Public Act 90-0700 of the 90th General Assembly
Public Act 90-0700
HB2860 Enrolled LRB9009861JSmb
AN ACT to amend the Illinois Insurance Code by adding
Section 155.22b.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Illinois Insurance Code is amended by
adding Section 155.22b as follows:
(215 ILCS 5/155.22b new)
Sec. 155.22b. Rating, claims handling, and underwriting
decisions.
(a) No company issuing a policy of property and casualty
insurance may use the fact that an applicant or insured
incurred bodily injury as a result of a battery committed
against him or her by a spouse or person in the same
household as a sole reason for a rating, underwriting, or
claims handling decision.
(b) If a policy excludes property coverage for
intentional acts, the insurer may not deny payment to an
innocent co-insured who did not cooperate in or contribute to
the creation of the loss if the loss arose out of a pattern
of criminal domestic violence and the perpetrator of the loss
is criminally prosecuted for the act causing the loss.
Payment to the innocent co-insured may be limited to his or
her ownership interest in the property as reduced by any
payments to a mortgagor or other secured interest.
Section 99. Effective date. This Act takes effect upon
becoming law.