92nd General Assembly
Status of HB4357
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LYONS,JOSEPH-SAVIANO-DAVIS,STEVE-RUTHERFORD-BURKE AND CAPPARELLI.

(WALSH,T-LIGHTFORD)

   205 ILCS 305/1.1          from Ch. 17, par. 4402                            
   205 ILCS 305/7            from Ch. 17, par. 4408                            
   205 ILCS 305/9.1 new                                                        
   205 ILCS 305/10.1 new                                                       
   205 ILCS 305/13           from Ch. 17, par. 4414                            
   205 ILCS 305/16           from Ch. 17, par. 4417                            
   205 ILCS 305/20           from Ch. 17, par. 4421                            
   205 ILCS 305/23           from Ch. 17, par. 4424                            
   205 ILCS 305/27           from Ch. 17, par. 4428                            
   205 ILCS 305/30           from Ch. 17, par. 4431                            
   205 ILCS 305/42           from Ch. 17, par. 4443                            

        Amends the Illinois Credit Union Act. Establishes requirements to      
   be met by out of state credit unions seeking to  conduct  business  in      
   Illinois.  Provides  that  reports of examination and other actions of      
   regulatory agencies with respect to credit unions are confidential and      
   may be disclosed only under certain circumstances.  Authorizes  credit      
   unions  to  destroy  records  upon  the expiration of a period of time      
   established by the Director of Financial Institutions.  Provides  that      
   in  discharging  their  duties, credit union directors are entitled to      
   rely in good faith upon advice from  officers,  employees,  and  other      
   persons.  Removes  the  requirement  that  a  credit  union obtain the      
   approval of the Department of  Financial  Institutions  before  making      
   loans  to,  investing  in, or delegating management duties to a credit      
   union organization. Removes certain  limits  on  trustees.  Authorizes      
   credit  unions  to  accept  trusts  under the Corporate Fiduciary Act.      
   Effective immediately.                                                      
        HOUSE AMENDMENT NO. 1.                                                 
          Adds reference to:                                                   
          205 ILCS 305/8                  from Ch. 17, par. 4409               
          205 ILCS 305/9                  from Ch. 17, par. 4410               
          205 ILCS 305/61                 from Ch. 17, par. 4462               
        Amends the Illinois Credit Union Act.  Authorizes the  Department      
   of  Financial Institutions to establish fees and impose penalties upon      
   credit unions relating to the preparation and  approval  of  documents      
   and  filings,  for conducting examinations, and for taking supervisory      
   actions.  Provides that a credit union is in danger of  insolvency  if      
   the  Department  is  unable  to  ascertain  the  credit  union's  true      
   financial condition upon examination.                                       
        HOUSE AMENDMENT NO. 2.                                                 
        Deletes a provision authorizing a credit union to  sell  part  of      
   its  assets  or  purchase  part of the assets of another credit union.      
   Provides that a "low-income" member is a member whose wages  are  less      
   than 80% of the average wage for all earners or whose household income      
   is  less  than  80%  of the median household wage.  Deletes provisions      
   expanding eligibility for credit union membership.  Deletes provisions      
   authorizing credit unions to accept and execute trusts.                     
        SENATE AMENDMENT NO. 1.                                                
        Excludes secondary capital from the calculation used to determine      
   whether a credit union is  in  danger  of  insolvency.  Continues  the      
   authority of the Director of Financial Institutions to require special      
   examinations   of   and  reports  from  credit  unions  that  delegate      
   substantially all managerial functions to a credit union organization.      
   Authorizes disclosure of confidential information to  law  enforcement      
   authorities  when  a  credit union or the Director reasonably believes      
   that the credit union has been a victim  of  a  crime.  Continues  the      
   requirement  that a credit union obtain the approval of the Department      
   of  Financial  Institutions  before  the  credit  union  may  delegate      
   substantially  all  managerial  responsibilities  to  a  credit  union      
   organization.                                                               
   JAN-31-2002  H  FILED WITH CLERK                                               
   FEB-01-2002  H  FIRST READING                                                  
   FEB-01-2002  H  REFERRED TO HOUSE RULES COMMITTEE        RULES                 
   FEB-05-2002  H       ASSIGNED TO COMMITTEE               FIN INSTIT            
   FEB-07-2002  H  ADDED AS A JOINT SPONSOR                 SAVIANO               
   FEB-07-2002  H  ADDED AS A JOINT SPONSOR                 DAVIS,STEVE           
   FEB-07-2002  H  ADDED AS A JOINT SPONSOR                 RUTHERFORD            
   FEB-07-2002  H  ADDED AS A JOINT SPONSOR                 BURKE                 
   FEB-07-2002  H  ADDED AS A CO-SPONSOR                    CAPPARELLI            
   FEB-14-2002  H                             AMENDMENT NO. 01-FIN INSTIT    H    
   FEB-14-2002  H                                   ADOPTED                       
   FEB-14-2002  H       REMAINS IN COMMITTEE                FIN INSTIT            
   FEB-21-2002  H                             AMENDMENT NO. 02-FIN INSTIT    H    
   FEB-21-2002  H                                   ADOPTED                       
   FEB-21-2002  H  DO PASS AMENDED/SHORT DEBATE             017-000-000   HFIN    
   FEB-21-2002  H  PLACED CALENDAR 2ND READING-SHORT DEBATE                       
   MAR-20-2002  H  SECOND READING-SHORT DEBATE                                    
   MAR-20-2002  H  PLCD CAL ORDER 3RD READING-SHORT DEBATE                        
   MAR-21-2002  H  THIRD READING/SHORT DEBATE/PASSED        092-018-003           
   APR-02-2002  S  ARRIVE IN SENATE                                               
   APR-02-2002  S  PLACED CALENDAR ORDER OF FIRST READING   02-04-03              
   APR-03-2002  S  CHIEF SPONSOR                            WALSH,T               
   APR-04-2002  S  FIRST READING                                                  
   APR-04-2002  S  REFERRED TO SENATE RULES COMMITTEE       RULES                 
   APR-11-2002  S  ADDED AS A CHIEF CO-SPONSOR              LIGHTFORD             
   APR-17-2002  S       ASSIGNED TO COMMITTEE               FIN INST              
   APR-25-2002  S                             AMENDMENT NO. 01-FINANC. INST. S    
   APR-25-2002  S                                   ADOPTED                       
   APR-25-2002  S       DO PASS AS AMENDED                  008-000-000   SFIC    
   APR-25-2002  S  PLACED ON CALENDAR ORDER OF 2ND READING  02-05-06              
   MAY-07-2002  S  SECOND READING                                                 
   MAY-07-2002  S  PLACED ON CALENDAR ORDER OF 3RD READING  02-05-08              
   MAY-08-2002  S  THIRD READING - PASSED                   056-000-000           
   MAY-08-2002  H  ARRIVE IN HOUSE                                                
   MAY-08-2002  H  PLACED ON CALENDAR ORDER OF CONCURRENCE  01                    
   MAY-09-2002  H  MOTION FILED CONCUR                      01/LYONS,JOSEPH       
   MAY-09-2002  H                        MOTION REFERRED TO HRUL                  
   MAY-09-2002  H  CALENDAR ORDER OF CONCURRENCE            01                    
   MAY-15-2002  H  FINAL PASSAGE DEADLINE EXTENDED-RULE     9(B) TO 5/31/02       
   MAY-15-2002  H  CALENDAR ORDER OF CONCURRENCE            01                    
   MAY-30-2002  H  MOTION TO CONCUR/SENATE AMENDMENT NO.(S) 01                    
   MAY-30-2002  H  RECOMMENDS BE ADOPTED                    HRUL/004-000-000      
   MAY-30-2002  H  CALENDAR ORDER OF CONCURRENCE            01                    
   MAY-31-2002  H  HSE CONCURS IN SEN AMENDMENTS (NO.)      01/096-019-001        
   MAY-31-2002  H  PASSED BOTH HOUSES                                             
   JUN-28-2002  H  SENT TO THE GOVERNOR                                           
   JUL-01-2002  H  GOVERNOR APPROVED                                              
   JUL-01-2002  H                            EFFECTIVE DATE 02-07-01              
   JUL-01-2002  H  PUBLIC ACT.............................. 92-0608               

   END OF INQUIRY 



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