92nd General Assembly
Summary of SB0368
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Senate Sponsors:
MUNOZ-WELCH.

House Sponsors:
ACEVEDO-FRITCHEY-MENDOZA

Short description: 
DEBIT CARD LIABILITY ACT                                                   

Synopsis of Bill as introduced:
        Creates the Debit Card  Liability  Act.  Provides  that  a  debit      
   cardholder  is not liable for more than $50 in unauthorized charges on      
   a  debit  card  unless  the  debit  cardholder  fails  to  report   an      
   unauthorized  use  that appears on a periodic statement within 60 days      
   after the issuer has transmitted the statement to the cardholder.           
        SENATE AMENDMENT NO. 1.                                                
          Deletes reference to:                                                
          New Act                                                              
          Adds reference to:                                                   
          815 ILCS 145/Act title                                               
          815 ILCS 145/0.01               from Ch. 17, par. 6100               
          815 ILCS 145/1                  from Ch. 17, par. 6101               
          815 ILCS 145/2                  from Ch. 17, par. 6102               
        Replaces the title and  everything  after  the  enacting  clause.      
   Amends  the  Credit Card Liability Act.  Changes the title of the Act.      
   Includes debit cards within the scope of the  Act  and  provides  that      
   liability  for  unsolicited, lost, or stolen debit cards is limited in      
   the same manner as for credit cards.                                        
        SENATE AMENDMENT NO. 2.                                                
        Makes a technical correction.                                          
        HOUSE AMENDMENT NO. 1.                                                 
          Deletes reference to:                                                
          815 ILCS 145/2                                                       
          Adds reference to:                                                   
          815 ILCS 145/3 new                                                   
        Deletes provisions limiting liability for unauthorized charges on      
   debit cards in the same manner as for  credit  cards.   Provides  that      
   liability for unauthorized use of a debit card shall be limited in the      
   manner  provided  by  the  Board  of  Governors of the Federal Reserve      
   System.                                                                     
 
Last action on Bill: SESSION SINE DIE

   Last action date: JAN-07-2003

           Location: Senate

 Amendments to Bill: AMENDMENTS ADOPTED: HOUSE -   1     SENATE -   2


   END OF INQUIRY 



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