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| Public Act 102-0397 | ||||
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AN ACT concerning regulation.
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Be it enacted by the People of the State of Illinois,
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represented in the General Assembly:
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Section 5. The Illinois Insurance Code is amended by | ||||
changing Section 143.29 as follows:
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(215 ILCS 5/143.29) (from Ch. 73, par. 755.29)
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Sec. 143.29.
(a) The rates and premium charges for every | ||||
policy of automobile
liability insurance shall include | ||||
appropriate reductions as determined
by the insurer for any | ||||
insured
over age 55 upon successful completion of the National | ||||
Safety Council's
Defensive Driving Course or a motor vehicle | ||||
accident prevention course, including an eLearning course, | ||||
that which
is found by the Secretary of State to meet or exceed | ||||
the standards of the
National Safety Council's Defensive | ||||
Driving Course's 8 hour classroom safety
instruction program.
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(b) The premium reduction shall remain in effect for the | ||||
qualifying insured
for a period of 3 years from the date of | ||||
successful completion of the accident
prevention course, | ||||
except that the insurer may elect to apply the premium
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reduction beginning either with the last effective date of the | ||||
policy or
the next renewal date of the policy if the reduction | ||||
will result in a savings
as though applied over a full 3 year | ||||
period. An insured who has completed
the course of instruction | ||||
prior to July 1, 1982 shall receive the insurance
premium | ||
reduction
for only the period remaining within the 3 years | ||
from course completion.
The period of premium reduction for an | ||
insured who has repeated the accident
prevention course shall | ||
be based upon the last such course the insured has
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successfully completed.
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(c) Any accident prevention course approved by the | ||
Secretary of State
under this Section shall be taught by an | ||
instructor approved by the Secretary
of State, shall consist | ||
of at least 8 hours of classroom or eLearning equivalent | ||
instruction and
shall provide for a certificate of completion. | ||
Records of certification
of course completion shall be | ||
maintained in a manner acceptable to the Secretary
of State.
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(d) Any person claiming eligibility for a rate or premium | ||
reduction shall
be responsible for providing to his insurance | ||
company the information necessary
to determine eligibility.
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(e) This Section shall not apply to:
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(1) any motor vehicle which is a part of a fleet or is used | ||
for commercial
purposes unless there is a regularly assigned | ||
principal operator.
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(2) any motor vehicle subject to a higher premium rate | ||
because of the
insured's previous motor vehicle claim | ||
experience or to any motor vehicle
whose principal operator | ||
has been convicted of violating any of the
motor vehicle laws | ||
of this State, until that operator
shall have maintained a | ||
driving record free of
accidents and moving violations for
a | ||
continuous one year period,
in which case such driver shall be | ||
eligible for a reduction the remaining
2 years of the 3 year | ||
period.
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(3) any motor vehicle whose principal operator has had his | ||
drivers license
revoked or suspended for any reason by the | ||
Secretary of State within the
previous 36 months.
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(4) any policy of group automobile insurance under which | ||
premiums are
broadly averaged for the group rather than | ||
determined individually.
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(Source: P.A. 82-920.)
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