State of Illinois
92nd General Assembly
Legislation

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92_HR0551

 
                                               LRB9210163RHrh

 1                          HOUSE RESOLUTION

 2        WHEREAS,  The  members   of   the   Illinois   House   of
 3    Representatives  wish to express their sincere condolences to
 4    the family and friends of Gale Cincotta, who recently  passed
 5    away; and

 6        WHEREAS,  Gale  Cincotta  was a plainspoken mother of six
 7    who became a neighborhood activist who went on to help ignite
 8    the  national  debate  over  bank   lending   policies   that
 9    discriminated against minority home buyers; and

10        WHEREAS,  Gale  Angeles  was born on December 28, 1929 in
11    Chicago, Illinois; she achieved fame for her spirited  fights
12    for  the  residents  of  the Austin neighborhood on Chicago's
13    West Side; and

14        WHEREAS, Ms. Cincotta began her political  career  as  an
15    activist  against  school  crowding in the 1960s; by the late
16    1960s she became president of the Organization for  a  better
17    Austin  and undertook other concerns, including fighting real
18    estate agents' encouragement of panic selling  by  homeowners
19    as minorities began looking for homes; and

20        WHEREAS,  Ms.  Cincotta  moved  on  to  national  issues,
21    especially  her  challenge  to  the  banking industry and the
22    federal bureaucracy over the practice of refusing to lend  to
23    residents  of  minority neighborhoods, or redlining; in 2000,
24    she successfully lobbied  for  a  Chicago  ordinance  to  ban
25    predatory lending which included offering high mortgage rates
26    and  other  confiscatory  financial terms to minority members
27    and the poor that often resulted in the  loss  of  homes  and
28    foreclosures; and

29        WHEREAS,  People  in  other  cities  began turning to Ms.
30    Cincotta and her colleagues for  advice;  as  a  result,  she
31    became  head  of  National  People's  Action, a network of 30
 
                            -2-                LRB9210163RHrh
 1    groups  from  100  cities;  the  group  successfully  pressed
 2    Congress to pass the Home Mortgage Disclosure  Act  of  1975,
 3    which  requires  lending  institutions to disclose where they
 4    make home loans and persuaded Congress to pass the  Community
 5    Reinvestment  Act  of  1977 which required banks to invest in
 6    neighborhoods where they did business; and

 7        WHEREAS, In addition,  National  People's  Action,  along
 8    with other neighborhood groups, persuaded three large Chicago
 9    banks   to  commit  themselves  to  making  $173  million  in
10    low-interest loans for housing and industrial development  in
11    poor neighborhoods; and

12        WHEREAS, The passing of Gale Cincotta will be deeply felt
13    by  all  who  knew  and  loved  her, especially her sons; her
14    grandchildren; and her great-grandchildren; therefore, be it

15        RESOLVED,  BY  THE  HOUSE  OF  REPRESENTATIVES   OF   THE
16    NINETY-SECOND GENERAL ASSEMBLY OF THE STATE OF ILLINOIS, that
17    we  mourn,  along  with  all  who knew her, the death of Gale
18    Cincotta of Oak Park, Illinois; and be it further

19        RESOLVED, That a suitable  copy  of  this  resolution  be
20    presented  to  the  family  of Gale Cincotta with our sincere
21    condolences.

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