Public Act 90-0401 of the 90th General Assembly
Public Act 90-0401
SB124 Enrolled LRB9001109JSgc
AN ACT to amend the Illinois Insurance Code by adding
Sections 155.31 and 155.32.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Illinois Insurance Code is amended by
adding Sections 155.31 and 155.32 as follows:
(215 ILCS 5/155.31 new)
Sec. 155.31. Day care and group day care homes;
coverage.
(a) No insurer providing insurance coverage, as defined
in subsection (b) of Section 143.13 of this Code, shall
nonrenew or cancel an insurance policy on a day care home or
group day care home, as defined in the Child Care Act of
1969, solely on the basis that the insured operates a duly
licensed day care home or group day care home on the insured
premises.
(b) An insurer providing such insurance coverage to a
licensed day care home or licensed group day care home may
provide such coverage with a separate policy or endorsement
to a policy of fire and extended coverage insurance, as
defined in subsection (b) of Section 143.13.
(c) Notwithstanding subsections (a) and (b) of this
Section, the insurer providing such coverage shall be allowed
to cancel or nonrenew an insurance policy on a day care home
or group day care home based upon the authority provided
under Sections 143.21 and 143.21.1 of this Code.
(215 ILCS 5/155.32 new)
Sec. 155.32. Policy explanations; language other than
English. An insurance carrier licensed to provide insurance
as defined in subsections (a) and (b) of Section 143.13 of
this Code may provide insurance policies, endorsements,
riders, and any explanatory or advertising material in a
language other than English. In the event of a dispute or
complaint regarding the insurance or advertising material,
the English language version of the insurance coverage shall
control the resolution of the dispute or complaint.