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Public Act 094-0037
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| HB2696 Enrolled |
LRB094 09129 RXD 39360 b |
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AN ACT concerning business.
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Be it enacted by the People of the State of Illinois,
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represented in the General Assembly:
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Section 5. The Consumer Fraud and Deceptive Business |
Practices Act is amended by adding Section 2VV as follows:
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(815 ILCS 505/2VV new) |
Sec. 2VV. Credit and public utility service; identity |
theft. It is an unlawful practice for a person to deny credit |
or public utility service to or reduce the credit limit of a |
consumer solely because the consumer has been a victim of |
identity theft as defined in Section 16G-15 of the Criminal |
Code of 1961, if the consumer: |
(1) has provided a copy of an identity theft report as |
defined under the federal Fair Credit Reporting Act and |
implementing regulations evidencing the consumer's claim |
of identity theft;
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(2) has provided a properly completed copy of a |
standardized affidavit of identity theft developed and |
made available by the Federal Trade Commission pursuant to |
15 U.S.C. 1681g or an affidavit of fact that is acceptable |
to the person for that purpose; |
(3) has obtained placement of an extended fraud alert |
in his or her file maintained by a nationwide consumer |
reporting agency, in accordance with the requirements of |
the federal Fair Credit Reporting Act; and |
(4) is able to establish his or her identity and |
address to the satisfaction of the person providing credit |
or utility services.
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Section 99. Effective date. This Act takes effect upon |
becoming law.
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