction methods. A course given in a 18 combination instruction method of classroom or seminar 19 and self-study shall be deemed to be a self-study course 20 unless the classroom or seminar certified hours meets or 21 exceeds two-thirds of total hours certified for the 22 course. The self-study material used in the combination 23 course must be directly related to and complement the 24 classroom portion of the course in order to be considered 25 for credit. An instruction method other than classroom 26 or seminar shall be considered as self-study 27 methodology. Self-study credit hours require the 28 successful completion of an examination covering the 29 self-study material. The examination may not be 30 self-evaluated. However, if the self-study material is 31 completed through the use of an approved computerized 32 interactive format whereby the computer validates the 33 successful completion of the self-study material, no 34 additional examination is required. The self-study HB2994 Enrolled -18- LRB9205492JSpcA 1 credit hours contained in a certified course shall be 2 considered classroom hours when at least two-thirds of 3 the hours are given as classroom or seminar instruction. 4 (2) An insurance producer license automatically 5 terminates when an insurance producer fails to 6 successfully meet the requirements of item (1) of 7 subsection (b) of this Section. The producer must 8 complete the course in advance of the renewal date to 9 allow the education provider time to report the credit to 10 the Department. 11 (c) A provider of a pre-licensing or continuing 12 education course required by Section 500-30 and this Section 13 must pay a registration fee and a course certification fee 14 for each course being certified as provided by Section 15 500-135. 16 (d) An individual insurance producer who allows his or 17 her license to lapse may, within 12 months after the due date 18 of the renewal fee, be issued a license without the necessity 19 of passing a written examination. However, a penalty in the 20 amount of double the unpaid renewal fee shall be required 21 after the due date. 22 (e) A licensed insurance producer who is unable to 23 comply with license renewal procedures due to military 24 service may request a waiver of those procedures. 25 (f) The license must contain the licensee's name, 26 address, and personal identification number, the date of 27 issuance, the lines of authority, the expiration date, and 28 any other information the Director deems necessary. 29 (g) Licensees must inform the Director by any means 30 acceptable to the Director of a change of address within 30 31 days after the change. 32 (h) In order to assist in the performance of the 33 Director's duties, the Director may contract with a 34 non-governmental entity including the National Association of HB2994 Enrolled -19- LRB9205492JSpcA 1 Insurance Commissioners (NAIC), or any affiliates or 2 subsidiaries that the NAIC oversees, to perform any 3 ministerial functions, including collection of fees, related 4 to producer licensing that the Director and the 5 non-governmental entity may deem appropriate. 6 (215 ILCS 5/500-40 new) 7 Sec. 500-40. Nonresident licensing. 8 (a) Unless denied a license pursuant to Section 500-70, 9 a nonresident person shall receive a nonresident producer 10 license if: 11 (1) the person is currently licensed as a resident 12 and in good standing in his or her home state; 13 (2) the person has submitted the proper request for 14 a license and has paid the fees required by Section 15 500-135; 16 (3) the person has submitted or transmitted to the 17 Director the application for a license that the person 18 submitted to his or her home state or, instead of that 19 application, a completed Uniform Application; and 20 (4) the person's home state awards nonresident 21 producer licenses to residents of this State on the same 22 basis. 23 (b) The Director may verify the producer's licensing 24 status through the Producer Database maintained by the 25 National Association of Insurance Commissioners or its 26 affiliates or subsidiaries or by obtaining certification from 27 the public official having supervision of insurance in the 28 applicant's state of residence that the applicant has passed 29 the written examination for the class of insurance applied 30 for. 31 (c) A nonresident producer who moves from one state to 32 another state or a resident producer who moves from this 33 State to another state must file a change of address and HB2994 Enrolled -20- LRB9205492JSpcA 1 provide certification from the new resident state within 30 2 days after the change of legal residence. No fee or license 3 application is required. 4 (d) Notwithstanding any other provision of this Article, 5 a person licensed as a surplus lines producer in his or her 6 home state shall receive a nonresident surplus lines producer 7 license pursuant to subsection (a) of this Section. Except 8 as provided in subsection (a), nothing in this Section 9 supersedes any provision of Section 445 of this Code. 10 (e) Notwithstanding any other provision of this Article, 11 a person licensed as a limited lines producer in his or her 12 home state shall receive a nonresident limited lines producer 13 license, pursuant to subsection (a) of this Section, granting 14 the same scope of authority as granted under the license 15 issued by the producer's home state. For the purposes of 16 this subsection, limited line insurance is any authority 17 granted by the home state that restricts the authority of the 18 license to less than the total authority prescribed in the 19 associated major lines pursuant to items (1) through (5) of 20 subsection (a) of Section 500-35. 21 (215 ILCS 5/500-45 new) 22 Sec. 500-45. Exemption from examination. 23 (a) An individual who applies for an insurance producer 24 license in this State who was previously licensed for the 25 same lines of authority in another state shall not be 26 required to complete any pre-licensing education or 27 examination. This exemption is only available if the person 28 is currently licensed in that state or if the application is 29 received within 90 days after the cancellation of the 30 applicant's previous license and if the prior state issues a 31 certification that, at the time of cancellation, the 32 applicant was in good standing in that state or the state's 33 Producer Database records, maintained by the National HB2994 Enrolled -21- LRB9205492JSpcA 1 Association of Insurance Commissioners, its affiliates, or 2 subsidiaries indicate that the producer is or was licensed in 3 good standing for the line of authority requested. 4 (b) A person licensed as an insurance producer in 5 another state who moves to this State must make application 6 within 90 days after establishing legal residence to become a 7 resident licensee pursuant to Section 500-30. A pre-licensing 8 education or examination is not required of that person to 9 obtain any line of authority previously held in the prior 10 state except when the Director determines otherwise by rule. 11 (215 ILCS 5/500-50 new) 12 Sec. 500-50. Insurance producers; examination 13 statistics. 14 (a) The use of examinations for the purpose of 15 determining qualifications of persons to be licensed as 16 insurance producers has a direct and far-reaching effect on 17 persons seeking those licenses, on insurance companies, and 18 on the public. It is in the public interest and it will 19 further the public welfare to insure that examinations for 20 licensing do not have the effect of unlawfully discriminating 21 against applicants for licensing as insurance producers on 22 the basis of race, color, national origin, or sex. 23 (b) As used in this Section, the following words have 24 the meanings given in this subsection. 25 Examination. "Examination" means the examination in each 26 line of insurance administered pursuant to Section 500-30. 27 Examinee. "Examinee" means a person who takes an 28 examination. 29 Part. "Part" means a portion of an examination for which 30 a score is calculated. 31 Operational item. "Operational item" means a test 32 question considered in determining an examinee's score. 33 Test form. "Test form" means the test booklet or HB2994 Enrolled -22- LRB9205492JSpcA 1 instrument used for a part of an examination. 2 Pretest item. "Pretest item" means a prospective test 3 question that is included in a test form in order to assess 4 its performance, but is not considered in determining an 5 examinee's score. 6 Minority group or examinees. "Minority group" or 7 "minority examinees" means African American, American Indian, 8 Asian, and Hispanic examinees. 9 Correct-answer rate. "Correct-answer rate" for an item 10 means the number of examinees who provided the correct answer 11 on an item divided by the number of examinees who answered 12 the item. 13 Correlation. "Correlation" means a statistical measure of 14 the relationship between performance on an item and 15 performance on a part of the examination. 16 (c) The Director shall ask each examinee to self-report 17 on a voluntary basis on the answer sheet, application form, 18 or by other appropriate means, the following information: 19 (1) race or ethnicity (African American; white; 20 American Indian; Asian; Hispanic; or other); 21 (2) education (8th grade or less; less than 12th 22 grade; high school diploma or G.E.D.; some college, but 23 no 4-year degree; or 4-year degree or more); and 24 (3) gender (male or female). 25 The Director must advise all examinees that they are not 26 required to provide this information, that they will not be 27 penalized for not doing so, and that the Director will use 28 the information provided exclusively for research and 29 statistical purposes and to improve the quality and fairness 30 of the examinations. 31 (d) No later than May 1 of each year, the Director must 32 prepare, publicly announce, and publish an Examination Report 33 of summary statistical information relating to each 34 examination administered during the preceding calendar year. HB2994 Enrolled -23- LRB9205492JSpcA 1 Each Examination Report shall show with respect to each 2 examination: 3 (1) For all examinees combined and separately by 4 race or ethnicity, by educational level, by gender, by 5 educational level within race or ethnicity, by education 6 level within gender, and by race or ethnicity within 7 gender: 8 (A) number of examinees; 9 (B) percentage and number of examinees who 10 passed each part; 11 (C) percentage and number of examinees who 12 passed all parts; 13 (D) mean scaled scores on each part; and 14 (E) standard deviation of scaled scores on 15 each part. 16 (2) For male examinees, female examinees, African 17 American examinees, white examinees, American Indian 18 examinees, Asian examinees, and Hispanic examinees, 19 respectively, with a high school diploma or G.E.D., the 20 distribution of scaled scores on each part. 21 No later than May 1 of each year, the Director must 22 prepare and make available on request an Item Report of 23 summary statistical information relating to each operational 24 item on each test form administered during the preceding 25 calendar year. The Item Report shall show, for each 26 operational item, for all examinees combined and separately 27 for African American examinees, white examinees, American 28 Indian examinees, Asian examinees, Hispanic examinees, and 29 other examinees, the correct-answer rates and correlations. 30 The Director is not required to report separate 31 statistical information for any group or subgroup comprising 32 fewer than 50 examinees. 33 (e) The Director must obtain a regular analysis of the 34 data collected under this Section, and any other relevant HB2994 Enrolled -24- LRB9205492JSpcA 1 information, for purposes of the development of new test 2 forms. The analysis shall continue the implementation of the 3 item selection methodology as recommended in the Final Report 4 of the Illinois Insurance Producer's Licensing Examination 5 Advisory Committee dated November 19, 1991, and filed with 6 the Department unless some other methodology is determined by 7 the Director to be as effective in minimizing differences 8 between white and minority examinee pass-fail rates. 9 (f) The Director has the discretion to set cutoff scores 10 for the examinations, provided that scaled scores on test 11 forms administered after July 1, 1993, shall be made 12 comparable to scaled scores on test forms administered in 13 1991 by use of professionally acceptable methods so as to 14 minimize changes in passing rates related to the presence or 15 absence of or changes in equating or scaling equations or 16 methods or content outlines. Each calendar year, the scaled 17 cutoff score for each part of each examination shall 18 fluctuate by no more than the standard error of measurement 19 from the scaled cutoff score employed during the preceding 20 year. 21 (g) No later than May 1, 2003 and no later than May 1 of 22 every fourth year thereafter, the Director must release to 23 the public and make generally available one representative 24 test form and set of answer keys for each part of each 25 examination. 26 (h) The Director must maintain, for a period of 3 years 27 after they are prepared or used, all registration forms, test 28 forms, answer sheets, operational items and pretest items, 29 item analyses, and other statistical analyses relating to the 30 examinations. All personal identifying information regarding 31 examinees and the content of test items must be maintained 32 confidentially as necessary for purposes of protecting the 33 personal privacy of examinees and the maintenance of test 34 security. HB2994 Enrolled -25- LRB9205492JSpcA 1 (i) In administering the examinations, the Director must 2 make such accommodations for disabled examinees as are 3 reasonably warranted by the particular disability involved, 4 including the provision of additional time if necessary to 5 complete an examination or special assistance in taking an 6 examination. 7 (215 ILCS 5/500-55 new) 8 Sec. 500-55. Assumed names. An insurance producer doing 9 business under any name other than the producer's legal name 10 must notify the Director before using the assumed name. 11 (215 ILCS 5/500-60 new) 12 Sec. 500-60. Temporary licensing. 13 (a) The Director may issue a temporary insurance 14 producer license for a period not to exceed 180 days and, at 15 the discretion of the Director, may renew the temporary 16 producer license for an additional 180 days without requiring 17 an examination if the Director deems that the temporary 18 license is necessary for the servicing of an insurance 19 business in the following cases: 20 (1) to the surviving spouse or court-appointed 21 personal representative of a licensed insurance producer 22 who dies or becomes mentally or physically disabled to 23 allow adequate time for the sale of the insurance 24 business owned by the producer or for the recovery or 25 return of the producer to the business or to provide for 26 the training and licensing of new personnel to operate 27 the producer's business; 28 (2) to a member or employee of a business entity 29 licensed as an insurance producer, upon the death or 30 disability of an individual designated in the business 31 entity application or the license; or 32 (3) to the designee of a licensed insurance HB2994 Enrolled -26- LRB9205492JSpcA 1 producer entering active service in the armed forces of 2 the United States of America. 3 (b) The Director may by order limit the authority of any 4 temporary licensee in any way deemed necessary to protect 5 insureds and the public. The Director may require the 6 temporary licensee to have a suitable sponsor who is a 7 licensed producer or insurer and who assumes responsibility 8 for all acts of the temporary licensee and may impose other 9 similar requirements designed to protect insureds and the 10 public. The Director may by order revoke a temporary license 11 if the interest of insureds or the public are endangered. A 12 temporary license may not continue after the owner or the 13 personal representative disposes of the business. 14 (c) Before any temporary insurance producer license is 15 issued, there must be filed with the Director a written 16 application by the person desiring the license in the form, 17 with the supplements, and containing the information that 18 the Director requires. License fees, as provided for in 19 Section 500-135, must be paid upon the issuance of the 20 original temporary insurance producer license, but not for 21 any renewal thereof. 22 (215 ILCS 5/500-65 new) 23 Sec. 500-65. Temporary insurance producer license for an 24 applicant. 25 (a) The Director may grant a temporary insurance 26 producer license to an applicant for an insurance producer 27 license, without requiring an examination, for a period of 90 28 days, when the applicant otherwise meets the requirements of 29 this Article. During that 90-day period, the applicant must 30 be enrolled in a training course or training program 31 conducted by or on behalf of the appointing insurance company 32 and be in the process of fulfilling the pre-licensing 33 requirements of Sections 500-25 and 500-30. HB2994 Enrolled -27- LRB9205492JSpcA 1 (b) An individual applicant may not hold more than one 2 temporary insurance producer license during his or her 3 lifetime. 4 (c) The Director may refuse to grant temporary insurance 5 producer licenses to applicants from an insurance company 6 when during a 6-month period more than 50% of that company's 7 temporary insurance producer license holders have failed to 8 obtain insurance producer licenses prior to the expiration of 9 their temporary insurance producer licenses. 10 (d) Before the Director approves any temporary insurance 11 producer license, the insurance company requesting the 12 license must file with the Director an application and the 13 fee required by Section 500-135. The application must be made 14 on the form and in the manner the Director requires. 15 (215 ILCS 5/500-70 new) 16 Sec. 500-70. License denial, nonrenewal, or revocation. 17 (a) The Director may place on probation, suspend, 18 revoke, or refuse to issue or renew an insurance producer's 19 license or may levy a civil penalty in accordance with this 20 Section or take any combination of actions, for any one or 21 more of the following causes: 22 (1) providing incorrect, misleading, incomplete, or 23 materially untrue information in the license application; 24 (2) violating any insurance laws, or violating any 25 rule, subpoena, or order of the Director or of another 26 state's insurance commissioner; 27 (3) obtaining or attempting to obtain a license 28 through misrepresentation or fraud; 29 (4) improperly withholding, misappropriating or 30 converting any moneys or properties received in the 31 course of doing insurance business; 32 (5) intentionally misrepresenting the terms of an 33 actual or proposed insurance contract or application for HB2994 Enrolled -28- LRB9205492JSpcA 1 insurance; 2 (6) having been convicted of a felony; 3 (7) having admitted or been found to have committed 4 any insurance unfair trade practice or fraud; 5 (8) using fraudulent, coercive, or dishonest 6 practices, or demonstrating incompetence, 7 untrustworthiness or financial irresponsibility in the 8 conduct of business in this State or elsewhere; 9 (9) having an insurance producer license, or its 10 equivalent, denied, suspended, or revoked in any other 11 state, province, district or territory; 12 (10) forging a name to an application for insurance 13 or to a document related to an insurance transaction; 14 (11) improperly using notes or any other reference 15 material to complete an examination for an insurance 16 license; 17 (12) knowingly accepting insurance business from an 18 individual who is not licensed; 19 (13) failing to comply with an administrative or 20 court order imposing a child support obligation; 21 (14) failing to pay state income tax or penalty or 22 interest or comply with any administrative or court order 23 directing payment of state income tax or failed to file a 24 return or to pay any final assessment of any tax due to 25 the Department of Revenue; or 26 (15) failing to make satisfactory repayment to the 27 Illinois Student Assistance Commission for a delinquent 28 or defaulted student loan. 29 (b) If the action by the Director is to nonrenew, 30 suspend, or revoke a license or to deny an application for a 31 license, the Director shall notify the applicant or licensee 32 and advise, in writing, the applicant or licensee of the 33 reason for the suspension, revocation, denial or nonrenewal 34 of the applicant's or licensee's license. The applicant or HB2994 Enrolled -29- LRB9205492JSpcA 1 licensee may make written demand upon the Director within 30 2 days after the date of mailing for a hearing before the 3 Director to determine the reasonableness of the Director's 4 action. The hearing must be held within not fewer than 20 5 days nor more than 30 days after the mailing of the notice of 6 hearing and shall be held pursuant to 50 Ill. Adm. Code 2402. 7 (c) The license of a business entity may be suspended, 8 revoked, or refused if the Director finds, after hearing, 9 that an individual licensee's violation was known or should 10 have been known by one or more of the partners, officers, or 11 managers acting on behalf of the partnership, corporation, 12 limited liability company, or limited liability partnership 13 and the violation was neither reported to the Director nor 14 corrective action taken. 15 (d) In addition to or instead of any applicable denial, 16 suspension, or revocation of a license, a person may, after 17 hearing, be subject to a civil penalty of up to $5,000 for 18 each cause for denial, suspension, or revocation, however, 19 the civil penalty may total no more than $20,000. 20 (e) The Director has the authority to enforce the 21 provisions of and impose any penalty or remedy authorized by 22 this Article against any person who is under investigation 23 for or charged with a violation of this Code or rules even if 24 the person's license or registration has been surrendered or 25 has lapsed by operation of law. 26 (f) Upon the suspension, denial, or revocation of a 27 license, the licensee or other person having possession or 28 custody of the license shall promptly deliver it to the 29 Director in person or by mail. The Director shall publish 30 all suspensions, denials, or revocations after the 31 suspensions, denials, or revocations become final in a 32 manner designed to notify interested insurance companies and 33 other persons. 34 (g) A person whose license is revoked or whose HB2994 Enrolled -30- LRB9205492JSpcA 1 application is denied pursuant to this Section is ineligible 2 to apply for any license for 3 years after the revocation or 3 denial. A person whose license as an insurance producer has 4 been revoked, suspended, or denied may not be employed, 5 contracted, or engaged in any insurance related capacity 6 during the time the revocation, suspension, or denial is in 7 effect. 8 (215 ILCS 5/500-75 new) 9 Sec. 500-75. Disclosure. A policy the solicitation of 10 which involves an insurance producer, limited insurance 11 representative, or temporary insurance producer must identify 12 the name of the producer, representative, or firm. An 13 individual life or accident and health application and a 14 master policy application for life or accident and health 15 group coverages must bear the name and signature of the 16 licensee who solicited and wrote the application. 17 (215 ILCS 5/500-80 new) 18 Sec. 500-80. Commissions. 19 (a) An insurer or insurance producer may not pay a 20 commission, service fee, brokerage, or other valuable 21 consideration to a person for selling, soliciting, or 22 negotiating insurance in this State if that person is 23 required to be licensed under this Article and is not so 24 licensed at the time of selling, soliciting, or negotiating 25 the insurance. 26 (b) A person may not accept a commission, service fee, 27 brokerage, or other valuable consideration for selling, 28 soliciting, or negotiating insurance in this State if that 29 person is required to be licensed under this Article and is 30 not so licensed. 31 (c) Renewal or other deferred commissions may be paid to 32 a person for selling, soliciting, or negotiating insurance in HB2994 Enrolled -31- LRB9205492JSpcA 1 this State if the person was required to be licensed under 2 this Article at the time of the sale, solicitation, or 3 negotiation and was so licensed at that time. 4 (d) An insurer or insurance producer may pay or assign 5 commissions, service fees, brokerages, or other valuable 6 consideration to an insurance agency or to persons who do not 7 sell, solicit, or negotiate insurance in this State, unless 8 the payment would violate Section 151 of this Code. 9 (e) Except as to commissions deductible from premiums on 10 insurance policies or contracts for insurance, an insurance 11 producer or business entity does not have any right to 12 compensation from an insured or prospective insured for or on 13 account of the transaction of insurance business unless the 14 right to compensation is stated on a separate written 15 memorandum that clearly specifies the amount or extent of the 16 service fee and that is provided to the applicant or insured 17 before the performance of the service or the issuance of the 18 policy, whichever is first. A copy of the memorandum must be 19 maintained by any producer who collects or receives the 20 service fee or any portion of the service fee. If the 21 compensation or service fee exceeds 10% of the premium amount 22 or potential premium amount of the contract or policy, the 23 memorandum shall include the signature of the insured or 24 prospective insured acknowledging the compensation or service 25 fee. 26 (f) Any compensation or service fee received on a 27 contract or policy that is later canceled, within the first 28 half of the contract or policy period, for any reason must be 29 returned to the insured by the insurance producer or business 30 entity at a prorated amount. The prorated amount shall be 31 based on the length of the term of the policy or contract 32 compared to the time that contract or policy was in force 33 such that the amount returned reflects the portion of the 34 term of the contract or policy during which the contract was HB2994 Enrolled -32- LRB9205492JSpcA 1 not in force. There shall be no compensation or service fee 2 assessed or received on a contract or policy by the insurance 3 producer or business entity for processing such cancellation. 4 (215 ILCS 5/500-85 new) 5 Sec. 500-85. Notification of termination; immunity; 6 confidentiality. 7 (a) An insurer or authorized representative of an 8 insurer that terminates the appointment, employment, 9 contract, or other insurance business relationship with a 10 producer must notify the Director within 30 days following 11 the effective date of the termination, using a format 12 prescribed by the Director, if the reason for termination is 13 one of the reasons set forth in Section 500-70 or the insurer 14 has knowledge the producer was found by a court, government 15 body, or self-regulatory organization authorized by law to 16 have engaged in any of the activities in Section 500-70. Upon 17 written request by the Director, the insurer must provide 18 additional information, documents, records, or other data 19 pertaining to the termination or activity of the producer. 20 (b) The insurer or the authorized representative of the 21 insurer must promptly notify the Director in a format 22 acceptable to the Director if, upon further review or 23 investigation, the insurer discovers additional information 24 that would have been reportable to the Director in accordance 25 with subsection (a) had the insurer then known of its 26 existence. 27 (c) Within 15 days after making the notification 28 required by subsections (a) and (b), the insurer must mail a 29 copy of the notification to the producer at his or her last 30 known address. If the producer is terminated for cause for 31 any of the reasons listed in Section 500-70, the insurer must 32 provide a copy of the notification to the producer at his or 33 her last known address by certified mail, return receipt HB2994 Enrolled -33- LRB9205492JSpcA 1 requested, postage prepaid or by overnight delivery using a 2 nationally recognized carrier. 3 Within 30 days after the producer has received the 4 original or additional notification, the producer may file 5 written comments concerning the substance of the notification 6 with the Director. The producer must, by the same means, 7 simultaneously send a copy of the comments to the reporting 8 insurer, and the comments shall become a part of the 9 Director's file and accompany every copy of a report 10 distributed or disclosed for any reason about the producer as 11 permitted under this Code. 12 (d) There shall be no liability on the part of, nor 13 shall a cause of action of any nature arise against, an 14 insurer, the authorized representative of the insurer, a 15 producer, the Director, or an organization of which the 16 Director is a member for any information, documents, records, 17 or statements provided pursuant to this Section. 18 (e) An insurer, the authorized representative of the 19 insurer, or a producer that fails to report as required under 20 the provisions of this Section or that is found to have 21 reported with malicious intent by a court of competent 22 jurisdiction may, after notice and hearing, have its license 23 or certificate of authority suspended or revoked and may be 24 subjected to a civil penalty. 25 (215 ILCS 5/500-90 new) 26 Sec. 500-90. Reciprocity. 27 (a) The Director shall waive any requirements for a 28 nonresident license applicant with a valid license from his 29 or her home state, except the requirements imposed by Section 30 500-40 of this Article, if the applicant's home state awards 31 nonresident licenses to residents of this State on the same 32 basis. 33 (b) A nonresident producer's satisfaction of his or her HB2994 Enrolled -34- LRB9205492JSpcA 1 home state's continuing education requirements for licensed 2 insurance producers shall constitute satisfaction of this 3 State's continuing education requirements if the non-resident 4 producer's home state recognizes the satisfaction of its 5 continuing education requirements imposed upon producers from 6 this State on the same basis. 7 (215 ILCS 5/500-95 new) 8 Sec. 500-95. Reporting of actions. An individual who, 9 while licensed as an insurance producer, is convicted of a 10 felony, must report the conviction to the Director within 30 11 days after the entry date of the judgment. Within that 12 30-day period, the individual must also provide the Director 13 with a copy of the judgment, the probation or commitment 14 order, and any other relevant documents. 15 (215 ILCS 5/500-100 new) 16 Sec. 500-100. Limited lines producer license. 17 (a) An individual who is at least 18 years of age and 18 whom the Director considers to be competent, trustworthy, and 19 of good business reputation may obtain a limited lines 20 producer license for one or more of the following classes: 21 (1) insurance on baggage or limited travel health, 22 accident, or trip cancellation insurance sold in 23 connection with transportation provided by a common 24 carrier; 25 (2) industrial life insurance, as defined in 26 Section 228 of this Code; 27 (3) industrial accident and health insurance, as 28 defined in Section 368 of this Code; 29 (4) insurance issued by a company organized under 30 the Farm Mutual Insurance Company Act of 1986; 31 (5) legal expense insurance; 32 (6) enrollment of recipients of public aid or HB2994 Enrolled -35- LRB9205492JSpcA 1 medicare in a health maintenance organization; 2 (7) a limited health care plan issued by an 3 organization having a certificate of authority under the 4 Limited Health Service Organization Act. 5 (b) The application for a limited lines producer license 6 must be submitted on a form prescribed by the Director by a 7 designee of the insurance company, health maintenance 8 organization, or limited health service organization 9 appointing the limited insurance representative. The 10 insurance company, health maintenance organization, or 11 limited health service organization must pay the fee required 12 by Section 500-135. 13 (c) A limited lines producer may represent more than one 14 insurance company, health maintenance organization, or 15 limited health service organization. 16 (d) An applicant who has met the requirements of this 17 Section shall be issued a perpetual limited lines producer 18 license. 19 (e) A limited lines producer license shall remain in 20 effect as long as the appointing insurance company pays the 21 respective fee required by Section 500-135 prior to January 1 22 of each year, unless the license is revoked or suspended 23 pursuant to Section 500-70. Failure of the insurance company 24 to pay the license fee or to submit the required documents 25 shall cause immediate termination of the limited line 26 insurance producer license with respect to which the failure 27 occurs. 28 (f) A limited lines producer license may be terminated 29 by the insurance company or the licensee. 30 (g) A person whom the Director considers to be 31 competent, trustworthy, and of good business reputation may 32 be issued a car rental limited line license. A car rental 33 limited line license for a rental company shall remain in 34 effect as long as the car rental limited line licensee pays HB2994 Enrolled -36- LRB9205492JSpcA 1 the respective fee required by Section 500-135 prior to the 2 next fee date unless the car rental license is revoked or 3 suspended pursuant to Section 500-70. Failure of the car 4 rental limited line licensee to pay the license fee or to 5 submit the required documents shall cause immediate 6 suspension of the car rental limited line license. A car 7 rental limited line license for rental companies may be 8 voluntarily terminated by the car rental limited line 9 licensee. The license fee shall not be refunded upon 10 termination of the car rental limited line license by the car 11 rental limited line licensee. 12 (h) A limited lines producer issued a license pursuant 13 to this Section is not subject to the requirements of Section 14 500-30. 15 (i) A limited lines producer license must contain the 16 name, address and personal identification number of the 17 licensee, the date the license was issued, general 18 conditions relative to the license's expiration or 19 termination, and any other information the Director considers 20 proper. A limited line producer license, if applicable, must 21 also contain the name and address of the appointing insurance 22 company. 23 (215 ILCS 5/500-105 new) 24 Sec. 500-105. Car rental limited line license for rental 25 companies. 26 (a) A rental company must obtain a producer license or 27 obtain a car rental limited line license before offering or 28 selling insurance in connection with and incidental to the 29 rental of vehicles. The sale of the insurance may occur at 30 the rental office or by preselection of coverage in a master, 31 corporate, group rental, or individual agreement. The 32 following general categories of coverage may be offered or 33 sold: HB2994 Enrolled -37- LRB9205492JSpcA 1 (1) personal accident insurance covering the risks 2 of travel including, but not limited to, accident and 3 health insurance that provides coverage, as applicable, 4 to renters and other rental vehicle occupants for 5 accidental death or dismemberment and reimbursement for 6 medical expenses resulting from an accident that occurs 7 during the rental period; 8 (2) liability insurance, including uninsured and 9 underinsured motorist coverage, that provides coverage, 10 as applicable, to renters and other authorized drivers 11 of rental vehicles for liability arising from the 12 operation of the rental vehicle; 13 (3) personal effects insurance that provides 14 coverage, as applicable, to renters and other vehicle 15 occupants for the loss of, or damage to, personal effects 16 that occurs during the rental period; 17 (4) roadside assistance and emergency sickness 18 protection programs; and 19 (5) any other travel or auto-related coverage that 20 a rental company offers in connection with and incidental 21 to the rental of vehicles. 22 (b) Insurance may not be offered by a car rental limited 23 line producer pursuant to this Section unless: 24 (1) the rental company has applied for and obtained 25 a car rental limited line license; 26 (2) the rental period of the rental agreement does 27 not exceed 30 consecutive days; 28 (3) at every rental location where rental 29 agreements are executed, brochures or other written 30 materials are readily available to the prospective renter 31 that: 32 (A) summarize clearly and correctly, the 33 material terms of coverage offered to renters, 34 including the identity of the insurer; HB2994 Enrolled -38- LRB9205492JSpcA 1 (B) disclose that the coverage offered by the 2 rental company may provide a duplication of coverage 3 already provided by a renter's personal automobile 4 insurance policy, homeowner's insurance policy, 5 personal liability insurance policy, or other source 6 of coverage; 7 (C) state that the purchase by the renter of 8 the kinds of coverage specified in this Section is 9 not required in order to rent a vehicle; and 10 (D) describe the process for filing a claim in 11 the event the renter elects to purchase coverage and 12 in the event of a claim; and 13 (4) evidence of coverage in the rental agreement is 14 disclosed to every renter who elects to purchase such 15 coverage. 16 (c) Car rental company franchisees must apply for a car 17 rental limited line license independent of the franchisor if 18 insurance provided pursuant to this Section is offered by the 19 franchisee. 20 (d) A car rental limited line license issued under this 21 Section shall also authorize any employee of the car rental 22 limited line licensee to act individually on behalf and under 23 the supervision of the car rental limited line licensee with 24 respect to the kinds of coverage specified in this Section. 25 (e) A rental company licensed pursuant to this Section 26 must conduct a training program in which employees being 27 trained shall receive basic instruction about the kinds of 28 coverage specified in this Section and offered for purchase 29 by prospective renters of rental vehicles. 30 (f) Notwithstanding any other provision of this Section 31 or any rule adopted by the Director, a car rental limited 32 line producer pursuant to this Section is not required to 33 treat moneys collected from renters purchasing insurance when 34 renting vehicles as funds received in a fiduciary capacity, HB2994 Enrolled -39- LRB9205492JSpcA 1 provided that the charges for coverage shall be itemized and 2 be ancillary to a rental transaction. 3 (g) The sale of insurance not in conjunction with a 4 rental transaction shall not be permitted. 5 (h) A car rental limited line producer under this 6 Section may not advertise, represent, or otherwise hold 7 itself or any of its employees out as licensed insurers, 8 insurance producers, insurance agents, or insurance brokers. 9 (i) Direct commissions may not be paid to rental car 10 company employees by the insurer or the customer purchasing 11 insurance products. The rental car company may include 12 insurance products in an overall employee performance 13 compensation incentive program. 14 (j) An application for a car rental limited line license 15 must be made on a form specified by the Director. 16 (215 ILCS 5/500-110 new) 17 Sec. 500-110. Regulatory examinations. 18 (a) The Director may examine any applicant for or holder 19 of an insurance producer license, limited line producer 20 license or temporary insurance producer license or any 21 business entity. 22 (b) All persons being examined, as well as their 23 officers, directors, insurance producers, limited lines 24 producers, and temporary insurance producers must provide to 25 the Director convenient and free access, at all reasonable 26 hours at their offices, to all books, records, documents, and 27 other papers relating to the persons' insurance business 28 affairs. The officers, directors, insurance producers, 29 limited lines producers, temporary insurance producers, and 30 employees must facilitate and aid the Director in the 31 examinations as much as it is in their power to do so. 32 (c) The Director may designate an examiner or examiners 33 to conduct any examination under this Section. The Director HB2994 Enrolled -40- LRB9205492JSpcA 1 or his or her designee may administer oaths and examine 2 under oath any individual relative to the business of the 3 person being examined. 4 (d) The examiners designated by the Director under this 5 Section may make reports to the Director. A report alleging 6 substantive violations of this Article or any rules 7 prescribed by the Director must be in writing and be based 8 upon facts ascertained from the books, records, documents, 9 papers, and other evidence obtained by the examiners or from 10 sworn or affirmed testimony of or written affidavits from 11 the person's officers, directors, insurance producers, 12 limited lines producer, temporary insurance producers, or 13 employees or other individuals, as given to the examiners. 14 The report of an examination must be verified by the 15 examiners. 16 (e) If a report is made, the Director must either 17 deliver a duplicate of the report to the person being 18 examined or send the duplicate by certified or registered 19 mail to the person's address of record. The Director shall 20 afford the person an opportunity to demand a hearing with 21 reference to the facts and other evidence contained in the 22 report. The person may request a hearing within 14 calendar 23 days after he or she receives the duplicate of the 24 examination report by giving the Director written notice of 25 that request, together with a written statement of the 26 person's objections to the report. The Director must, if 27 requested to do so, conduct a hearing in accordance with 28 Sections 402 and 403 of this Code. The Director must issue 29 a written order based upon the examination report and upon 30 the hearing, if a hearing is held, within 90 days after the 31 report is filed, or within 90 days after the hearing if a 32 hearing is held. If the report is refused or otherwise 33 undeliverable, or a hearing is not requested in a timely 34 fashion, the right to a hearing is waived. After the hearing HB2994 Enrolled -41- LRB9205492JSpcA 1 or the expiration of the time period in which a person may 2 request a hearing, if the examination reveals that the person 3 is operating in violation of any law, rule, or prior order, 4 the Director in the written order may require the person to 5 take any action the Director considers necessary or 6 appropriate in accordance with the report or examination 7 hearing. The order is subject to review under the 8 Administrative Review Law. 9 (f) The Director may adopt reasonable rules to further 10 the purposes of this Section. 11 (g) A person who violates or aids and abets any 12 violation of a written order issued under this Section shall 13 be guilty of a business offense and his or her license may be 14 revoked or suspended pursuant to Section 500-70 of this 15 Article and he or she may be subjected to a civil penalty of 16 not more than $10,000. 17 (215 ILCS 5/500-115 new) 18 Sec. 500-115. Financial responsibilities. 19 (a) Any money that an insurance producer, limited line 20 producer, temporary insurance producer, business entity, or 21 surplus line producer receives for soliciting, negotiating, 22 effecting, procuring, renewing, continuing, or binding 23 policies of insurance shall be held in a fiduciary capacity 24 and shall not be misappropriated, converted, or improperly 25 withheld. An insurance company that delivers to any 26 insurance producer in this State a policy or contract for 27 insurance pursuant to the application or request of an 28 insurance producer, authorizes the producer to collect or 29 receive on its behalf payment of any premium that is due on 30 the policy or contract for insurance at the time of its 31 issuance or delivery and any premium that becomes due on the 32 policy or contract not more than 90 days thereafter. 33 (b) An insurer that issues a policy of insurance shall HB2994 Enrolled -42- LRB9205492JSpcA 1 be deemed to have received payment of the premium if the 2 insured paid any insurance producer requesting the coverage. 3 The insurer shall be responsible to the insured for any 4 return premium. 5 (c) In the case of open accounts receivable with the 6 balance payable to an insurance producer within a specified 7 period of 90 days or less, where the balance is not fully 8 paid within that period, a late charge not exceeding 1.5% per 9 month may be added by the insurance producer to the unpaid 10 balance to induce payment of the premium. 11 (d) If an insurance producer or surplus line producer 12 knowingly misappropriates or converts to his or her own use 13 or illegally withholds fiduciary moneys in the amount of $150 14 or less, he or she is guilty of a Class A misdemeanor for a 15 first offense and a Class 4 felony for subsequent 16 conversions, misappropriations, and withholdings of that 17 nature. If an insurance producer or surplus line producer 18 knowingly misappropriates or converts to his or her own use 19 or illegally withholds premiums in excess of $150, he or she 20 is guilty of a Class 3 felony. 21 (215 ILCS 5/500-120 new) 22 Sec. 500-120. Conflicts of interest; inactive status. 23 (a) A person, partnership, association, or corporation 24 licensed by the Department who, due to employment with any 25 unit of government that would cause a conflict of interest 26 with the holding of that license, notifies the Director in 27 writing on forms prescribed by the Department and, subject to 28 rules of the Department, makes payment of applicable 29 licensing renewal fees, may elect to place the license on an 30 inactive status. 31 (b) A licensee whose license is on inactive status may 32 have the license restored by making application to the 33 Department on such form as may be prescribed by the HB2994 Enrolled -43- LRB9205492JSpcA 1 Department. The application must be accompanied with a fee of 2 $50 plus the current applicable license fee. 3 (c) A license may be placed on inactive status for a 4 2-year period, and upon request, the inactive status may be 5 extended for a successive 2-year period not to exceed a 6 cumulative 4-year inactive period. After a license has been 7 on inactive status for 4 years or more, the licensee must 8 meet all of the standards required of a new applicant before 9 the license may be restored to active status. 10 (d) If requests for inactive status are not renewed as 11 set forth in subsection (c), the license will be taken off 12 the inactive status and the license will lapse immediately. 13 (215 ILCS 5/500-125 new) 14 Sec. 500-125. Controlled business. 15 (a) An insurance producer license may not be granted or 16 extended to any person if the Director has reasonable cause 17 to believe: 18 (1) that during either of the 2 calendar years 19 immediately preceding the extension date of the license 20 the aggregate amount of premiums on insurance represented 21 by controlled business exceeded the aggregate amount of 22 premiums on all other insurance business of the licensee; 23 or 24 (2) that during the 12-month period immediately 25 following the issuance or extension of the license, if so 26 issued or extended, the aggregate amount of premiums on 27 controlled business would exceed the aggregate amount of 28 premiums on all other insurance business of the applicant 29 or licensee. 30 (b) Controlled business means insurance procured or to 31 be procured by or through the person upon: 32 (1) his own life, person, property or risks, or 33 those of his spouse; or HB2994 Enrolled -44- LRB9205492JSpcA 1 (2) the life, person, property, or risks of his 2 employer or his own business. 3 (215 ILCS 5/500-130 new) 4 Sec. 500-130. Bond required of insurance producers. 5 (a) An insurance producer who places insurance either 6 directly or indirectly with an insurer with which the 7 insurance producer does not have an agent contact must 8 maintain in force while licensed a bond in favor of the 9 people of the State of Illinois executed by an authorized 10 surety company and payable to any party injured under the 11 terms of the bond. The bond shall be continuous in form and 12 in the amount of $2,500 or 5% of the premiums brokered in the 13 previous calendar year, whichever is greater, but not to 14 exceed $50,000 total aggregate liability. The bond shall be 15 conditioned upon full accounting and due payment to the 16 person or company entitled thereto, of funds coming into the 17 insurance producer's possession as an incident to insurance 18 transactions under the license or surplus line insurance 19 transactions under the license as a surplus line producer. 20 (b) Authorized insurance producers of a business entity 21 may meet the requirements of this Section with a bond in the 22 name of the business entity, continuous in form, and in the 23 amounts set forth in subsection (a) of this Section. 24 Insurance producers may meet the requirements of this Section 25 with a bond in the name of an association. An individual 26 producer remains responsible for assuring that a producer 27 bond is in effect and is for the correct amount. The 28 association must have been in existence for 5 years, have 29 common membership, and been formed for a purpose other than 30 obtaining a bond. 31 (c) The surety may cancel the bond and be released from 32 further liability thereunder upon 30 days' written notice in 33 advance to the principal. The cancellation does not affect HB2994 Enrolled -45- LRB9205492JSpcA 1 any liability incurred or accrued under the bond before the 2 termination of the 30-day period. 3 (d) The producer's license may be revoked if the 4 producer acts without a bond that is required under this 5 Section. 6 (e) If a party injured under the terms of the bond 7 requests the producer to provide the name of the surety and 8 the bond number, the producer must provide the information 9 within 3 working days after receiving the request. 10 (f) An association may meet the requirements of this 11 Section for all of its members with a bond in the name of the 12 association that is continuous in form and in the amounts set 13 forth in subsection (a) of this Section. 14 (215 ILCS 5/500-135 new) 15 Sec. 500-135. Fees. 16 (a) The fees required by this Article are as follows: 17 (1) a fee of $150 payable once every 2 years for an 18 insurance producer license; 19 (2) a fee of $25 for the issuance of a temporary 20 insurance producer license; 21 (3) a fee of $50 payable once every 2 years for a 22 business entity; 23 (4) an annual $25 fee for a limited line producer 24 license issued under items (1) through (7) of subsection 25 (a) of Section 500-100; 26 (5) a $25 application fee for the processing of a 27 request to take the written examination for an insurance 28 producer license; 29 (6) an annual registration fee of $500 for 30 registration of an education provider; 31 (7) a certification fee of $25 for each certified 32 pre-licensing or continuing education course and an 33 annual fee of $10 for renewing the certification of each HB2994 Enrolled -46- LRB9205492JSpcA 1 such course; 2 (8) a fee of $50 payable once every 2 years for a 3 car rental limited line license; 4 (9) a fee of $150 payable once every 2 years for a 5 limited lines license other than the licenses issued 6 under items (1) through (7) of subsection (a) of Section 7 500-100 or a car rental limited line license. 8 (b) Except as otherwise provided, all fees paid to and 9 collected by the Director under this Section shall be paid 10 promptly after receipt thereof, together with a detailed 11 statement of such fees, into a special fund in the State 12 Treasury to be known as the Insurance Producer Administration 13 Fund. The moneys deposited into the Insurance Producer 14 Administration Fund may be used only for payment of the 15 expenses of the Department in the execution, administration, 16 and enforcement of the insurance laws of this State, and 17 shall be appropriated as otherwise provided by law for the 18 payment of those expenses with first priority being any 19 expenses incident to or associated with the administration 20 and enforcement of this Article. 21 (215 ILCS 5/500-140 new) 22 Sec. 500-140. Injunctive relief. A person required to be 23 licensed under this Article but failing to obtain a valid and 24 current license under this Article constitutes a public 25 nuisance. The Director may report the failure to obtain a 26 license to the Attorney General, whose duty it is to apply 27 forthwith by complaint on relation of the Director in the 28 name of the people of the State of Illinois, for injunctive 29 relief in the circuit court of the county where the failure 30 to obtain a license occurred to enjoin that person from 31 failing to obtain a license. Upon the filing of a verified 32 petition in the court, the court, if satisfied by affidavit 33 or otherwise that the person is required to have a license HB2994 Enrolled -47- LRB9205492JSpcA 1 and does not have a valid and current license, may enter a 2 temporary restraining order without notice or bond, enjoining 3 the defendant from acting in any capacity that requires such 4 license. A copy of the verified complaint shall be served 5 upon the defendant, and the proceedings shall thereafter be 6 conducted as in other civil cases. If it is established that 7 the defendant has been, or is engaged in any unlawful 8 practice, the court may enter an order or judgment 9 perpetually enjoining the defendant from further engaging in 10 such practice. In all proceedings brought under this 11 Section, the court, in its discretion, may apportion the 12 costs among the parties, including the cost of filing the 13 complaint, service of process, witness fees and expenses, 14 court reporter charges, and reasonable attorney fees. In 15 case of the violation of any injunctive order entered under 16 the provisions of this Section, the court may summarily try 17 and punish the offender for contempt of court. The 18 injunctive relief available under this Section is in addition 19 to and not in lieu of all other penalties and remedies 20 provided in this Code. 21 (215 ILCS 5/500-145 new) 22 Sec. 500-145. Rules. The Director may, in accordance 23 with Section 401 of this Code, promulgate reasonable rules as 24 are necessary or proper to carry out the purposes of this 25 Article. 26 (215 ILCS 5/500-150 new) 27 Sec. 500-150. Severability. The provisions of this 28 Article are severable under Section 1.31 of the Statute on 29 Statutes. 30 (215 ILCS 5/490.1 rep.) 31 (215 ILCS 5/491.1 rep.) HB2994 Enrolled -48- LRB9205492JSpcA 1 (215 ILCS 5/492.2 rep.) 2 (215 ILCS 5/493.2 rep.) 3 (215 ILCS 5/494.1 rep.) 4 (215 ILCS 5/494.2 rep.) 5 (215 ILCS 5/495.1 rep.) 6 (215 ILCS 5/495.2 rep.) 7 (215 ILCS 5/496.2 rep.) 8 (215 ILCS 5/497.1 rep.) 9 (215 ILCS 5/498.1 rep.) 10 (215 ILCS 5/499.1 rep.) 11 (215 ILCS 5/500.1 rep.) 12 (215 ILCS 5/501.2 rep.) 13 (215 ILCS 5/502.2 rep.) 14 (215 ILCS 5/503.1 rep.) 15 (215 ILCS 5/504 rep.) 16 (215 ILCS 5/504.1 rep.) 17 (215 ILCS 5/505.1 rep.) 18 (215 ILCS 5/505.2 rep.) 19 (215 ILCS 5/506.1 rep.) 20 (215 ILCS 5/507.1 rep.) 21 (215 ILCS 5/508.1 rep.) 22 (215 ILCS 5/508.2 rep.) 23 (215 ILCS 5/509.1 rep.) 24 (215 ILCS 5/510.2 rep.) 25 (215 ILCS 5/511.1 rep.) 26 Section 10. The Illinois Insurance Code is amended by 27 repealing Sections 490.1, 491.1, 492.2, 493.2, 494.1, 494.2, 28 495.1, 495.2, 496.2, 497.1, 498.1, 499.1, 500.1, 501.2, 29 502.2, 503.1, 504, 504.1, 505.1, 505.2, 506.1, 507.1, 508.1, 30 508.2, 509.1, 510.2, and 511.1. 31 Section 99. Effective date. This Act takes effect 32 January 1, 2002. HB2994 Enrolled -49- LRB9205492JSpcA 1 INDEX 2 Statutes amended in order of appearance 3 215 ILCS 5/500-5 new 4 215 ILCS 5/500-10 new 5 215 ILCS 5/500-15 new 6 215 ILCS 5/500-20 new 7 215 ILCS 5/500-25 new 8 215 ILCS 5/500-30 new 9 215 ILCS 5/500-35 new 10 215 ILCS 5/500-40 new 11 215 ILCS 5/500-45 new 12 215 ILCS 5/500-50 new 13 215 ILCS 5/500-55 new 14 215 ILCS 5/500-60 new 15 215 ILCS 5/500-65 new 16 215 ILCS 5/500-70 new 17 215 ILCS 5/500-75 new 18 215 ILCS 5/500-80 new 19 215 ILCS 5/500-85 new 20 215 ILCS 5/500-90 new 21 215 ILCS 5/500-95 new 22 215 ILCS 5/500-100 new 23 215 ILCS 5/500-105 new 24 215 ILCS 5/500-110 new 25 215 ILCS 5/500-115 new 26 215 ILCS 5/500-120 new 27 215 ILCS 5/500-125 new 28 215 ILCS 5/500-130 new 29 215 ILCS 5/500-135 new 30 215 ILCS 5/500-140 new 31 215 ILCS 5/500-145 new 32 215 ILCS 5/500-150 new 33 215 ILCS 5/490.1 rep. 34 215 ILCS 5/491.1 rep. HB2994 Enrolled -50- LRB9205492JSpcA 1 215 ILCS 5/492.2 rep. 2 215 ILCS 5/493.2 rep. 3 215 ILCS 5/494.1 rep. 4 215 ILCS 5/494.2 rep. 5 215 ILCS 5/495.1 rep. 6 215 ILCS 5/495.2 rep. 7 215 ILCS 5/496.2 rep. 8 215 ILCS 5/497.1 rep. 9 215 ILCS 5/498.1 rep. 10 215 ILCS 5/499.1 rep. 11 215 ILCS 5/500.1 rep. 12 215 ILCS 5/501.2 rep. 13 215 ILCS 5/502.2 rep. 14 215 ILCS 5/503.1 rep. 15 215 ILCS 5/504 rep. 16 215 ILCS 5/504.1 rep. 17 215 ILCS 5/505.1 rep. 18 215 ILCS 5/505.2 rep. 19 215 ILCS 5/506.1 rep. 20 215 ILCS 5/507.1 rep. 21 215 ILCS 5/508.1 rep. 22 215 ILCS 5/508.2 rep. 23 215 ILCS 5/509.1 rep. 24 215 ILCS 5/510.2 rep. 25 215 ILCS 5/511.1 rep.
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